Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must be aged 18 or older and have a UK address. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
*Headline rate includes a guaranteed fixed bonus rate of 2.95% for the first 12 months (on balances up to £1 million), plus the standard variable rate which is currently 1.15%. After 12 months, you’ll continue to receive the standard variable rate (all rates are Gross/ AER. Annual interest payments. Unlimited deposits and withdrawals (daily limits apply). 24/7 access to your savings through the mobile app. Your eligible deposits held by a UK establishment of Barclays Bank UK PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Wealth Management and Tesco Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered
Save from £1. Unlimited payments and withdrawals. Interest paid annually. Open in a single or a joint name. Maximum deposit £500,000. Open and manage account online. FSCS Protected. Must be UK resident. Must be aged 16 or older
Choose monthly or annual interest payments. Unlimited deposits and withdrawals. 24/7 access to your savings. Open and manage online. After 12 months the rate will revert to the underlying rate, currently 1.25% gross/AER variable. Post Office Online Saver is provided by Bank of Ireland UK. Must be UK resident. Must be aged 18 or older. FSCS protected
Interest calculated monthly. Unlimited deposits and withdrawals. Open and manage online. FSCS Protected. Must retain a minimum balance of £20,000 in the account. Must be UK resident and be aged 18 or older
New customers use promo code GETCHIP and deposit at least £1 within 14 days to receive a 1.20% AER boost to standard 3.56% AER rate for 12 months
Why we like it
3 penalty-free withdrawals in a 12 month period. Deposit and withdraw almost instantly. No fees or charges for holding account. 2.66%/1.46% AER if 4 or more withdrawals are made within 12 months (with or without boost respectively)
The interest rate tracks the Bank of England (BoE) Base Rate. Interest is calculated on the minimum daily balance and applied to the account on the first day of every subsequent month. Open and manage account online. Your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme. The maximum deposit you may pay into any one OakNorth Account is £500,000. The maximum amount (excluding the interest) that you will be allowed to hold on deposit with OakNorth Bank across multiple accounts is also £500,000. Unlimited withdrawals, subject to 95 days notice. Available to individuals, aged 18 or over, who are UK residents
Unlimited deposits and withdrawals. Interest paid monthly: can be added to your Notice Saver or paid to your linked account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Withdrawals subject to 90 days notice. Must have a linked UK current account
All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities. Interest paid monthly or annually. Manage account online. UK-based support, seven days a week. Unlimited withdrawals subject to 14 days notice. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
Compare Scottish Building Society savings accounts
Getting a savings account that helps your savings grow quickly is possible. However, the right savings account will likely depend on the size of your savings, how long you want to tie your savings up for and the amount of interest you want to earn.
Scottish Building Society’s range of savings options can help you reach your savings goals.
Generally, notice savings accounts require a number of days’ notice before you can make a withdrawal. However, if you open a notice savings account you will likely receive higher interest than instant access accounts.
The notice account from Scottish Building Society provides higher interest rates, in exchange for the requirement to give 30 days’ notice to make a withdrawal.
You could see your savings grow rapidly by putting aside an agreed amount every month. There are some accounts that reward regular savers with access to higher rates of interest.
Scottish Building Society’s Regular Saver account has a low monthly deposit and offers better interest than their instant access account.
Fixed rate bonds provide some of the most competitive interest on the market, which is guaranteed for the life of the bond, providing you do not make a withdrawal from your savings.
The fixed rate bonds that Scottish Building Society provide are only available to existing customers.
You could open a cash ISA to minimise the amount of tax you pay on your interest, as cash ISAs have the ability to provide up to £20,000 tax-free interest on your savings.
Scottish Building Society’s cash ISAs lets you take advantage of the £20,000 tax-free allowance, along with the ability to use your savings at your convenience.
