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Compare Latest Cash ISA Deals

Plum
Cash ISA Plum
Min deposit £1
Term Easy Access
Interest AER 5.17%

Why we like it: Includes a bonus of 0.88% AER (variable) if account held for 12 months. Transfer in any ISAs you hold with other providers. Interest rates drop if more than three withdrawals per year. Covered by FSCS. Rate when you transfer in your existing ISA - 4.29% AER (variable). Rate for each 12-month period after your first 12 months - 4.29% AER (variable). Rate when balance drops below £100 or after your fourth annual withdrawal - 3.00% AER (variable). Must be UK resident and be aged 18 or older

moneybox
Cash ISA moneybox
Min deposit £500
Term Easy Access
Interest AER 5.16%

Why we like it: *The Moneybox Cash ISA includes a 4.25% AER variable underlying rate and a bonus rate of 0.91% for the first 12 months. Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate. Transfer in any ISAs you hold with other providers into a Moneybox Cash ISA, entirely in-app. Covered by FSCS. If more than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied for the rest of that 12-month period. The lower interest rate of 0.75% will also apply if the account balance dips below £500, automatically returning to the higher interest rate when the balance returns to £500 or more again. Must be UK resident and be aged 18 or older

Leeds Building Society
Limited Issue Online Access ISA Leeds Building Society
Min deposit £1000
Term Instant Access
Interest AER 4.75%

Why we like it: Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older

Yorkshire Building Society
Fixed Rate Cash ISA Yorkshire Building Society
Min deposit £100
Term 1 Year
Interest AER 4.65%

Why we like it: Interest paid at maturity. ISA transfers also allowed in. Tax free interest. FSCS Protected. Must be UK resident and be aged 16 or older. No withdrawals permitted. Closure permitted with 60 days' loss of interest

NatWest
Fixed Rate Cash ISA NatWest
Min deposit £1000
Term 1 Year
Interest AER 4.60%

Why we like it: Terms and Conditions: You must be 16 or over and a UK resident. You must not have subscribed to another cash ISA in the same tax year. Sole accounts only. Rate available until 2nd May 2024 for new customers and 7th May 2024  for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other Cash ISA other than a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.

Royal Bank of Scotland
Fixed Rate Cash ISA Royal Bank of Scotland
Min deposit £1000
Term 1 Year
Interest AER 4.60%

Why we like it: Terms and Conditions: You must be 16 or over and a UK resident. You must not have subscribed to another cash ISA in the same tax year. Sole accounts only. Rate available until 24th April 2024 for new customers and 29th April 2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other Cash ISA other than a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.

Leeds Building Society
Fixed Rate Cash ISA Leeds Building Society
Min deposit £100
Term 1 Year
Interest AER 4.60%

Why we like it: Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days lost interest

Ford Money
Flexible Cash ISA Ford Money
Min deposit £1
Term Instant Access
Interest AER 4.40%

Why we like it: Interest can be paid monthly or annually. Flexible ISA - you can replace any cash you withdraw from your ISA within the same tax year without it counting towards your annual ISA allowance. Unlimited deposits and withdrawals. ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older

Leeds Building Society
Fixed Rate Cash ISA Leeds Building Society
Min deposit £100
Term 2 years
Interest AER 4.35%

Why we like it: Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 180 days lost interest

NatWest
Fixed Rate Cash ISA NatWest
Min deposit £1000
Term 2 Years
Interest AER 4.20%

Why we like it: Terms and Conditions: You must be 16 or over and a UK resident. You must not have subscribed to another cash ISA in the same tax year. Sole accounts only. Rate available until 2nd May 2024 for new customers and 7th May 2024  for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other Cash ISA other than a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.

Royal Bank of Scotland
Fixed Rate Cash ISA Royal Bank of Scotland
Min deposit £1000
Term 2 Years
Interest AER 4.20%

Why we like it: Terms and Conditions: You must be 16 or over and a UK resident. You must not have subscribed to another cash ISA in the same tax year. Sole accounts only. Rate available until 24th April 2024 for new customers and 29th April 2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other Cash ISA other than a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.

Leeds Building Society
Fixed Rate Cash ISA Leeds Building Society
Min deposit £100
Term 3 years
Interest AER 4.15%

Why we like it: Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 240 days lost interest

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Finding the best cash ISAs

Latest Cash ISA Deals

 
For short term options, Leeds Building Society offer a Online Easy Access Cash ISA returning 3.20% AER.

Benefits of a cash ISA

 There are several key benefits to a cash ISA:  

  • No income tax - you don't pay tax on any interest you earn from the cash in your ISA
  • Easy access - if you choose an instant access cash ISA (rather than a fixed-rate cash ISA) it's a convenient way to save at a good interest rate while retaining fast and easy access to your money, should you need it
  • No need to declare - you don't need to declare your cash ISA on your tax return
  • Straightforward transfers - you can transfer your cash ISA to a different provider to get a better rate of interest.

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