Compare Latest Cash ISA Deals
Best Cash ISAs
Why we like it: MARKET LEADING RATE – Looking for the best cash ISA rates? Open a 3 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. Withdraw cash early if you need to (subject to loss of interest).
Why we like it: Open a 2 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. Withdraw cash early if you need to (subject to loss of interest).
Why we like it: Interest can be paid monthly or annually. ISA transfers in allowed. £250,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. No withdrawals permitted
Why we like it: Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. Withdraw cash early if you need to (subject to loss of interest).
Why we like it: Minimum deposit £500. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.
Why we like it: Interest can be paid monthly or annually. ISA transfers in allowed. £250,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. No withdrawals permitted
Why we like it: Interest can be paid monthly or annually. ISA transfers in allowed. £250,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. No withdrawals permitted
Why we like it: Unlimited withdrawals subject to 30 days notice.
Why we like it: Minimum deposit £500. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.
Why we like it: Interest can be paid monthly or annually. ISA transfers in allowed. £250,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. No withdrawals permitted
Why we like it: Tax free ISA account. Make up to three withdrawals during the 12-month term of this account. Open with £1 or transfer in existing ISA funds. Invest up to £20,000 per tax year. Manage your account online. Interest paid at maturity. FSCS Protected. Must be UK resident and aged 16 or older. Make more than three withdrawals and the rate drops to 0.10% AER/gross p.a. (variable). Not available in branch
Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.
Finding the best cash ISAs
Latest Cash ISA Deals
If you are happy tying up cash then you could consider the Shawbrook Bank 5 year and 3 Year fixed rate ISA currently offer some of the best fixed deals paying 1.40% and 1.35% annual interest respectively.
For shorter deals the Ford Money 2 year fixed rate ISA offers 1.35% interest and the Ford Money's 1 year fixed rate ISA pays 1.25% interest.
If you prefer more access to your cash then the Ford Money Flexible Cash ISA currently offers up to 0.85% interest.
Benefits of a cash ISA
There are several key benefits to a cash ISA:
- No income tax - you don't pay tax on any interest you earn from the cash in your ISA
- Easy access - if you choose an instant access cash ISA (rather than a fixed-rate cash ISA) it's a convenient way to save at a good interest rate while retaining fast and easy access to your money, should you need it
- No need to declare - you don't need to declare your cash ISA on your tax return
- Straightforward transfers - you can transfer your cash ISA to a different provider to get a better rate of interest.
