This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Compare Latest Easy Access Deals

Ulster Bank
eSavings Ulster Bank
Min deposit £1
Term Instant Access
Interest AER 1.25%

Why we like it: MARKET LEADING. 1.25% AER Gross (variable). Open with £1. A simple instant access savings account. Manage your account online, by telephone banking or via our mobile app. You'll need to be 18 or over and a UK resident

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.20%

Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Ford Money
Flexible Saver Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.12%

Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.

Ford Money
Flexible Cash ISA Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.00%

Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.

Aldermore
Notice Cash ISA Aldermore
Min deposit £1000
Term 30 Day Notice
Interest AER 0.8%

Why we like it: Unlimited withdrawals subject to 30 days notice.

Wyelands Bank
Notice Savings Wyelands Bank
Min deposit £5000
Term 35 Day Notice
Interest AER 0.8%

Why we like it: Save from £5,000. 35 days notice for withdrawals. FSCS Protected

Aldermore
Notice Savings Aldermore
Min deposit £1000
Term 30 Day Notice
Interest AER 0.8%

Why we like it: Unlimited withdrawals subject to notice. Withdraw cash early if you need to (subject to loss of interest).

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 0.75%

Why we like it: EASY ACCESS TOP SELLER: Earn 0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate until 31 December 2017. Unlimited withdrawals without restriction or loss of interest.

B
Current and Savings Account B
Min deposit £1
Term Current Account
Interest AER 0.5%

Why we like it: INNOVATIVE NEW BANKING SERVICE powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.50% AER on ALL instant access credit balances and 0.25% AER on current account balances up to £2,000. Fee free

Nationwide
Instant ISA Saver Nationwide
Min deposit £1
Term Instant Access
Interest AER 0.5%

Why we like it: Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA with instant access.

Scottish Widows
Direct Transfer Account 2 Scottish Widows
Min deposit £1000
Term Instant Access
Interest AER 0.35%
Scottish Widows More info

Why we like it: Open with £1,000. Monthly and Annual Interest options. Access - Online, Telephone or Post. No notice period or fees on withdrawals.

Santander
123 Current Account Santander
Open With £1000
Account Type Current Account
Interest AER 1.50%

Why we like it: BEST SELLING CASHBACK CURRENT ACCOUNT. Earn 1.50% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.

Finding the best easy access savings account

Looking for a great rate on a easy access savings account? 

Instant Access Best Buys

Market Leading Instant Access Savings Account

1. Ulster Bank eSavings »

BEST UK instant access savings account currently is available from Ulster Bank »

You can earn 1.25% AER/Gross pa (variable)  with this easy to use account. You can manage your account online by telephone or via mobile app.

It only takes a few minutes to apply »

2. RCI BANK »

As a second option RCI Bank offers a competitive instant access savings account.

You can earn 1.10% AER/Gross pa (variable). Interest is paid monthly or annually.

With so many different easy access savings accounts to choose from, it pays to shop around. We offer a selection of leading UK instant access accounts.

Instant Access Accounts

There is not a lot to choose between instant and easy access accounts. Current instant access market leader is RCI Bank paying 1.10% AER.

Easy Access Accounts

Aldermore Bank Easy Access Account pays 0.5% AER

What is an easy access savings account?

An easy access savings account is essentially what it says; a savings account that gives you easy access to your money.

With such an account you can access your savings without giving prior notice, and without forfeiting any interest.

There are some caveat’s however: there may be restrictions on the number of penalty free withdrawals you can make in any specific time period and, although you have easy access to your savings, unlike an instant access savings account there might be a few days’ delay before you have the cash in your hand.

Latest news

Are you getting 10% on your savings?

In these low interest times getting a decent rate of return on your cash is not easy. Surprisingly some of the best interest rates are available via current accounts.

Newsletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.