Easy Access
Why we like it: Unlimited deposist and withdrawals, interest paid annually. Includes 0.61% AER bonus for first 12 months. Eligible deposits covered by UK FSCS.
Why we like it: Unlimited withdrawals subject to 30 days notice.
Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.
Why we like it: Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.
Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA with instant access.
Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
Why we like it: Earn 1.50% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.
Easy Access Best Buys
Cynergy Bank »
Cynergy Bank offers a market leading instant access savings account.
- 1.31% AER/Gross pa (variable) interest rate
- Interest is paid annually
- Withdrawals - Unlimited & no penalties
- Online account
- Minimum deposit - £1
- Rate includes 0.56% AER bonus for the first 12 months
- FSCS Protected
Quick online application setup from Cynergy Bank
Aldermore Bank »
Aldermore Bank offers a competitive instant access savings account.
- 1.25% AER/Gross pa (variable) interest rate
- Interest is paid monthly
- Withdrawals - Unlimited & no penalties
- Online account
- Minimum deposit - £1,000
- Maximum deposit - £1 million
- FSCS Protected
Quick online application setup from Aldermore Bank
With so many different easy access savings accounts to choose from, it pays to shop around. We offer a selection of leading UK instant access accounts.
What is an Easy Access Savings Account?
An easy access savings account is essentially what it says; a savings account that gives you easy access to your money.
With such an account you can access your savings without giving prior notice, and without forfeiting any interest.
There are some caveat’s however: there may be restrictions on the number of penalty free withdrawals you can make in any specific time period and, although you have easy access to your savings, unlike an instant access savings account there might be a few days’ delay before you have the cash in your hand.
