Easy Access
Why we like it: £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected
Why we like it: £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected
Why we like it: MARKET LEADING RATE. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.
Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.
Why we like it: Free withdrawals and no notice period. Deposit from £100. Includes a fixed bonus of 0.95% gross fixed for the first 12 months. Quick and easy online application
Why we like it: Unlimited withdrawals subject to 30 days notice.
Why we like it: Unlimited withdrawals subject to notice. Withdraw cash early if you need to (subject to loss of interest).
Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.
Why we like it: Save from £5,000. 35 days notice for withdrawals. FSCS Protected
Why we like it: 0.50% AER Gross (variable) for up to 5 withdrawals per account year (0.10% AER Gross (variable) for 6 or more withdrawals). Open with £1. Interest paid annually. Manage your account online. Over 16's only
Why we like it: Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA with instant access.
Scottish Widows
More info
Why we like it: Open with £1,000. Monthly and Annual Interest options. Access - Online, Telephone or Post. No notice period or fees on withdrawals.
Easy Access Best Buys
UK Market Leading Savings Account...
1. RCI BANK »
Market leading RCI Bank offers a competitive instant access savings account.
- Highest UK rate on instant access savings 1.30% AER/Gross pa (variable)
- Interest is paid monthly or annually
- Withdrawals - Unlimited & no penalties
- Online account
- Minimum deposit - £1
- Maximum deposit - £1 million
- FSCS Protected
Quick online application setup from RCI Bank
With so many different easy access savings accounts to choose from, it pays to shop around. We offer a selection of leading UK instant access accounts.
Easy & Instant Access Accounts
There is not a lot to choose from between instant and easy access accounts. Current instant access market leaders are RCI Bank paying 1.30% AER
What is an Easy Access Savings Account?
An easy access savings account is essentially what it says; a savings account that gives you easy access to your money.
With such an account you can access your savings without giving prior notice, and without forfeiting any interest.
There are some caveat’s however: there may be restrictions on the number of penalty free withdrawals you can make in any specific time period and, although you have easy access to your savings, unlike an instant access savings account there might be a few days’ delay before you have the cash in your hand.
