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Compare Latest Easy Access Deals

Leeds Building Society
Home Deposit Saver Leeds Building Society
Min deposit £100
Term Limited Access
Interest AER 4.80%

£500 bonus to boost your savings if you receive a residential purchase mortgage offer from Leeds Building Society

Why we like it

The Home Deposit Saver lets you earn a competitive rate of interest whilst building up the deposit needed for your first or next home. Open and manage online. FSCS Protected. You can only pay in up to £500 in a single month. Withdrawals are limited to 1 each year. You can deposit up to £30,000 in total. Bonus eligibility criteria apply

Details

Interest Paid Annually
Maximum Balance £30,000
Minimum Age 18
UK Resident Yes
Leeds Building Society
Home Deposit Saver Leeds Building Society
Min deposit £100
Term Limited Access
Interest AER 4.80%

£500 bonus to boost your savings if you receive a residential purchase mortgage offer from Leeds Building Society

Why we like it

The Home Deposit Saver lets you earn a competitive rate of interest whilst building up the deposit needed for your first or next home. Open and manage online. FSCS Protected. You can only pay in up to £500 in a single month. Withdrawals are limited to 1 each year. You can deposit up to £30,000 in total. Bonus eligibility criteria apply

Details

Interest Paid Annually
Maximum Balance £30,000
Minimum Age 18
UK Resident Yes
Yorkshire Building Society
First Home eSaver Yorkshire Building Society
Min deposit £1
Term Limited Access
Interest AER 4.70%

Why we like it

Only for customers saving to buy their first home. Save up to £500 a month for 2 years. Withdraw on any 1 day a year. Open in a single or a joint name. Open and manage account online. FSCS Protected. After 2 years your money will be transferred to an online easy access savings account Must be UK resident Must be aged 16 or older

Details

Interest Paid Annually
Maximum Balance £12,000
Minimum Age 16
UK Resident Yes
Yorkshire Building Society
First Home eSaver Yorkshire Building Society
Min deposit £1
Term Limited Access
Interest AER 4.70%

Why we like it

Only for customers saving to buy their first home. Save up to £500 a month for 2 years. Withdraw on any 1 day a year. Open in a single or a joint name. Open and manage account online. FSCS Protected. After 2 years your money will be transferred to an online easy access savings account Must be UK resident Must be aged 16 or older

Details

Interest Paid Annually
Maximum Balance £12,000
Minimum Age 16
UK Resident Yes
Post Office
Online Saver Account Post Office
Min deposit £1
Term Instant Access
Interest AER 4.31%

Why we like it

Choose monthly or annual interest payments. Unlimited deposits and withdrawals. 24/7 access to your savings. Open and manage online. After 12 months the rate will revert to the underlying rate, currently 0.90% gross/AER variable. Post Office Online Saver is provided by Bank of Ireland UK. Must be UK resident. Must be aged 18 or older. FSCS protected

Details

Interest Paid Monthly or annually
Maximum Balance £2,000,000
Minimum Age 18
UK Resident Yes
Post Office
Online Saver Account Post Office
Min deposit £1
Term Instant Access
Interest AER 4.31%

Why we like it

Choose monthly or annual interest payments. Unlimited deposits and withdrawals. 24/7 access to your savings. Open and manage online. After 12 months the rate will revert to the underlying rate, currently 0.90% gross/AER variable. Post Office Online Saver is provided by Bank of Ireland UK. Must be UK resident. Must be aged 18 or older. FSCS protected

Details

Interest Paid Monthly or annually
Maximum Balance £2,000,000
Minimum Age 18
UK Resident Yes
Yorkshire Building Society
Regular eSaver Yorkshire Building Society
Min deposit £1
Term Limited Access
Interest AER 4.25%

Why we like it

Save up to £250 a month for 1 year. Withdraw on any 2 days a year. Open in a single or a joint name. Open and manage account online. FSCS Protected. After 1 year your money will be transferred to an online easy access savings account

Details

Interest Paid At maturity
Maximum Balance £3,000
Minimum Age 16
UK Resident Yes
Yorkshire Building Society
Regular eSaver Yorkshire Building Society
Min deposit £1
Term Limited Access
Interest AER 4.25%

Why we like it

Save up to £250 a month for 1 year. Withdraw on any 2 days a year. Open in a single or a joint name. Open and manage account online. FSCS Protected. After 1 year your money will be transferred to an online easy access savings account

Details

Interest Paid At maturity
Maximum Balance £3,000
Minimum Age 16
UK Resident Yes
Hampshire Trust Bank
95 Day Notice Tracker Account Hampshire Trust Bank
Min deposit £1
Term 95 Day Notice
Interest AER 4.22%

Winner of Platinum Feefo Trusted Service Award in 2024

Why we like it

Interest rate tracks at a fixed margin above Bank of England Base Rate. Open in a single or a joint name. Winner of Platinum Feefo Trusted Service Award in 2024. Unlimited withdrawals subject to 95 days notice. FSCS Protected

Details

Interest Paid Annually
Maximum Balance £250,000
Minimum Age 18
UK Resident Yes
Hampshire Trust Bank
95 Day Notice Tracker Account Hampshire Trust Bank
Min deposit £1
Term 95 Day Notice
Interest AER 4.22%

Winner of Platinum Feefo Trusted Service Award in 2024

Why we like it

Interest rate tracks at a fixed margin above Bank of England Base Rate. Open in a single or a joint name. Winner of Platinum Feefo Trusted Service Award in 2024. Unlimited withdrawals subject to 95 days notice. FSCS Protected

Details

Interest Paid Annually
Maximum Balance £250,000
Minimum Age 18
UK Resident Yes
Tesco Bank
Internet Saver Account Tesco Bank
Min deposit £1
Term Instant Access
Interest AER Inclusive of Bonus Rate* 4.21%

Why we like it

*Headline rate includes a guaranteed fixed bonus rate of 3.16% for the first 12 months (on balances up to £1 million), plus the standard variable rate which is currently 1.05%.  After 12 months, you’ll continue to receive the standard variable rate (all rates are Gross/ AER. Annual interest payments. Unlimited deposits and withdrawals (daily limits apply). 24/7 access to your savings through the mobile app. Your eligible deposits held by a UK establishment of Barclays Bank UK PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Wealth Management and Tesco Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered

Details

Interest Paid Annually
Maximum Balance £1,000,000
Minimum Age 18
UK Resident Yes
Tesco Bank
Internet Saver Account Tesco Bank
Min deposit £1
Term Instant Access
Interest AER Inclusive of Bonus Rate* 4.21%

Why we like it

*Headline rate includes a guaranteed fixed bonus rate of 3.16% for the first 12 months (on balances up to £1 million), plus the standard variable rate which is currently 1.05%.  After 12 months, you’ll continue to receive the standard variable rate (all rates are Gross/ AER. Annual interest payments. Unlimited deposits and withdrawals (daily limits apply). 24/7 access to your savings through the mobile app. Your eligible deposits held by a UK establishment of Barclays Bank UK PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Wealth Management and Tesco Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered

Details

Interest Paid Annually
Maximum Balance £1,000,000
Minimum Age 18
UK Resident Yes
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Easy Access Best Buy

Post Office Savings »

Post Office Savings offer a very competitive instant access account.

  • 4.31% AER/Gross pa (variable) interest rate
  • Low minimum deposit £1
  • Interest is paid monthly or annually
  • Unlimited payments and withdrawals
  • After 12 months the rate will revert to the underlying rate, currently 0.90% gross/AER variable
  • Online account
  • FSCS Protected

Quick online application setup from Post Office Savings

Tesco Bank »

Tesco Bank also offer a very competitive instant access account.

  • 4.21% AER/Gross pa (variable) interest rate
  • Minimum deposit £1
  • Interest is paid annually
  • Rate drops to 1.05% AER after 12 months
  • Unlimited payments and withdrawals
  • Online account
  • FSCS Protected

Quick online application setup from Tesco Bank

Leeds Building Society »

Leeds Building Society offer a competitive instant access account.

  • 4.20% AER/Gross pa (variable) interest rate
  • Minimum deposit £1,000
  • Interest is paid annually
  • Unlimited payments and withdrawals
  • Online account
  • FSCS Protected

Quick online application setup from Leeds Building Society

Hampshire Trust Bank »

Hampshire Trust Bank also offer a competitive instant access account.

  • 4.18% AER/Gross pa (variable) interest rate
  • Minimum deposit £1
  • Interest is paid annually
  • Unlimited payments and withdrawals
  • Online account
  • FSCS Protected

Quick online application setup from Hampshire Trust Bank

RCI Bank »

RCI Bank offer an instant access account.

  • 3.96% AER/Gross pa (variable) interest rate
  • Minimum deposit £1,000
  • Interest is paid monthly or annually
  • Unlimited payments and withdrawals
  • Online account
  • FSCS Protected

Quick online application setup from RCI Bank

Investec Bank »

Investec Bank also offer an instant access account.

  • 3.79% AER/Gross pa (variable) interest rate
  • Interest is paid monthly, either to linked bank account or adding back in
  • Unlimited payments and withdrawals
  • Minimum deposit - £5,000
  • FSCS Protected

Quick online application setup from Investec Bank

Yorkshire Building Society »

Yorkshire Building Society also offer an instant access account.

  • 3.65% AER/Gross pa (variable) interest rate 
  • Minimum deposit £1
  • Interest is paid annually
  • Unlimited payments and withdrawals
  • Online account
  • FSCS Protected

Quick online application setup from Yorkshire Building Society

Current Accounts

Santander Everyday Account »

Fee free account for everyday needs.

  • No minimum monthly funding
  • No monthly fee
  • Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts
  • Mobile banking app
  • Arrange overdraft facility available (subject to status)
  • FSCS Protected

For more information and to apply for Santander Everyday Account

Santander Edge Up Account »

2.10% AER interest on balances up to £25,000 and cashback available.

  • 2.10% AER/2.08% gross (variable) on balances up to £25,000
  • 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit
  • 1% cashback (up to £15 a month) at supermarkets and on travel costs when you use your debit card (exclusions apply)
  • Make international payments with no extra fees
  • £5 monthly fee
  • Must pay a minimum of £1,500 into the account each month
  • Arranged overdraft facility (subject to status)
  • FSCS Protected

For more information and to apply for Santander Edge Up Account

With so many different easy access savings accounts to choose from, it pays to shop around. We offer a selection of leading UK instant access accounts.

 

What is an Easy Access Savings Account?

An easy access savings account is essentially what it says; a savings account that gives you easy access to your money.

With such an account you can access your savings without giving prior notice, and without forfeiting any interest.

There are some caveat’s however: there may be restrictions on the number of penalty free withdrawals you can make in any specific time period and, although you have easy access to your savings, unlike an instant access savings account there might be a few days’ delay before you have the cash in your hand.





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We've been comparing savings and current accounts for many years so you can trust you're in good hands.