Easy Access
Why we like it: MARKET LEADING. 1.25% AER Gross (variable). Open with £1. A simple instant access savings account. Manage your account online, by telephone banking or via our mobile app. You'll need to be 18 or over and a UK resident
Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.
Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.
Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.
Why we like it: Unlimited withdrawals subject to 30 days notice.
Why we like it: Save from £5,000. 35 days notice for withdrawals. FSCS Protected
Why we like it: Unlimited withdrawals subject to notice. Withdraw cash early if you need to (subject to loss of interest).
Why we like it: EASY ACCESS TOP SELLER: Earn 0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate until 31 December 2017. Unlimited withdrawals without restriction or loss of interest.
Why we like it: INNOVATIVE NEW BANKING SERVICE powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.50% AER on ALL instant access credit balances and 0.25% AER on current account balances up to £2,000. Fee free
Why we like it: Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA with instant access.
Scottish Widows
More info
Why we like it: Open with £1,000. Monthly and Annual Interest options. Access - Online, Telephone or Post. No notice period or fees on withdrawals.
Why we like it: BEST SELLING CASHBACK CURRENT ACCOUNT. Earn 1.50% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.
Finding the best easy access savings account
Looking for a great rate on a easy access savings account?
Instant Access Best Buys
Market Leading Instant Access Savings Account
1. Ulster Bank eSavings »
BEST UK instant access savings account currently is available from Ulster Bank »
You can earn 1.25% AER/Gross pa (variable) with this easy to use account. You can manage your account online by telephone or via mobile app.
It only takes a few minutes to apply »
2. RCI BANK »
As a second option RCI Bank offers a competitive instant access savings account.
You can earn 1.10% AER/Gross pa (variable). Interest is paid monthly or annually.
With so many different easy access savings accounts to choose from, it pays to shop around. We offer a selection of leading UK instant access accounts.
Instant Access Accounts
There is not a lot to choose between instant and easy access accounts. Current instant access market leader is RCI Bank paying 1.10% AER.
Easy Access Accounts
Aldermore Bank Easy Access Account pays 0.5% AER.
What is an easy access savings account?
An easy access savings account is essentially what it says; a savings account that gives you easy access to your money.
With such an account you can access your savings without giving prior notice, and without forfeiting any interest.
There are some caveat’s however: there may be restrictions on the number of penalty free withdrawals you can make in any specific time period and, although you have easy access to your savings, unlike an instant access savings account there might be a few days’ delay before you have the cash in your hand.
