Choose monthly or annual interest payments. Unlimited deposits and withdrawals. 24/7 access to your savings. Open and manage online. After 12 months the rate will revert to the underlying rate, currently 0.90% gross/AER variable. Post Office Online Saver is provided by Bank of Ireland UK. Must be UK resident. Must be aged 18 or older. FSCS protected
*Headline rate includes a guaranteed fixed bonus rate of 3.01% for the first 12 months (on balances up to £1 million), plus the standard variable rate which is currently 1.05%. After 12 months, you’ll continue to receive the standard variable rate (all rates are Gross/ AER. Annual interest payments. Unlimited deposits and withdrawals (daily limits apply). 24/7 access to your savings through the mobile app. Your eligible deposits held by a UK establishment of Barclays Bank UK PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Wealth Management and Tesco Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered
Interest rate tracks the Bank of England (BoE) Base Rate, plus 1.14% 12 month bonus
Why we like it
Unlimited deposits and withdrawals.Open and manage online or in app. Open in single or joint name (online only). FSCS Protected. £500,000 maximum deposit across all OakNorth accounts (£1,000,000 for joint accounts)
Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
£500 bonus to boost your savings if you receive a residential purchase mortgage offer from Leeds Building Society
Why we like it
The Home Deposit Saver lets you earn a competitive rate of interest whilst building up the deposit needed for your first or next home. Open and manage online. FSCS Protected. You can only pay in up to £500 in a single month. Withdrawals are limited to 1 each year. You can deposit up to £30,000 in total. Bonus eligibility criteria apply
The interest rate tracks the Bank of England (BoE) Base Rate+ 0.25% Spread. New customers only also receive a 0.23% 12 month bonus. Interest is calculated on the minimum daily balance and applied to the account on the first day of every subsequent month. Open and manage account online. Your eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme. The maximum deposit you may pay into any one OakNorth Account is £500,000. The maximum amount (excluding the interest) that you will be allowed to hold on deposit with OakNorth Bank across multiple accounts is also £500,000. Unlimited withdrawals, subject to 95 days notice. Available to individuals, aged 18 or over, who are UK residents
All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities. Interest paid monthly or annually. Manage account online. UK-based support, seven days a week. Which? Recommended Savings Provider. Unlimited withdrawals subject to 14 days notice. Must be UK resident. Must be aged 18 or older. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Open in single or joint name (online only). FSCS Protected. £500,000 maximum deposit across all OakNorth accounts (£1,000,000 for joint accounts). No withdrawals permitted
Choosing the right savings account can depend on a number of factors including your personal circumstances, how much you have to save, how long you are willing to lock your savings away for and what interest you want to receive.
Marsden Building Society have a selection of savings accounts that could help you.
Easy access savings accounts are perfect for those who want the ability to withdraw from their savings often. It is possible to find an easy access account that can earn you interest and give you unlimited access to your savings.
Marsden Building Society’s Branch Saver gives you the freedom to make a withdrawal at any time and pays a modest amount of interest as well.
Notice savings accounts could be an appealing option for those who do not require their savings instantaneously and want to access higher interest.
The Branch Saver 120 from Marsden Building Society allows you to earn higher interest on your savings in exchange for the requirement to give 120 days’ notice to make a withdrawal.
Some banks offer higher interest rates to those who commit to deposit a certain amount into their savings each month.
Marsden Building Society’s Branch Regular Saver provides competitive interest but requires regular contributions at an agreed frequency. It should be noted that the minimum requirement for the Branch Regular Saver is modest and may be worth considering.
Fixed rate bonds typically have higher interest than the majority of other savings options, as they require you to leave your savings in the bond until the end of the agreed term.
Marsden Building Society offer two separate fixed rate bonds, one for 2 years and another for 3 years.
Cash ISAs can offer you the chance to earn up to £20,000 tax-free interest. This may be useful if you are set to earn a significant amount in interest over the course of the year.
Marsden Building Society has a variety of ISAs that have different interest rates, access and minimum balance.
