This comparison simply includes all savings accounts.
Manchester Building Society savings accounts
Why we like it: MARKET LEADING. 0.60% AER if customer makes two or fewer withdrawals within an anniversary year. If a customer makes three or more withdrawals in an anniversary year the rate reduces to 0.10% from the date of the third withdrawal. Monthly or annual interest. Must be UK resident and be aged 18 or older. Maximum deposit £1,000,000. Manage your account online. Covered by the FSCS
Why we like it: Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must be aged 18 or older and have a UK address. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)
Why we like it: Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.
Why we like it: Unlimited withdrawals subject to 95 days notice.
Why we like it: Unlimited withdrawals subject to 120 days notice.
Why we like it: Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: MARKET LEADING. Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: MARKET LEADING. Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: 2.00% interest for 12 months on balances up to £1,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Access to Flexclusives - Select Credit Card and low personal loan rate. Must be aged 18 or older
Compare Manchester Building Society savings accounts
It is important to stay vigilant and keep an eye on what interest rates are on offer to help your savings grow quickly.
The right savings account for you will depend heavily on your personal circumstances.
Manchester Building Society can help you achieve your savings goals.
An easy access savings account allows you to earn interest and make unlimited withdrawals from your savings.
Manchester Building Society’s Easy Access Saver offers you the chance to receive modest interest and make a withdrawal at any time.
As a general rule, notice savings accounts have slightly higher interest rates than easy access accounts but require a certain amount of notice to access your savings.
Manchester Building Society have five notice savings accounts: 35 Day Notice Saver, 45 Day Notice Saver, 60 Day Notice Saver, 90 Day Notice Saver and their 120 Day Notice Saver. These accounts have varying notice periods and interest rates; the longer notice periods attract the higher interest.
If you have a substantial amount of savings and you are likely to earn a significant amount of interest over the course of a year, you need to bear in mind the amount of tax you might have to pay.
You could enjoy up to £20,000 tax-free interest with a cash ISA, which may be appealing if you are set to earn a lot of interest.
Manchester Building Society’s Cash ISA may be a good option for you, if you want to benefit from the tax-free interest allowance.
