This comparison simply includes all savings accounts.
Clydesdale Building Society savings accounts
Why we like it: No minimum monthly funding or monthly fee to maintain the account. Earn up to 15% cashback with Retailer Offers. Stress-free account switching in 7 days with the Current Account Switch Service. £300 ATM withdrawal per day, Arranged Overdraft facility (subject to status). Online and Mobile Banking with text and email alerts. Must be 18 or older and live in the UK permanently. 39.94% EAR overdraft charge. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000
Why we like it: SPECIAL OFFER - £125 for SWITCHING to an HSBC Advance Account. Earn 1.00% AER/gross when you save between £25 and £250 per month. Arranged overdraft limit of at least £1,000 on account opening. Money banking app. No monthly account fee. Easy switching with the Current Account Switch Service. Must be 18 or older and be UK resident. Must pay in £1,750 per month or £10,500 over 6 months. Must be approved for an arranged overdraft of £1,000+. Get the £125 when switching to an HSBC Advance Account as a new customer with at least 2 Direct Debits or standing orders. Eligibility criteria and T&C’s apply. Offer may be withdrawn anytime
Why we like it: SPECIAL OFFER - £100 for SWITCHING to a First Direct 1st Account. Access to Regular Saver Account paying 1.00% AER/Gross fixed for 12 months if saving between £25 and £300 a month (up to £3,600 per year). £250 interest-free overdraft (subject to status). No minimum monthly funding and no monthly account fee. Mobile banking app. UK based contact centre. Easy switching with the Current Account Switch Service. Must be 18 or older and UK resident. Get the £100 when switching as a new customer and paying in at least £1,000 within three months of the account opening
Why we like it: Earn 0.60% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% cashback on household bills - 1% on council tax bills, Mobile and home phone bills, broadband and paid-for TV packages, and Santander monthly mortgage payments. 2% on Gas and electricity bills, Santander Home Insurance premiums and Santander Life Insurance premiums, and 3% on water bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000
Why we like it: Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: MARKET LEADING. Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: MARKET LEADING. Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)
Why we like it: Market Leading. Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.
Why we like it: Unlimited withdrawals subject to 95 days notice.
Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Compare Clydesdale Bank savings accounts
To achieve your savings goal, you need a savings account that suits your set of circumstances. Of course, the right savings account will depend on how long you wish to lock up your savings for, how much savings you have and what sort of interest rate you want.
If you are looking for a savings account, you might want to review the accounts available with Clydesdale Bank.
Currents accounts have often come with modest interest rates. However, high street banks have increased their interest rates offered with current accounts to attract more business. These higher interest rates have resulted in more savers using current accounts for their savings.
Clydesdale Bank has six separate current accounts, which have different interest rates and criteria. It is important to compare the six accounts to find out which one is best for you.
Instant Access Savings Accounts
Instant access accounts offer you the opportunity to receive interest on your savings and the ability to make a withdrawal at any time.
Clydesdale Bank offer a number of different instant access accounts with varying rates of interest, which gives you the freedom to find an account to suit your savings goals.
Notice savings accounts typically provide slightly higher interest rates than instant access accounts, the trade-off being that notice is required before a withdrawal can be made.
Clydesdale Bank‘s 40-Day Notice account provides more interest than their instant access accounts, but requires 40 days’ notice for a withdrawal.
Fixed rate bonds enable you to access higher rates of interest, providing you do not make any withdrawals throughout the life of the bond.
Clydesdale Bank have fixed rate bonds that run between three months and five years, so you can find a bond that caters for your savings needs.
To take advantage of the £20,000 tax-free interest allowance, you could open an ISA.
There are two different ISAs available with Clydesdale Bank : Help to Buy ISA and their Cash ISA. Although they do not pay the highest interest on the market, the ability to earn tax-free interest is an attractive prospect.
