This comparison simply includes all savings accounts.
Britannia Building Society savings accounts
Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)
Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice
Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice
Why we like it: Minimum deposit £1000. No withdrawals permitted. Apply online. Eligible deposits covered by UK FSCS.
Why we like it: Minimum deposit £1,000. Interest paid at maturity. No withdrawals permitted. Apply online. Eligible deposits covered by UK FSCS.
Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Earn 1.00% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.
Why we like it: Check where you’re up to anytime, anywhere with our app and online banking. Keep track of your money with real-time balance and transaction details. Instant spending alerts. Send money in seconds to your existing payees or set up new ones. Contactless debit card. Pay in cash and cheques at the Post Office. Use your fingerprint or facial recognition as a way to access your account. Lock your card if you lose it, and unlock it again if it turns up. No minimum monthly pay in. No fees if we’re refusing a payment due to lack of funds (such as if a Direct Debit bounces). No credit checks. Improve your credit score. Apply in a few minutes with no tricky questions
Compare Britannia Building Society savings accounts
In 2009 Britannia Building Society merged with The Co-operative Banking Group and all of the savings options previously provided by Britannia are now offered by the Co-op.
If you want to find the best savings options for you, then you could review the options with The Co-operative Banking Group.
Traditionally, current accounts have come with modest interest rates. However, recently high street banks have increased their current account interest rates as a way to attract more custom.
The opportunity to access better interest rates through current accounts has resulted in more people using current accounts for their savings.
The Co-operative Banking Group has a current account that has competitive interest and various rewards.
Instant Access Savings Accounts
If you are likely to need to withdraw from your savings at some point in the near future, an instant access account might be a good option for you.
The Co-operative Banking Group’s instant access account has a modest interest rate but allows you to withdraw from your savings at your convenience.
Easy Access Savings accounts are often very similar to instant access accounts; however, they typically will have some minor restrictions in relation to withdrawals.
The Co-op’s Britannia Select Access Saver account provides tiered interest depending on the number of times you withdraw from your savings in a year.
For those who are confident that they will not need their savings in the near future, fixed rate bonds could be a good option. Fixed rate bonds offer some of the best interest rates on the market, which is guaranteed for the life of the bond. It should be noted that you typically cannot make a withdrawal from a fixed rate bond without incurring a potentially significant charge.
The Co-op offer a number of fixed rate bonds. The interest alters depending on the length of the fixed rate bond. It should be noted that often the longer bonds pay the higher rates of interest.
If you want to benefit from £20,000 tax-free interest ISA allowance, you could explore the Co-op’s ISAs.
The Co-op offer four different ISA options: Cash ISA, Online Cash ISA, Britannia Additional Allowance ISA and Britannia Fixed Rate Cash ISA.
