This comparison simply includes all savings accounts.
Britannia Building Society savings accounts
Why we like it: Unlimited deposist and withdrawals, interest paid annually. Includes 0.61% AER bonus for first 12 months. Eligible deposits covered by UK FSCS.
Why we like it: Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.
Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.
Why we like it: Minimum deposit £500. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.
Why we like it: Minimum deposit £1000. No withdrawals permitted. Apply online. Eligible deposits covered by UK FSCS.
Why we like it: Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected
Why we like it: Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected
Why we like it: Higher rates available if investing over £20,000 (6.06%) or over £100,000 (7.01%). Invest up to £20,000 this tax year and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. When you join the easyMoney family you will automatically become an easyMoney plus card member, offering savings at over 1,000 of Britain’s biggest retailers and more! e-Money Capital Ltd trading as easyMoney is authorised and regulated by the FCA (FRN 231680). As with all investing, your capital is at risk when you lend to businesses and returns are not guaranteed. No FSCS. For more details please refer to our full risk statement.
Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS
Why we like it: Invest up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. Invest over £1,000 and you will automatically become an easyMoney plus card member, offering savings at over 1,000 of Britain’s biggest retailers and more! e-Money Capital Ltd trading as easyMoney is authorised and regulated by the FCA (FRN 231680). As with all investing, your capital is at risk when you lend to businesses and returns are not guaranteed. No FSCS. For more details please refer to our full risk statement.
Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS
Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
Compare Britannia Building Society savings accounts
In 2009 Britannia Building Society merged with The Co-operative Banking Group and all of the savings options previously provided by Britannia are now offered by the Co-op.
If you want to find the best savings options for you, then you could review the options with The Co-operative Banking Group.
Traditionally, current accounts have come with modest interest rates. However, recently high street banks have increased their current account interest rates as a way to attract more custom.
The opportunity to access better interest rates through current accounts has resulted in more people using current accounts for their savings.
The Co-operative Banking Group has a current account that has competitive interest and various rewards.
Instant Access Savings Accounts
If you are likely to need to withdraw from your savings at some point in the near future, an instant access account might be a good option for you.
The Co-operative Banking Group’s instant access account has a modest interest rate but allows you to withdraw from your savings at your convenience.
Easy Access Savings accounts are often very similar to instant access accounts; however, they typically will have some minor restrictions in relation to withdrawals.
The Co-op’s Britannia Select Access Saver account provides tiered interest depending on the number of times you withdraw from your savings in a year.
For those who are confident that they will not need their savings in the near future, fixed rate bonds could be a good option. Fixed rate bonds offer some of the best interest rates on the market, which is guaranteed for the life of the bond. It should be noted that you typically cannot make a withdrawal from a fixed rate bond without incurring a potentially significant charge.
The Co-op offer a number of fixed rate bonds. The interest alters depending on the length of the fixed rate bond. It should be noted that often the longer bonds pay the higher rates of interest.
If you want to benefit from £20,000 tax-free interest ISA allowance, you could explore the Co-op’s ISAs.
The Co-op offer four different ISA options: Cash ISA, Online Cash ISA, Britannia Additional Allowance ISA and Britannia Fixed Rate Cash ISA.
