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This comparison simply includes all savings accounts.

Ulster Bank
eSavings Ulster Bank
Min deposit £1
Term Instant Access
Interest AER 1.25%

Why we like it: MARKET LEADING. 1.25% AER Gross (variable). Open with £1. A simple instant access savings account. Manage your account online, by telephone banking or via our mobile app. You'll need to be 18 or over and a UK resident

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.20%

Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Ford Money
Flexible Saver Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.12%

Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.

B
Current and Savings Account B
Open With £1
Account Type Current Account
Interest AER 0.5%

Why we like it: INNOVATIVE NEW BANKING SERVICE powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.50% AER on ALL instant access credit balances and 0.25% AER on current account balances up to £2,000. Fee free

Masthaven Bank
Flexible Term Saver Masthaven Bank
Min deposit £500
Term 6 Months
Interest AER 1.00%

Why we like it: 6 month term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Masthaven Bank
Flexible Term Saver Masthaven Bank
Min deposit £500
Term 9 Months
Interest AER 1.30%

Why we like it: 9 month term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Masthaven Bank
Flexible Term Saver Masthaven Bank
Min deposit £500
Term 18 Months
Interest AER 1.70%

Why we like it: 18 month term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Ford Money
Fixed Saver Ford Money
Min deposit £500
Term 1 Year
Gross AER 1.70%

Why we like it: Minimum deposit £500. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.

The Access Bank UK
Fixed Rate Bond The Access Bank UK
Min deposit £5000
Term 1 Year
Interest AER 1.85%

Why we like it: Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected

Masthaven Bank
Flexible Term Saver Masthaven Bank
Min deposit £500
Term 30 Months
Interest AER 1.85%

Why we like it: 30 month term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

The Access Bank UK
Fixed Rate Bond The Access Bank UK
Min deposit £5000
Term 2 Years
Interest AER 2.00%

Why we like it: Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected

Vanquis
Fixed Rate Bond Vanquis
Min deposit £1000
Term 4 Years
Interest AER 2.10%

Why we like it: Minimum deposit £1,000. Interest paid monthly or annually. Apply online. Eligible deposits covered by UK FSCS.

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Compare TSB savings accounts

TSB is a retail and commercial bank which is a subsidiary of the Sabadell Group. Their range of savings accounts include some options best suited to long term saved and other which are ideal for short term saving. Below is a breakdown of TSB’s main types of savings accounts.

Current Accounts

Current accounts often give the best rates of interest on the market, but only up to a certain deposit threshold. For example, TSB are offering 5% AER on their TSB current account for balances up to £2,000, while Santander pay 1.5% AER up to a limit of £20,000.

If your savings are more than your account will pay interest on, transfer the excess balance to a different account and you will almost certainly see a better return overall.

Instant Access Savings Accounts

If you are keen on flexible saving, an instant access account is hard to beat. This will let you make deposits and withdrawals as often as you like, although bear in mind there may be an annual limit on withdrawals.

Instant access accounts will usually allow you to make transfers online or by phone and some even offer a cash card that means you can take money out at a standard ATM.

Fixed Rate Bonds

For savers with a significant deposit they want to earn a reliable return on, fixed rate bonds tend to be ideal. In exchange for not being able to access your money for a set amount of time (usually 1-5 years), you will be offered a fixed rate of interest for the life of the bond.

Generally speaking, the interest rates on fixed rate bonds are pretty rewarding, making this a good way to save if you are confident you will not need your deposit in the near future.

Cash ISAs

If you are liable to pay UK tax, putting part of your savings into a fixed rate ISA may be a smart plan. This allows you to earn interest tax-free on deposits up to a combined yearly total set by the government. For the 2017/18 tax year that amount is £20,000.

When choosing an ISA, there are two main types to be aware of - instant access and fixed-term. Instant access cash ISAs let you take out money whenever you need without paying a penalty, so are best for short term saving. Fixed-term cash ISAs work much like fixed rate bonds, in that you will receive a guaranteed return in exchange for locking your money away for a set period. In general, fixed term ISAs will have better interest rates than the instant access variety.

Find the best TSB savings account for you

Our savings account comparison tool (see top of page) takes the hassle out of finding the best deals on savings accounts. You can see the best offers from right across the industry, including all of the top providers, allowing you to find the best match for your personal finances and saving needs.

Latest news

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In these low interest times getting a decent rate of return on your cash is not easy. Surprisingly some of the best interest rates are available via current accounts.

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We've been comparing savings and current accounts for many years so you can trust you're in good hands.