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This comparison simply includes all savings accounts.

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.25%

Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Aldermore
Notice Cash ISA Aldermore
Min deposit £1000
Term 30 Day Notice
Interest AER 1.30%

Why we like it: Unlimited withdrawals subject to 30 days notice.

Aldermore
Fixed Rate Cash ISA Aldermore
Min deposit £1000
Term 1 Year
Interest AER 1.50%

Why we like it: Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. Withdraw cash early if you need to (subject to loss of interest).

Axis Bank
Fixed Rate Bond Axis Bank
Min deposit £1000
Term 1 Year
Interest AER 1.75%

Why we like it: Interest can be paid monthly, quarterly or at maturity - Minimum deposit £1,000 - Maximum deposit £200,000 - No withdrawals permitted - FSCS Protected

Aldermore
Fixed Rate Bond Aldermore
Min deposit £1000
Term 2 Years
Interest AER 1.85%

Why we like it: Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected

The Access Bank UK
Fixed Rate Bond The Access Bank UK
Min deposit £5000
Term 3 Years
Interest AER 1.90%

Why we like it: Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected

Aldermore
Fixed Rate Bond Aldermore
Min deposit £1000
Term 4 Years
Interest AER 2.00%

Why we like it: Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected

Aldermore
Fixed Rate Bond Aldermore
Min deposit £1000
Term 5 Years
Interest AER 2.05%

Why we like it: Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected

Kuflink
Innovative Finance ISA (IFISA) Kuflink
Min deposit £100
Term 5 Years
Annual Interest Target rate 7.00%

Why we like it: Why we like it: Up to £250 cashback for new investors.1, 3 or 5 year fixed term. Invest from £100 up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. Secured by UK property. No platform or investment fees. Interest paid annually. Returns are not guaranteed and your actual returns may vary. Capital is at risk

Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS

Kuflink
Innovative Finance ISA (IFISA) Kuflink
Min deposit £100
Term 3 Years
Annual Interest Target rate 6.10%

Why we like it: Why we like it: Up to £250 cashback for new investors.1, 3 or 5 year fixed term. Invest from £100 up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. Secured by UK property. No platform or investment fees. Interest paid annually. Returns are not guaranteed and your actual returns may vary. Capital is at risk

Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS

Kuflink
Innovative Finance ISA (IFISA) Kuflink
Min deposit £100
Term 1 Year
Annual Interest Target rate 5.00%

Why we like it: Why we like it: Up to £250 cashback for new investors.1, 3 or 5 year fixed term. Invest from £100 up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. Secured by UK property. No platform or investment fees. Interest paid annually. Returns are not guaranteed and your actual returns may vary. Capital is at risk

Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS

easyMoney
Classic Innovative Finance ISA (IFISA) easyMoney
Min deposit £10000
Term No Fixed Term
Annual Interest Target rate 7.28%

Why we like it: Invest up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. When you join the easyMoney family you will automatically become an easyMoney plus card member, offering savings up to 55% at over 100 of Britain’s biggest retailers and more! e-Money Capital Ltd trading as easyMoney is authorised and regulated by the FCA (FRN 231680). As with all investing, your capital is at risk when you lend to businesses and returns are not guaranteed. No FSCS. For more details please refer to our full risk statement.

Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS

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Compare Santander savings accounts

The Santander Group is a Spanish banking group which offers a range of savings products to customers around the world. Below we look at the main types of savings accounts Santander has on offer and explain some of their key pros and cons.

Current Accounts

When your savings are relatively modest, you are probably best keeping them in your current account. This is because current accounts usually pay good rates of interest on smaller amounts. 

If your balance goes over the interest-paying limit, however, you will usually earn nothing on the excess. This should then be transferred to another type of savings account to maximise your return.

Instant Access Savings Accounts

If you want the flexibility to add and remove funds from your savings account when it suits you, an instant access savings account is likely to be the best fit. You can normally deposit and withdraw money instantly, but there may be an annual limit on the number of times you can do this.

Many instant access accounts will come with a cash card, allowing you to get money from a standard ATM. Others require you to make withdrawals in person at a branch or use phone and online banking to make transfers.

Regular Savings Accounts

For savers who want to put a little bit of money aside each month, a regular savings account makes a lot of sense. You will usually have to commit to making a minimum deposit each month or risk paying a penalty fee and you make only be able to make so many withdrawals a year.

In exchange you will generally get a favourable interest rate, although it may take a while to see much of a benefit from this as you will need to build up your capital first.

Fixed Rate Bonds

If you want a reliable return on a lump sum, fixed rate bonds are a good possibility. They pay guaranteed rates of interest over a set period with the downside being you can’t access your money until the bond matures. The longer the bond lasts for, the higher the interest rate you will tend to be offered.

Cash ISAs

For UK tax payers, cash ISAs are a very attractive proposition. They let you earn interest tax free on deposits below a certain yearly threshold set by the government. For the 2017/18 tax year the cut-off is £20,000.

ISAs are usually offered either as instant access or fixed term. Instant access cash ISAs let you add and remove funds whenever you want to and pay variable rates of interest. Fixed term cash ISAs act like fixed rate bonds, but with the benefit of paying no tax on your interest.

Find the best Santander savings account for you

With such a range of providers and products on the market, making the best choice is challenging. To help make things a little easier, we offer a savings account comparison tool (see the top of this page). This allows you to quickly and simply compare the best offers currently available on savings accounts from all the top providers, making your decision much less confusing.

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.