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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.37%

Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Oak North
Easy Access Account Oak North
Min deposit £1000
Term Instant Access
Interest AER 1.30%

Why we like it: Unlimited deposits and withdrawals. Save from £1,000 to £250,000. Interest paid monthly. Eligible deposits covered by UK FSCS.

Ford Money
Flexible Saver Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.29%

Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.25%

Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Oak North
Fixed Rate Bond Oak North
Min deposit £1000
Term 6 Months
Interest AER 1.80%

Why we like it: £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected

Oak North
Fixed Rate Bond Oak North
Min deposit £1000
Term 12 Months
Interest AER 2.02%

Why we like it: £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected

Oak North
Fixed Rate Bond Oak North
Min deposit £1000
Term 24 Months
Interest AER 2.30%

Why we like it: £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected

Oak North
Fixed Rate Bond Oak North
Min deposit £1000
Term 36 Months
Interest AER 2.38%

Why we like it: £1,000 minimum deposit, £250,000 maximum. Interest paid on maturity. No withdrawals permitted. FSCS Protected

Masthaven Bank
Flexible Term Saver Masthaven Bank
Min deposit £500
Term 4 Years
Interest AER 2.48%

Why we like it: 4 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Masthaven Bank
Fixed Rate Bond Masthaven Bank
Min deposit £500
Term 5 Years
Interest AER 2.60%

Why we like it: 5 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Compare Bank of Scotland savings accounts

You may want to review the savings options on offer with the Bank of Scotland, if you are looking for an account that allows your savings to grow.

Current Accounts

Recently, high street banks have increased the interest rates they offer on their current accounts to attract more custom.

As a result of the higher interest rates available, more and more people are using current accounts for their savings.

The Bank of Scotland offer a current account that has competitive interest and various cash rewards for swapping to their current account.

Instant Access Savings Accounts

If you need access to your savings in the near future, an instant access account might be a good option for you.

The Access Saver from the BOS offers a modest amount of interest but gives you the ability to access your savings at your convenience.

Regular Savings Accounts

Putting money aside every month is a sure-fire way to help your savings grow quickly.

The Bank of Scotland have a regular savings account called the Monthly Saver account. This provides competitive interest but requires an agreed regular contribution every month.

Fixed Rate Bonds

Fixed rate bonds give you the chance to receive high rates of interest that are guaranteed for the life of the bond. In order to get the interest on offer you have to be prepared to leave your savings in the bond for the duration of the term.

The Bank of Scotland offer a fixed rate bond that pays monthly or annual interest at a competitive rate.

Cash ISAs

If you have a substantial amount of savings and you are looking to benefit from £20,000 tax-free interest ISA allowance, you could explore the Bank of Scotland’s ISAs.

You can choose from four different Bank of Scotland ISAs : their Help to Buy ISA, the Access Cash ISA, their Fixed Cash ISA or their Junior ISA. Each ISA has different requirements, criteria and interest rates.  

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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About us

Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.