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This comparison simply includes all savings accounts.

Ulster Bank
eSavings Ulster Bank
Min deposit £1
Term Instant Access
Interest AER 1.25%

Why we like it: MARKET LEADING. 1.25% AER Gross (variable). Open with £1. A simple instant access savings account. Manage your account online, by telephone banking or via our mobile app. You'll need to be 18 or over and a UK resident

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.20%

Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Ford Money
Flexible Saver Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.12%

Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.

Ford Money
Flexible Cash ISA Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.00%

Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.

Aldermore
Notice Cash ISA Aldermore
Min deposit £1000
Term 30 Day Notice
Interest AER 0.8%

Why we like it: Unlimited withdrawals subject to 30 days notice.

Wyelands Bank
Notice Savings Wyelands Bank
Min deposit £5000
Term 35 Day Notice
Interest AER 0.8%

Why we like it: Save from £5,000. 35 days notice for withdrawals. FSCS Protected

Aldermore
Notice Savings Aldermore
Min deposit £1000
Term 30 Day Notice
Interest AER 0.8%

Why we like it: Unlimited withdrawals subject to notice. Withdraw cash early if you need to (subject to loss of interest).

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 0.75%

Why we like it: EASY ACCESS TOP SELLER: Earn 0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate until 31 December 2017. Unlimited withdrawals without restriction or loss of interest.

B
Current and Savings Account B
Min deposit £1
Term Current Account
Interest AER 0.5%

Why we like it: INNOVATIVE NEW BANKING SERVICE powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.50% AER on ALL instant access credit balances and 0.25% AER on current account balances up to £2,000. Fee free

Nationwide
Instant ISA Saver Nationwide
Min deposit £1
Term Instant Access
Interest AER 0.5%

Why we like it: Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA with instant access.

Scottish Widows
Direct Transfer Account 2 Scottish Widows
Min deposit £1000
Term Instant Access
Interest AER 0.35%
Scottish Widows More info

Why we like it: Open with £1,000. Monthly and Annual Interest options. Access - Online, Telephone or Post. No notice period or fees on withdrawals.

Santander
123 Current Account Santander
Open With £1000
Account Type Current Account
Interest AER 1.50%

Why we like it: BEST SELLING CASHBACK CURRENT ACCOUNT. Earn 1.50% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.

Aldermore savings accounts review

Aldermore is a retail bank offering personal and business banking. They provide a range of savings accounts offering flexible access to your money, including instant access savings accounts.

Aldermore Easy Access Account

The Aldermore Easy Access Account is their version of an instant access account. It allows you to add and withdraw money from the account whenever you like, giving you complete flexibility with your savings.

Features include:

  • Fast setup – open an account, complete identity checks and deposit your savings in minutes
  • Open an account with just £1,000
  • Unlimited withdrawals
  • Manage your accounts online, by phone or by post

Aldermore Notice Accounts

Similar to an easy access account in that you can add savings whenever you like and make unlimited withdrawals. However, when you want to make a withdrawal you have to give the bank 30 days’ notice and in exchange you will get a better interest rate than for an instant access account.

Features include:

  • Guaranteed minimum interest rate for an introductory period
  • Fast setup – open an account, complete identity checks and deposit your savings in minutes
  • Open an account with just £1,000
  • Add funds whenever you like
  • Unlimited withdrawals (subject to 30 day notice period)
  • Manage your accounts online, by phone or by post

Aldermore Notice Cash ISAs

Much like a notice account, with the same 30 days’ notice period for withdrawals, except you pay no tax on deposits up to the current ISA threshold (£20,000 for the 2017/18 tax year).

Features include:

  • Guaranteed minimum interest rate for an introductory period
  • Option to split your ISA allowance between any of Aldermore’s cash ISA products
  • Make instant withdrawals when necessary in exchange for a deduction of interest equivalent to the notice period
  • Fast setup – open an account, complete identity checks and deposit your savings in minutes

Aldermore Easy Access Help to Buy: ISA

This government-backed ISA is designed to help people saving up for their first home. The government will give you a bonus of 25% of your savings when you complete the purchase of your first property. You can add and remove funds whenever you like, subject to a maximum monthly deposit limit.

Features include:

  • Open an account with as little as £1
  • Deposit up to £200 per month
  • Option to add an extra £1,000 in the first month
  • Get 25% extra from the government once you have a balance of at least £1,600
  • Maximum bonus of £3,000
  • Fast setup – open an account, complete identity checks and deposit your savings in minutes
  • Manage your accounts online, by phone or by post
  • Unlimited withdrawals (but funds can only be repaid within the £200 a month deposit limit)

Compare Aldermore instant access savings accounts

Which Aldermore savings account will be best for you will depending on the amount you have to save, what you are saving for and your personal circumstances. In many instances it may be worth keeping your savings in a current account, with some current accounts offering highly competitive interest rates.

For example, at the moment the Santander 123 current account offers 1.50% AER/1.49% gross (variable) on balances up to £20,000 as well as cashback of between 1-3% on a variety of household bills, all for an account fee of just £5 per month.

Latest news

Are you getting 10% on your savings?

In these low interest times getting a decent rate of return on your cash is not easy. Surprisingly some of the best interest rates are available via current accounts.

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.