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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.30%

Why we like it: MARKET LEADING RATE. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Ford Money
Flexible Cash ISA Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.11%

Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.

Aldermore
Notice Cash ISA Aldermore
Min deposit £1000
Term 30 Day Notice
Interest AER 1.05%

Why we like it: Unlimited withdrawals subject to 30 days notice.

Aldermore
Notice Savings Aldermore
Min deposit £1000
Term 30 Day Notice
Interest AER 1.05%

Why we like it: Unlimited withdrawals subject to notice. Withdraw cash early if you need to (subject to loss of interest).

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.00%

Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Wyelands Bank
Notice Savings Wyelands Bank
Min deposit £5000
Term 35 Day Notice
Interest AER 0.8%

Why we like it: Save from £5,000. 35 days notice for withdrawals. FSCS Protected

Nationwide
Limited Access Online Saver Nationwide
Min deposit £1
Term Limited Access
Interest AER 0.5%

Why we like it: 0.50% AER Gross (variable) for up to 5 withdrawals per account year (0.10% AER Gross (variable) for 6 or more withdrawals). Open with £1. Interest paid annually. Manage your account online. Over 16's only

Nationwide
Instant ISA Saver Nationwide
Min deposit £1
Term Instant Access
Interest AER 0.5%

Why we like it: Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA with instant access.

Scottish Widows
Direct Transfer Account 2 Scottish Widows
Min deposit £1000
Term Instant Access
Interest AER 0.35%
Scottish Widows More info

Why we like it: Open with £1,000. Monthly and Annual Interest options. Access - Online, Telephone or Post. No notice period or fees on withdrawals.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 5.00%

Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.

Nationwide
FlexPlus Current Account Nationwide
Open With £1
Account Type Current Account
Interest AER 3.00%

Why we like it: 3.0% AER fixed interest on balances up to £2,500. No fees on arranged overdrafts up to £250. UK & Europe Breakdown Cover, Worldwide family travel insurance. Free mobile banking app, text alerts and secure online banking. £13 monthly account fee

Santander
123 Current Account Santander
Open With £1000
Account Type Current Account
Interest AER 1.50%

Why we like it: BEST SELLING CASHBACK CURRENT ACCOUNT. Earn 1.50% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.

Post Office Easy Access Savings Accounts

Post Office offers personal and business banking. They provide a range of savings accounts offering flexible access to your money, including an easy access savings accounts.

The Post Office Online Saver account

The Post Office have their own easy access savings account. It gives you the freedom to make deposits and unlimited withdrawals from the account whenever you like, giving you complete flexibility with your savings.

Features include:

  • A competitive interest rate of 1.30% AER/Gross pa (variable)
  • Open an account with just £1
  • Maximum balance of £2 million
  • Unlimited withdrawals
  • Manage your accounts online, by phone or by post

Quick online application setup from Post Office

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The savings accounts available do not provide interest rates that match inflation, which means that people's savings are eroding in real terms. Despite the variety of savings accounts available, most of them do not provide any financial advantage. This is usually because they offer interest on a level with the base rate set by the Bank of England. We help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good easy access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK easy access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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About us

Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.