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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 0.72%

Why we like it: Top UK Instant Access Account. Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Shawbrook Bank
45 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 45 Days Notice
Interest AER 0.6%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Shawbrook Bank
120 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 120 Days Notice
Interest AER 0.7%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Santander
123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 1.00%

Why we like it: Earn 1.00% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.

Post Office Easy Access Savings Accounts

Post Office offers personal and business banking. They provide a range of savings accounts offering flexible access to your money, including an easy access savings accounts.

The Post Office Online Saver account

The Post Office have their own easy access savings account. It gives you the freedom to make deposits and unlimited withdrawals from the account whenever you like, giving you complete flexibility with your savings.

Features include:

  • A competitive interest rate of 1.30% AER/Gross pa (variable)
  • Open an account with just £1
  • Maximum balance of £2 million
  • Unlimited withdrawals
  • Manage your accounts online, by phone or by post

Quick online application setup from Post Office

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The savings accounts available do not provide interest rates that match inflation, which means that people's savings are eroding in real terms. Despite the variety of savings accounts available, most of them do not provide any financial advantage. This is usually because they offer interest on a level with the base rate set by the Bank of England. We help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good easy access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK easy access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.