Make up to one withdrawal during the 12-month term of this account.
Why we like it
Flexible ISA: Withdraw money from your ISA account and pay it back in later. It will not affect your annual allowance, if it's done in the same tax year. Open from just £1 or transfer in existing ISA funds. Manage your account online. FSCS Protected. The interest rate is variable and can go up or down
Make up to one withdrawal during the 12-month term of this account.
Why we like it
Flexible ISA: Withdraw money from your ISA account and pay it back in later. It will not affect your annual allowance, if it's done in the same tax year. Open from just £1 or transfer in existing ISA funds. Manage your account online. FSCS Protected. The interest rate is variable and can go up or down
Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with NatWest Bank per tax year. You must hold the account solely in your name. NatWest’s FRISA rates are 4.10% AER/Tax-free p.a. (fixed) for 1 year and 3.80% AER/Tax-free p.a. (fixed) for 2 years. Rate available until 5pm on 5th June 2025 for new customers and 10th June 2025 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account up to 24th June 2025. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest or Royal Bank of Scotland. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with Royal Bank of Scotland per tax year. You must hold the account solely in your name. Royal Bank of Scotland's FRISA rates are 4.10% AER/Tax-free p.a. (fixed) for 1 year and 3.80% AER/Tax-free p.a. (fixed) for 2 years. Rate available until 5pm on 5th June 2025 for new customers and 10th June 2025 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. You can withdraw money from your account up to 24th June 2025. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA, you will not be able to make any further payments for that tax year into any other cash ISA with Royal Bank of Scotland or NatWest. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Ford Money now offer a range of financial products that can help you achieve your savings goals.
Features of the Ford Cash ISA
A Cash ISA with Ford Money allows you to get the most out of your savings by utilising the tax-free benefits of an ISA.
If you choose to open a Cash ISA with Ford Money then you will receive a competitive rate of interest. Find our savings rates table above for the latest interest rate deals.
Ford Money’s Cash ISA has both the advantages of an ISA and some of the flexibility of an instant cash savings account. With Ford Money’s Cash ISA you can withdraw as much as you like from the account, and providing you replace it within the same tax year it will not count towards your annual ISA allowance.
If you wish to open a Cash ISA with Ford Money you only need to make a £1 deposit within the first two weeks. Ford Money require all Cash ISA customers to have at least £1 in their accounts at all times. It is worth noting that the Cash ISA account can have a balance of up to £2m.
Different Ford Cash ISA Deals
Ford Money offer two different Fixed Cash ISA deals.
Ford Money are committed to providing a simple, straightforward and efficient service for their customers. To access Ford Money’s Cash ISA service you can open up an account online in under 10 minutes. Alternatively, you can open an account through Ford Money’s UK-based call centre, which is open 24 hours a day 7 days a week.
