Savings Accounts For One Year
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Easy Access & Notice
Fixed Rate Bonds
Cash ISAs
Fixed Rate ISAs
Cash ISAs - Mobile App Only
Cash ISAs - Investment Accounts
Investment ISAs
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Bank Switch Offers
Bank Accounts
High Interest Bank Accounts
Mobile App Bank Accounts
Money Transfer Accounts
No Credit Check Bank Accounts
Student Bank Accounts
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Business Bank Accounts
Business Savings Accounts
Business Money Transfer Account
Pre-Paid Business Cards
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Bank Accounts with Overdraft
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Fixed Rate Bonds 1 Year
Fixed Rate Bonds 2 Year
Fixed Rate Bonds 3 Year
Fixed Rate Bonds 5 Year
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Lifetime ISAs
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Peer to Peer
This comparison simply includes all savings accounts.
Most Popular
Highest Rate
Opening Amount
Fixed Rate Bond
Interest AER
4.35%
Min deposit
£5000
Term
1 Year
Fixed Rate Bond
Investec Savings
More Information
Why we like it
Interest paid to your linked account. No withdrawals permitted. FSCS Protected
Details
Interest Paid
At maturity
Maximum Balance
£250,000
Minimum Age
18
UK Resident
Yes
Fixed Rate Bond
Interest AER
4.32%
Min deposit
£1
Term
6 Months
Fixed Rate Bond
Hampshire Trust Bank
More Information
Why we like it
Open in a single or a joint name. No withdrawals permitted. FSCS Protected
Details
Interest Paid
Annually
Maximum Balance
£250,000
Minimum Age
18
UK Resident
Yes
Fixed Rate Bond
Interest AER
4.10%
Min deposit
£1
Term
1 Year
Fixed Rate Bond
Hampshire Trust Bank
More Information
Why we like it
Open in a single or a joint name. No withdrawals permitted. FSCS Protected
Details
Interest Paid
At maturity
Maximum Balance
£250,000
Minimum Age
18
UK Resident
Yes
Fixed Rate Bond
Interest AER
4.05%
Min deposit
£1000
Term
1 Year
More Information
Why we like it
No withdrawals before the end of the term. FSCS Protected
Details
Interest Paid
Monthly or at maturity
Maximum Balance
£250,000
Minimum Age
18
UK Resident
Yes
Fixed Rate Bond
Interest AER
3.80%
Min deposit
£1
Term
1 Year
Fixed Rate Bond
Nationwide
More Information
Why we like it
Open in single or joint name. Open and manage online. No withdrawals permitted. FSCS Protected
Details
Interest Paid
At maturity
Maximum Balance
£5,000,000
Minimum Age
16
UK Resident
Yes
Fixed Rate Bond
Interest AER
3.60%
Min deposit
£500
Term
1 Year
Fixed Rate Bond
Santander
More Information
Why we like it
Manage your account in branch, online using internet or mobile, or over the phone. FSCS Protected. No withdrawals permitted
Details
Interest Paid
Monthly or at maturity
Maximum Balance
£2,000,000
Minimum Age
16
UK Resident
Yes
Fixed Rate Bond
Interest AER
3.50%
Min deposit
£1
Term
12 Months
More Information
Why we like it
Open in single or joint name (online only). FSCS Protected. £500,000 maximum deposit across all OakNorth accounts (£1,000,000 for joint accounts). No withdrawals permitted
Details
Interest Paid
At maturity
Maximum Balance
£500,000
Minimum Age
18
UK Resident
Yes
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Is a 1 year fixed rate bond right for you?
1 year fixed rate bonds can be attractive as your money is only locked away for a short period of time. This makes them a good choice if you are planning to use your savings within the next few years. You can earn a return and maintain the value of your funds relative to inflation while still giving you access to your money when you need it.
If you are looking to get a return on a larger sum, using fixed rate bonds are a great means of providing a secure income. They offer a guaranteed return for the life of the bond and let you keep your existing current account while transferring the balance not earning interest into the bond. This makes depositing your money into a bond a relatively simple, hassle-free way to start making your money do more for you, without requiring you to change your day-to-day banking.
