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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.30%

Why we like it: MARKET LEADING RATE. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Ford Money
Flexible Saver Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.29%

Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.

Ford Money
Flexible Cash ISA Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.17%

Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.

AA Savings
Easy Saver AA Savings
Min deposit £100
Term Instant Access
Interest AER 1.15%

Why we like it: Free withdrawals and no notice period. Deposit from £100. Includes a fixed bonus of 0.95% gross fixed for the first 12 months. Quick and easy online application

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.00%

Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 5.00%

Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.

Zenith Instant Access Savings Accounts

Zenith Bank offers both personal and business banking services. They have a variety accounts available, including high interest instant access savings accounts.

Zenith Bank EazySave Classic Account

If you are searching for a high interest account but you do not want to lock your savings for a fixed period of time, then the Zenith Bank EazySave Classic account could be a good choice for you. This account allows you to deposit and withdraw money at any point, with no additional charges or penalty fees. 

Zenith Bank’s EazySave Classic account provides competitive interest and has some of the best monthly interest that high street banks have to offer. The EazySave Classic account has a number of features that make it an appropriate savings account option for students, young professionals, over 50s, those look toward retirement and retired individuals. Zenith Bank are committed to providing banking services to all ages, which is why their EazySave Classic account could be used as a savings account for over 60s.

Features include:

  • Competitive interest rates
  • No initial deposit needed
  • No maximum deposit or balance
  • Unlimited withdrawals
  • Easy saver rates 
  • Manage your accounts instantaneously with online access

Review our table above to compare Zenith Bank’s savings account with other instant access high street savings accounts.

Quick online application setup from Zenith Bank

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The interest rates provided by the current crop of savings accounts do not provide high enough interest to combat the effect of inflation. This means that people are losing money in real terms. There are a variety of savings accounts available in the UK; however, none of them give savers any substantial financial advantage.  This is because savings accounts’ interest rates are heavily determined by the base rate set by the Bank of England. 

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.