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This comparison simply includes all savings accounts.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 5.00%

Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.30%

Why we like it: MARKET LEADING RATE. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.00%

Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Nationwide
Instant ISA Saver Nationwide
Min deposit £1
Term Instant Access
Interest AER 0.5%

Why we like it: Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA with instant access.

Virgin Money Instant Access Savings Accounts

Virgin Money has experience in both business and personal banking services. They have a range of high interest accounts available with flexible access to your money, including high interest instant access savings accounts.

Virgin Money Easy Access Saver Account

If you need an account for your savings but you don’t want to tie your money up for the long term then you may want to consider the Virgin Money Easy Access Saver account. The account allows you to make as many withdrawals as you like and complete a deposit when you need to. The Easy Access Saver account gives you complete control with instant access to your savings.

The Virgin Money Easy Access Saver account offers some of the best monthly interest that high street banks have to offer. The accounts boast some of the most competitive interest rates around. The account has many attributes, which may make it a viable option for students, young professionals, over 50s, those looking towards retirement and retired individuals. As there is no age restrictions to open an Easy Access Saver account, it is even suitable as a savings account for over 60s.

Features include:

  • Competitive interest rates
  • Open an account with just £1
  • Maximum balance of £250,000
  • Unlimited withdrawals
  • Easy saver rates 
  • Manage your accounts instantaneously with online access

Review our table above to compare the Virgin Money savings account with other instant access high street savings accounts.

Quick online application setup from Virgin Money

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The savings accounts currently available in the UK do not provide interest rates to combat the effect of inflation. This means that peoples’ savings are eroding in real terms. This is because the interest rates offered by savings accounts are dependent on the base rate set by the Bank of England’s base rate. We can help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.