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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 0.72%

Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)

Shawbrook Bank
45 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 45 Days Notice
Interest AER 0.6%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Shawbrook Bank
120 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 120 Days Notice
Interest AER 0.7%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Santander
123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 1.00%

Why we like it: Earn 1.00% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.

Standard Chartered Bank Instant Access Savings Accounts

Standard Chartered Bank specialises in providing business and private banking services, including high interest instant access savings accounts.

Standard Chartered Savings Account

If you need a high interest account with instant access, then the Chartered Bank Savings account may be a viable option for you. The account has no restrictions on withdrawals or deposits, giving you complete control over your savings.

The Standard Chartered Bank offers some of the best monthly interest that high street banks have to offer. The account has certain features that make it well suited to students, young professionals, over 50s, those looking towards retirement and retired individuals. Standard Chartered do not impose an upper age limit for opening an account, which makes their savings account suitable as a savings account for over 60s.

Features include:

  • Competitive interest rates
  • Open an account with just £1
  • No maximum balance
  • Unlimited withdrawals
  • Easy saver rates 
  • Manage your accounts instantaneously with online access

Review our table above to compare the Standard Chartered Bank savings account with other instant access high street savings accounts.

Quick online application setup from Standard Chartered Bank  

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

Savings accounts’ interest rates fail to provide savers with enough interest to combat the effect of inflation, which means peoples’ money is eroding in real terms.

Despite there being a variety of savings accounts available in the UK, the majority of them do not provide a financial advantage. This is because savings accounts’ interest rates are dependent on the base rate set by the Bank of England. We can help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.