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This comparison simply includes all savings accounts.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 5.00%

Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.30%

Why we like it: MARKET LEADING RATE. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Nationwide
Instant ISA Saver Nationwide
Min deposit £1
Term Instant Access
Interest AER 0.5%

Why we like it: Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA with instant access.

Skipton Instant Access Savings Accounts

Skipton is a members focused building society that offers business and personal banking services. They have a variety of high interest accounts including high interest instant access savings accounts.

Skipton Everyday Saver Account

The Skipton Everyday Saver account provides you with an account that you can put aside savings, as well as enjoy the freedom of instant access. The Everyday Saver account from Skipton allows you to make a deposit whenever you need and enables you to make unlimited withdrawals, with no additional fees.

The Skipton Everyday Saver account gives you the opportunity to earn the best monthly interest that high street banks have to offer, as it boasts competitive interest on your savings. The account has features that make it suitable for students, young professionals, over 50s, those looking towards retirement and retired individuals. There is no age restriction to open a Skipton Everyday Saver account, which makes it a perfect savings account for over 60s.

Features include:

  • Competitive interest rates
  • Open an account with just £1
  • Minimum balance to receive interest of £100
  • Maximum balance of £1 million
  • Easy saver rates 
  • Unlimited withdrawals
  • Manage your accounts instantaneously with online access

In addition, Skipton won the 2017 Best National Building Society award from “What Mortgage” for helping their customers to manage their money better.

Review our table above to compare the Skipton savings account with other instant access high street savings accounts.

Quick online application setup from Skipton

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

Savings accounts’ rates fail to provide savers with interest that combats the effects of inflation. As a result, people are losing money in real terms. There are plenty of savings accounts available to the general public; however, the majority of them do not give savers any financial advantage. The reason for interest rates staying below the rate of inflation is that savings accounts’ interest rates are heavily influenced by the base rate set by the Bank of England. We can help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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We've been comparing savings and current accounts for many years so you can trust you're in good hands.