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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.30%

Why we like it: MARKET LEADING RATE. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Ford Money
Flexible Saver Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.29%

Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.

Ford Money
Flexible Cash ISA Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.17%

Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.

AA Savings
Easy Saver AA Savings
Min deposit £100
Term Instant Access
Interest AER 1.15%

Why we like it: Free withdrawals and no notice period. Deposit from £100. Includes a fixed bonus of 0.95% gross fixed for the first 12 months. Quick and easy online application

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.00%

Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 5.00%

Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.

Shawbrook Bank Instant Access Savings Accounts

Shawbrook Bank are a private bank that provide business and personal banking services, including high interest instant access savings accounts.

Shawbrook Bank Easy Access Savings Account

Shawbrook Bank’s Easy Access Savings account may be a good option for you, if you need high interest account for your savings that does not require long term commitment. The account has no cap on the amount of withdrawals you can make and enables you to complete a deposit at any point. With the Easy Access Savings account you can stay flexible with your finances and have complete control over your savings.

The Shawbrook Bank Easy Access Savings account provides competitive interest and some of the best monthly interest that high street banks have to offer. The features of their Easy Access Savings make it suitable for students, young professionals, over 50s, those looking towards retirement and retired individuals. Shawbrook Bank's savings accounts are available to everyone over the age 18 years old and do not have an upper age limit, which makes their Access Savings account a suitable savings account for over 60s.

Features include:

  • Competitive interest rates
  • Open an account with £1,000
  • Maximum balance £85,000
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

Review our table above to compare the Shawbrook Bank savings account with other instant access high street savings accounts.

Quick online application setup from Shawbrook Bank  

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The current savings accounts’ interest rates fail to counter the adverse effect that inflation has on peoples’ savings. Therefore, people are losing money in real terms. Although there are a growing number of savings accounts available on the market, most of them do not give savers any financial advantage. This is because the base rate set by the Bank of England is usually the basis for all savings accounts’ interest rate.

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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