This comparison simply includes all savings accounts.
Post Office Instant Access Savings Accounts
Why we like it: Unlimited withdrawals subject to 30 days notice.
Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.
Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
Why we like it: Earn 1.50% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.
Post Office Savings Accounts
Post Office offers personal and business banking. They provide a range of savings accounts offering flexible access to your money, including instant access savings accounts.
POST OFFICE MONEY Online Saver »
The Post Office is one of the best known brands in the country with over 11,500 branches.
Their Online Saver is one of the most popular instant access accounts:
- Competitive interest rate: 1.30% AER/Gross pa (variable)
- Interest paid monthly or annually
- Unlimited withdrawals
- Manage online or via the Post Office app
- Start from just £1
- Maximum deposit - £2 million
- FSCS Protected
Quick online application from Post Office Money
With UK savings rates at an all time low, you need to take action to ensure your savings are getting the best interest deal possible.
The current crop of savings accounts do not offer interest rates that match inflation, which means that people are losing money in real terms. Although there are plenty of savings accounts available, the majority of them fail to provide much of a financial advantage. This is because they offer interest on a level with the base rate set by the Bank of England. We help you compare a selection of some of the best interest paying accounts.
For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.
See here for a comparison of leading UK instant access accounts
