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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 0.72%

Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)

Shawbrook Bank
45 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 45 Days Notice
Interest AER 0.6%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Shawbrook Bank
120 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 120 Days Notice
Interest AER 0.7%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Santander
123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 1.00%

Why we like it: Earn 1.00% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.

Newbury Building Society Instant Access Savings Accounts

Newbury Building Society is a building society which offers business and personal banking services. They have a variety of high interest accounts including high interest instant access savings accounts.

Newbury Building Society Instant Premium Account

The Newbury Building Society Instant Premium account gives you the opportunity to put your money aside into an account along with giving you instant access to your savings. The Instant Premium account from Newbury Building Society allows you to complete a deposit at any point and make unlimited withdrawals, without the inconvenience of penalty charges.

The Newbury Building Society Instant Premium account has some of the best monthly interest that high street banks have to offer. The account boasts many features that may make it an attractive option for students, young professionals, over 50s, those looking towards retirement and retired individuals. 
Newbury Building Society focus on lifelong relationships with their members, making their Instant Premium account well suited to savings for over 60s.

Features include:

  • Competitive interest rates
  • Minimum operating and opening balance £50
  • Maximum balance of £1 million
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

Review our table above to compare the Newbury Building Society savings account with other instant access high street savings accounts.

Quick online application setup from Newbury Building Society

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The interest rates provided by savings accounts in the UK no longer match inflation, let alone beat it. This means that people are losing money in real terms. There are a variety of savings accounts available to the general public; however, the majority of them do not provide any financial advantage. This is because savings accounts’ interest rates are heavily dependent on the Bank of England’s base rate. We can help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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We've been comparing savings and current accounts for many years so you can trust you're in good hands.