This comparison simply includes all savings accounts.
NatWest Instant Access Savings Accounts
Why we like it: MARKET LEADING. 0.60% AER if customer makes two or fewer withdrawals within an anniversary year. If a customer makes three or more withdrawals in an anniversary year the rate reduces to 0.10% from the date of the third withdrawal. Monthly or annual interest. Must be UK resident and be aged 18 or older. Maximum deposit £1,000,000. Manage your account online. Covered by the FSCS
Why we like it: Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must be aged 18 or older and have a UK address. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)
Why we like it: Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.
Why we like it: You need to download the Plum Savings App and sign up for the Plum Plus or Plum Pro subscription to access 0.60% AER. Plum can help you save automatically. Interest is calculated daily but is applied to your account monthly. Your money is covered by the FSCS up to £85,000, if the scheme applies to you. If you would deposit £1,000 into your savings account, without adding or withdrawing any money throughout the year, you would have a predicted £1,006 in your account at the end of the year (at 0.60% interest). Interest accounts are provided by Investec Bank, who have the right to change the rate at any time. Must be UK resident. Must be aged 18 or older
Why we like it: Unlimited withdrawals subject to 95 days notice.
Why we like it: Unlimited withdrawals subject to 120 days notice.
Why we like it: 2.00% interest for 12 months on balances up to £1,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Access to Flexclusives - Select Credit Card and low personal loan rate. Must be aged 18 or older
Why we like it: Earn 0.60% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.
NatWest Instant Access Savings Accounts
NatWest, traditionally considered one of the big four banks, provides both business and personal banking services. They have a range of accounts available with flexible access to your money, including high interest instant access savings accounts.
NatWest Instant Saver Account
If you need a savings account with instant access to your savings, then you may want to consider one of NatWest's high interest accounts, their Instant Saver account. The NatWest Instant Saver account allows unlimited withdrawals and the ability to make a deposit any time you want. The Instant Saver account gives you complete control and instant access to your savings.
The NatWest Instant Saver account provides competitive interest rates; it also has some of the best monthly interest on offer in high street banks. The account has many features, which makes it suitable for students, young professionals, over 50s, those looking towards retirement and retired individuals.
- Competitive interest rates
- Open an account with just £1
- No maximum balance
- Unlimited withdrawals
- Easy saver rates
- Manage your accounts instantaneously with online access
In addition, due to the success and popularity of the account, NatWest won the five star Fairbanking mark for helping their customers to manage their money better.
The NatWest Instant Saver account is even suitable to use as a savings account for over 60s.
Review our table above to compare the NatWest savings account with other instant access high street savings accounts.
Quick online application setup from NatWest
With UK savings rates at an all time low, you need to take action to ensure your savings are getting the best interest deal possible.
The interest rates provided by savings accounts no longer counter the effect or even match inflation. Due to the low interest rates on offer in savings accounts, people's savings are eroding in real terms. There are many savings accounts available on the high street; however, none offer any financial advantage. This is because the savings accounts' interest rates are based on the Bank of England’s base rate. We can help you compare a selection of some of the best interest paying accounts.
An instant access savings account would be good for savers looking to use their savings regularly, as they offer flexible withdrawal facilities with good rates of interest.
See here for a comparison of leading UK instant access accounts