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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 0.72%

Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)

Shawbrook Bank
45 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 45 Days Notice
Interest AER 0.6%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Shawbrook Bank
120 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 120 Days Notice
Interest AER 0.7%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Santander
123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 1.00%

Why we like it: Earn 1.00% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.

NatWest Instant Access Savings Accounts

NatWest, traditionally considered one of the big four banks, provides both business and personal banking services. They have a range of accounts available with flexible access to your money, including high interest instant access savings accounts.

NatWest Instant Saver Account

If you need a savings account with instant access to your savings, then you may want to consider one of NatWest's high interest accounts, their Instant Saver account. The NatWest Instant Saver account allows unlimited withdrawals and the ability to make a deposit any time you want. The Instant Saver account gives you complete control and instant access to your savings.

The NatWest Instant Saver account provides competitive interest rates; it also has some of the best monthly interest on offer in high street banks. The account has many features, which makes it suitable for students, young professionals, over 50s, those looking towards retirement and retired individuals. 

Features include:

  • Competitive interest rates
  • Open an account with just £1
  • No maximum balance
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

In addition, due to the success and popularity of the account, NatWest won the five star Fairbanking mark for helping their customers to manage their money better. 

The NatWest Instant Saver account is even suitable to use as a savings account for over 60s.

Review our table above to compare the NatWest savings account with other instant access high street savings accounts.

Quick online application setup from NatWest

With UK savings rates at an all time low, you need to take action to ensure your savings are getting the best interest deal possible.

The interest rates provided by savings accounts no longer counter the effect or even match inflation. Due to the low interest rates on offer in savings accounts, people's savings are eroding in real terms. There are many savings accounts available on the high street; however, none offer any financial advantage. This is because the savings accounts' interest rates are based on the Bank of England’s base rate. We can help you compare a selection of some of the best interest paying accounts. 

An instant access savings account would be good for savers looking to use their savings regularly, as they offer flexible withdrawal facilities with good rates of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.