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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 0.72%

Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)

Shawbrook Bank
45 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 45 Days Notice
Interest AER 0.6%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Shawbrook Bank
120 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 120 Days Notice
Interest AER 0.7%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Santander
123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 1.00%

Why we like it: Earn 1.00% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.

Marsden Building Society Instant Access Savings Accounts

Marsden Building Society offers business and personal banking services. They have a range of accounts including high interest instant access savings accounts.

Marsden Building Society Direct Saver Account

If you are searching for a high interest account that has good interest rates and instant access to your savings, you may want to open a Marsden Building Society Direct Saver account. The account gives you the freedom to make a deposit and a withdrawal from your savings whenever you want, with no extra cost.

The Marsden Building Society Direct Saver account’s interest rates are some of the best that high street banks have to offer.  The Direct Saver account has a variety of features that make it a suitable option for students, young professionals, over 50s, those looking towards retirement and retired individuals. The account is not reserved for a particular age group and therefore it could be a good option as a savings account for over 60s.

Features include:

  • Competitive interest rates
  • Open an account with just £25
  • Maximum balance of £250,000
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

Review our table above to compare the Marsden Building Society savings account with other instant access high street savings accounts.

Quick online application setup from Marsden Building Society  

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

Peoples’ savings are eroding in real terms, as savings accounts’ interest rates continue to fail to match inflation.  There is a glut of savings accounts in the UK; however, none of them provide any financial advantage. This because the interest rates that savings accounts offer are heavily determined by the base rate set by the Bank of England.

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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We've been comparing savings and current accounts for many years so you can trust you're in good hands.