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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 0.72%

Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)

123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 1.00%

Why we like it: Earn 1.00% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.

Lloyds Instant Access Savings Accounts

Lloyds are renowned for their personal and business banking prowess. They provide a range of savings accounts offering flexible access to your money, including high interest instant access savings accounts.

Lloyds Easy Saver Account

Lloyds bank introduce their own high interest account with the Easy Saver account. This gives instant access to your savings, so you can deposit and withdraw savings from the account whenever you like. 

Lloyds Easy Saver account provides competitive interest rates and offers some of the best monthly interest available in high street banks. Its variety of features make the Easy Saver account suitable for students, young professionals, over 50s, those looking towards retirement and retired individuals. 

Features include:

  • Competitive interest rates
  • Open an account with just £1
  • Maximum balance of £1 million
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

The Llyods Easy Saver account is even suitable to use as a savings account for over 60s.

Review our table above to compare Lloyds savings accounts with the other best instant access high street savings accounts.

Quick online application setup from Lloyds

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The interest rates currently provided by savings accounts in the UK do not match inflation, let alone beat it, which means peoples’ savings are eroding in real terms. There are plenty of savings accounts available to the general public; however, the majority of them do not give savers any financial advantage. This is because the interest that savings accounts offer is based on the base rate set by the Bank of England. We can help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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We've been comparing savings and current accounts for many years so you can trust you're in good hands.