This comparison simply includes all savings accounts.
Lloyds Instant Access Savings Accounts
Why we like it: Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.
Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)
Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.
Why we like it: Interest paid monthly. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 30 days notice
Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice
Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice
Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
Why we like it: Earn 1.50% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.
Lloyds Instant Access Savings Accounts
Lloyds are renowned for their personal and business banking prowess. They provide a range of savings accounts offering flexible access to your money, including high interest instant access savings accounts.
Lloyds Easy Saver Account
Lloyds bank introduce their own high interest account with the Easy Saver account. This gives instant access to your savings, so you can deposit and withdraw savings from the account whenever you like.
Lloyds Easy Saver account provides competitive interest rates and offers some of the best monthly interest available in high street banks. Its variety of features make the Easy Saver account suitable for students, young professionals, over 50s, those looking towards retirement and retired individuals.
Features include:
- Competitive interest rates
- Open an account with just £1
- Maximum balance of £1 million
- Unlimited withdrawals
- Easy saver rates
- Manage your accounts instantaneously with online access
The Llyods Easy Saver account is even suitable to use as a savings account for over 60s.
Review our table above to compare Lloyds savings accounts with the other best instant access high street savings accounts.
Quick online application setup from Lloyds
With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.
The interest rates currently provided by savings accounts in the UK do not match inflation, let alone beat it, which means peoples’ savings are eroding in real terms. There are plenty of savings accounts available to the general public; however, the majority of them do not give savers any financial advantage. This is because the interest that savings accounts offer is based on the base rate set by the Bank of England. We can help you compare a selection of some of the best interest paying accounts.
For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.
See here for a comparison of leading UK instant access accounts
