Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must be aged 18 or older and have a UK address. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Winner of Platinum Feefo Trusted Service Award in 2024
Why we like it
Unlimited payments and withdrawals. Interest paid annually. Open in a single or a joint name. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older
*Headline rate includes a guaranteed fixed bonus rate of 3.00% for the first 12 months (on balances up to £1 million), plus the standard variable rate which is currently 1.15%. After 12 months, you’ll continue to receive the standard variable rate (all rates are Gross/ AER. Annual interest payments. Unlimited deposits and withdrawals (daily limits apply). 24/7 access to your savings through the mobile app. Your eligible deposits held by a UK establishment of Barclays Bank UK PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Wealth Management and Tesco Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered
Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the FSCS
Save from £1. Unlimited payments and withdrawals. Interest paid annually. Open in a single or a joint name. Maximum deposit £500,000. Open and manage account online. FSCS Protected. Must be UK resident. Must be aged 16 or older
Choose monthly or annual interest payments. Unlimited deposits and withdrawals. 24/7 access to your savings. Open and manage online. After 12 months the rate will revert to the underlying rate, currently 1.25% gross/AER variable. Post Office Online Saver is provided by Bank of Ireland UK. Must be UK resident. Must be aged 18 or older. FSCS protected
Sign up to Chip and enter the rate boost promo code INSTANT within 14 calendar days of downloading the app, deposit at least £1 within 14 calendar days of entering the promo code and you will get a boosted rate of 1.09% AER on top of your Chip Instant Access Account for 365 calendar days
Why we like it
A new savings account from Chip built to move with the Bank of England and reward you faster than the banks. Interest paid monthly. Deposit and withdraw almost instantly. No fees or charges for holding account. FSCS eligible on your deposits
£500 bonus to boost your savings if you receive a residential purchase mortgage offer from Leeds Building Society
Why we like it
The Home Deposit Saver lets you earn a competitive rate of interest whilst building up the deposit needed for your first or next home. Open and manage online. FSCS Protected. You can only pay in up to £500 in a single month. Withdrawals are limited to 1 each year. You can deposit up to £30,000 in total. Bonus eligibility criteria apply
The interest rate tracks the Bank of England (BoE) Base Rate. Interest is calculated on the minimum daily balance and applied to the account on the first day of every subsequent month. Open and manage account online. Your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme. The maximum deposit you may pay into any one OakNorth Account is £500,000. The maximum amount (excluding the interest) that you will be allowed to hold on deposit with OakNorth Bank across multiple accounts is also £500,000. Unlimited withdrawals, subject to 95 days notice. Available to individuals, aged 18 or over, who are UK residents
Unlimited deposits and withdrawals. Interest paid monthly: can be added to your Notice Saver or paid to your linked account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Withdrawals subject to 90 days notice. Must be aged 18 or older and have a UK address. Must have a linked UK current account
Leeds United Building Society Instant Access Savings Accounts
Leeds United Building Society offers both personal and business banking services to all its members. They have a number of accounts available, including high interest instant access savings accounts.
Leeds United Building Society Easy Access Pyramid Share Account
The Leeds United Building Society Easy Access Pyramid Share account is one of their high interest accounts that could be a good choice for you, if you want a savings account but you do not want to tie your finances up for a prolonged period. The account has no deposit or withdrawal restrictions, giving you complete control over your savings.
Leeds United Building Society’s Easy Access Pyramid Share account has competitive interest and as such provides some of the best monthly interest that high street banks have to offer. The account’s features that make it an appropriate savings account option for students, young professionals, over 50s, those look toward retirement and retired individuals. The Easy Access Pyramid Share account is open to all ages and could be used as a savings account for over 60s.
Features include:
Competitive interest rates
Open an account with just £1
Maximum balance £250,000
Unlimited withdrawals
Easy saver rates
Manage your accounts instantaneously with online access
Review our table above to compare Leeds United Building Society’s savings account with other instant access high street savings accounts.
Quick online application setup from Leeds United Building Society
With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.
The interest rates that savings accounts offer fail to provide high enough interest to counter the effect of inflation, which means peoples’ savings are eroding in real terms. The UK has many savings accounts; however, none of them give any significant financial advantage. This is because savings accounts’ interest rates are dependent on the base rate set by the Bank of England.
For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.
