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This comparison simply includes all savings accounts.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 5.00%

Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.30%

Why we like it: MARKET LEADING RATE. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.00%

Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Nationwide
Instant ISA Saver Nationwide
Min deposit £1
Term Instant Access
Interest AER 0.5%

Why we like it: Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA with instant access.

ING Bank Instant Access Savings Accounts

ING Bank is one of Australia’s most recommended banks, which offers personal and business banking. They have a variety of accounts available, including high interest instant access savings accounts.

ING Bank Saving Maximiser Account

If you need a high interest account that offers competitive interest and instant access to your savings then the ING Bank’s Saving Maximiser account may be a good option. This account gives you complete control over your savings, enabling you to deposit and withdraw money at any point. 

ING Bank’s Saving Maximiser account provides competitive interest rates and has some of the best monthly interest that high street banks have to offer. The Saving Maximiser account has a number of features that make it suitable for students, young professionals, over 50s, those look toward retirement and retired individuals. ING Bank’s Saving Maximiser account is even suitable to use as a savings account for over 60s.

Features include:

  • Competitive interest rates
  • Open an account with just £1
  • No maximum deposit or balance
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

Review our table above to compare ING Bank’s savings account with other instant access high street savings accounts.

Quick online application setup from ING Bank

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The current crop of savings accounts fail to provide enough interest to counter the effect of inflation, let alone match it. There are a number of savings accounts that are available; however, none of them give savers a financial advantage. This is because the savings accounts’ interest rates are heavily dependent on the base rate set by the Bank of England.  

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.