This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.37%

Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Oak North
Easy Access Account Oak North
Min deposit £1000
Term Instant Access
Interest AER 1.30%

Why we like it: Unlimited deposits and withdrawals. Save from £1,000 to £250,000. Interest paid monthly. Eligible deposits covered by UK FSCS.

Ford Money
Flexible Saver Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.29%

Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.25%

Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Ford Money
Flexible Cash ISA Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.17%

Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 5.00%

Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.

Hinckley and Rugby Building Society Instant Access Savings Accounts

Hinckley and Rugby Building Society is a building society that offers business and personal banking services to all its members. They have a number of high interest accounts that can meet your requirements, including high interest instant access savings accounts.

Hinckley and Rugby Building Society Plain Sailing Easy Access Account

If you need an account with comparatively strong interest and instant access to your savings, then you may want to consider the Hinckley and Rugby Building Society Plain Sailing Easy Access account. The account has no restrictions on how many withdrawals you can make and you can complete a deposit at any time. The account allows you to remain flexible and gives you complete control over your savings.

The Hinckley and Rugby Building Society Plain Sailing Easy Access account has competitive interest rates and provides some of the best monthly interest that high street banks have to offer. The account has many attractive features that make it suitable for students, young professionals, over 50s, those looking towards retirement and retired individuals. Hinckley and Rugby Building Society do not exclude any age groups from their banking services and as such their Plain Sailing Easy Access account may be a suitable savings account for over 60s.

Features include:

  • Competitive interest rates
  • Open an account with just £25
  • Maximum balance of £300,000
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

Review our table above to compare the Hinckley and Rugby Building Society savings account with other instant access high street savings accounts.

Quick online application setup from Hinckley and Rugby Building Society

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The interest rates available through savings accounts in the UK do not match inflation. This means that people are losing money in real terms. There are many savings accounts on the market; however, none of them provide any real financial advantage for the saver. This is because the majority of savings accounts’ interest rates are based on the Bank of England’s base rate. We can help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

Newsletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.