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This comparison simply includes all savings accounts.

Aldermore
Double Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 0.6%

Why we like it: MARKET LEADING. 0.60% AER if customer makes two or fewer withdrawals within an anniversary year. If a customer makes three or more withdrawals in an anniversary year the rate reduces to 0.10% from the date of the third withdrawal. Monthly or annual interest. Must be UK resident and be aged 18 or older. Maximum deposit £1,000,000. Manage your account online. Covered by the FSCS

Investec Savings
Online Flexi Saver Investec Savings
Min deposit £5000
Term Instant Access
Interest AER 0.55%

Why we like it: Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must be aged 18 or older and have a UK address. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 0.5%

Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 0.5%

Why we like it: Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.

Plum
Easy Access Account Plum
Min deposit £0
Term 1 Day Notice
Interest AER 0.55%

Why we like it: You need to download the Plum Savings App and sign up for the Plum Plus or Plum Pro subscription to access 0.60% AER. Plum can help you save automatically. Interest is calculated daily but is applied to your account monthly. Your money is covered by the FSCS up to £85,000, if the scheme applies to you. If you would deposit £1,000 into your savings account, without adding or withdrawing any money throughout the year, you would have a predicted £1,006 in your account at the end of the year (at 0.60% interest). Interest accounts are provided by Investec Bank, who have the right to change the rate at any time. Must be UK resident. Must be aged 18 or older

RCI Bank
95 Day Notice Account RCI Bank
Min deposit £1000
Term 95 Day Notice
Interest AER 0.65%

Why we like it: Unlimited withdrawals subject to 95 days notice.

Aldermore
120 Day Notice Account Aldermore
Min deposit £1000
Term 120 Day Notice
Interest AER 0.7%

Why we like it: Unlimited withdrawals subject to 120 days notice.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 2.00%

Why we like it: 2.00% interest for 12 months on balances up to £1,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Access to Flexclusives - Select Credit Card and low personal loan rate. Must be aged 18 or older

Santander
123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 0.6%

Why we like it: Earn 0.60% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.

Furness Building Society Instant Access Savings Accounts

Furness Building Society has been providing business and personal banking services for 150 years. They have a collection of high interest accounts available including high interest instant access savings accounts.

Furness Building Society Access Saver Account

The Furness Building Society Furness Access Saver account provides you with competitive interest and instant access to your savings, giving you complete control of your finances. The account enables you to make a deposit whenever you need and allows you to make unlimited withdrawals, without incurring any penalty charges.

The account has some of the best monthly interest that high street banks have to offer.  The Furness Access Saver account has certain qualities that make it attractive to students, young professionals, over 50s, those looking towards retirement and retired individuals.

Features include:

  • Competitive interest rates
  • Open an account with just £1
  • Maximum balance of £250,000
  • Easy saver rates
  • Unlimited withdrawals
  • Manage your accounts instantaneously with online access

There is no upper age limit on the Furness Access Saver account, which means that it could make a suitable savings account for over 60s.

Review our table above to compare the Furness Building Society savings account with other instant access high street savings accounts.

Quick online application setup from Furness Building Society  

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The interest provided by savings accounts does not beat inflation, or even match it, and people are losing money in real terms as a result. There is an array of savings accounts available to the general public; however, there is not one that provides savers with a substantial financial advantage. This because interest rates offered by savings accounts are based on the Bank of England’s base rate.

We can help you compare a selection of some of the best interest paying accounts.

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.