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This comparison simply includes all savings accounts.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 0.72%

Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)

Shawbrook Bank
45 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 45 Days Notice
Interest AER 0.6%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Shawbrook Bank
120 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 120 Days Notice
Interest AER 0.7%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Santander
123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 1.00%

Why we like it: Earn 1.00% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.

Cambridge Building Society Instant Access Savings Accounts

Cambridge Building Society has been providing business and personal banking services for 166 years. They have a collection of accounts available including high interest instant access savings accounts.

Cambridge Building Society Instant Access Account

If you require a high interest account that can provide both the convenience of instant access and desirable interest, then you may want to consider the Cambridge Building Society Cambridge Instant Access account . Not only does the account have instant access and strong interest, but it has no limit on the number of withdrawals you can make; you can also make a deposit at any point.

Cambridge Building Society provides its customers with competitive interest and the Instant Access account has some of the best interest monthly interest that high street banks have to offer.  The account has a number of qualities that make it suitable for students, young professionals, over 50s, those looking towards retirement and retired individuals.

Features include:

  • Competitive interest rates
  • Open an account with just £100
  • Maximum balance of £1m
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

It should be noted that Cambridge Building Society does not impose any upper age limits on their accounts, so their Instant Access account may be a suitable savings account for over 60s.

Review our table above to compare the Cambridge Building Society savings account with other instant access high street savings accounts.

Quick online application setup from Cambridge Building Society  

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

Savings accounts’ interest rates no longer provide high enough interest to match inflation, let alone beat it. This means that savers all over the UK are losing money in real terms. This is because there are hundreds of savings accounts available to the general public, but none of them provide any financial advantage to the saver; the reason for this being that savings accounts’ interest rates are based on the Bank of England’s base rate. We can help you compare a selection of some of the best interest paying accounts.

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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