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This comparison simply includes all savings accounts.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 5.00%

Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.30%

Why we like it: MARKET LEADING RATE. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Nationwide
Instant ISA Saver Nationwide
Min deposit £1
Term Instant Access
Interest AER 0.5%

Why we like it: Instant ISA Saver is designed for those that want the convenience of a tax-free cash ISA with instant access.

Bradford & Bingley Instant Access Savings Accounts

Bradford & Bingley used to offer both personal and business banking services, including high interest instant access savings accounts. From 2008, all Bradford & Bingley savings accounts were transferred to Santander.

Bradford & Bingley Everyday Saver Account

As Bradford & Bingley transferred all their savings accounts to Santander, if you would like a high interest account or savings account akin to the account previously provided by Bradford & Bingley then a Santander’s Everyday Saver may be suitable for you. This account allows you to have instant access to your savings, enabling you to deposit and withdraw money from the account at any point. 

Santander’s Everyday Saver account has some of the best monthly interest that high street banks have to offer. Its wide range of features make the Everyday Saver account suitable for students, young professionals, over 50s, those look toward retirement and retired individuals. There is no age restriction on the Everyday Saver. Therefore, the Everyday Saver can be used as a savings account for over 60s. 

Features include:

  • Competitive interest rates
  • Open an account with just £1
  • Maximum balance of £2 million
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

Review our table above to compare Santander’s savings account with other instant access high street savings accounts.

Quick online application setup from Santander

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The savings accounts that are currently available fail to give savers the interest required to beat inflation, let alone match it, which means people are losing money in real terms. There are plenty of savings accounts available in the UK; however, the majority of accounts fail to provide any real financial advantage. This is because the interest they offer is based on the Bank of England’s base rate.  We can help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.