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This comparison simply includes all savings accounts.

Investec Savings
Online Flexi Saver Investec Savings
Min deposit £5000
Term Instant Access
Interest AER 0.71%

Why we like it: Instant access to your savings. Unlimited deposits and withdrawals. Interest paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account. Easy application process, you just need a UK mobile phone and UK driving licence or passport. Manage account online. Maximum balance £250,000. Must be aged 18 or older and have a UK address. Must have a linked UK current account. Your eligible deposits with Investec Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Leeds Building Society
Online Easy Access Account Leeds Building Society
Min deposit £1000
Term Instant Access
Interest AER 0.6%

Why we like it: Interest paid annually. Unlimited deposits and withdrawals. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older

Brown Shipley
Easy Access Account Brown Shipley
Min deposit £1000
Term Instant Access
Interest AER 0.61%

Why we like it: Register for a free Raisin UK Account to apply for product and receive a £50 cash bonus (terms apply). Unlimited deposits and withdrawals. Interest paid monthly. Maximum deposit £85,000. FSCS Protected. Must be UK resident and be aged 18 or older

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 0.55%

Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)

RCI Bank
E-Volve 14 Day Notice Account RCI Bank
Min deposit £1000
Term 14 Day Notice
Interest AER 0.55%

Why we like it: All funds deposited into the RCI Bank E-Volve Savings 14 Day Notice Account will be used to fund pure electric vehicles and charging facilities. Interest paid monthly or annually. Manage account online. UK-based support, seven days a week. Which? Recommended Savings Provider. Unlimited withdrawals subject to 14 days notice. Must be UK resident. Must be aged 18 or older. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Hampshire Trust Bank
Online Easy Access Account Hampshire Trust Bank
Min deposit £1
Term Instant Access
Interest AER 0.5%

Why we like it: Unlimited payments and withdrawals. Interest paid annually. Open in a single or a joint name. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2021. Must be UK resident and be aged 18 or older

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 0.5%

Why we like it: Market Leading. Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.

Hampshire Trust Bank
120 Day Notice Account Hampshire Trust Bank
Min deposit £1
Term 120 Day Notice
Interest AER 0.9%

Why we like it: Interest paid annually. Open in a single or a joint name. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2021. Must be UK resident and be aged 18 or older. Unlimited withdrawals subject to 120 days notice

Hampshire Trust Bank
95 Day Notice Account Hampshire Trust Bank
Min deposit £1
Term 95 Day Notice
Interest AER 0.85%

Why we like it: Interest paid annually. Open in a single or a joint name. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2021. Must be UK resident and be aged 18 or older. Unlimited withdrawals subject to 95 days notice

RCI Bank
95 Day Notice Account RCI Bank
Min deposit £1000
Term 95 Day Notice
Interest AER 0.82%

Why we like it: Unlimited withdrawals subject to 95 days notice.

Investec Savings
32 Day Notice Account Investec Savings
Min deposit £1000
Term 32 Day Notice
Interest AER 0.8%

Why we like it: Register for a free Raisin UK Account to apply for product and receive a £50 cash bonus (terms apply). Interest paid monthly. Maximum deposit £85,000. FSCS Protected. Withdrawals subject to 32 days notice. Must be UK resident and aged 18 or older

Aldermore
120 Day Notice Account Aldermore
Min deposit £1000
Term 120 Day Notice
Interest AER 0.7%

Why we like it: Monthly interest. Manage your account online. Unlimited deposits. Covered by the FSCS. Must be UK resident. Must be aged 18 or older. Unlimited withdrawals subject to 120 days notice. Maximum deposit £1,000,000

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Birmingham Midshares Building Society Instant Access Savings Accounts

Birmingham Midshares Building Society is an amalgamation of over 50 building societies; it offers business and personal banking services. They have a selection of accounts including high interest instant access savings accounts.

Birmingham Midshares Building Society Internet Saver Account

The Birmingham Midshares Building Society Internet Saver is one of their high interest accounts that provides comparatively strong interest rates, along with instant access to your savings. The Internet Saver account allows you to make a deposit at your convenience and gives you unlimited withdrawals, giving you complete control over your savings.

The Birmingham Midshares Building Society Internet Saver account offers competitive interest rates enabling you to earn some of the best monthly interest that high street banks have to offer. The Internet Saver account boasts attractive features that make it ideal for students, young professionals, over 50s, those looking towards retirement and retired individuals.  Birmingham Midshares Building Society focus on lifelong relationships, making their Instant Saver account well suited to savings for over 60s.

Features include:

  • Competitive interest rates
  • Open an account with just £1
  • Maximum balance of £10 million
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

Review our table above to compare the Birmingham Midshares Building Society savings account with other instant access high street savings accounts.

Quick online application setup from Birmingham Midshares Building Society   

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The interest rates currently available through savings accounts do not offer enough interest to counter the effect of inflation, let alone match it. In reality, people are losing money in real terms due to the low savings accounts’ interest rates. Although there are more savings options available on the market than before, the majority of them do not provide savers with any real financial advantage. This is because savings accounts' interest rates are based on the Bank of England's base rate. We can help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Top 3 picks for current accounts in 2021

Over 5.1 million UK bank and building society customers have switched their bank accounts using the free (and guaranteed) current account switching service which simplifies the process for customers. Read More »

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