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This comparison simply includes all savings accounts.

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.25%

Why we like it: Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.20%

Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)

Ford Money
Flexible Cash ISA Ford Money
Min deposit £1
Term Instant Access
Interest AER 0.85%

Why we like it: Minimum deposit £1. Unlimited deposits. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.

Aldermore
30 Day Notice Account Aldermore
Min deposit £1000
Term 30 Days Notice
Interest AER 1.30%

Why we like it: Interest paid monthly. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 30 days notice

Shawbrook Bank
45 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 45 Days Notice
Interest AER 1.30%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Shawbrook Bank
120 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 120 Days Notice
Interest AER 1.45%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Santander
123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 1.50%

Why we like it: Earn 1.50% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.

Birmingham Midshares Building Society Instant Access Savings Accounts

Birmingham Midshares Building Society is an amalgamation of over 50 building societies; it offers business and personal banking services. They have a selection of accounts including high interest instant access savings accounts.

Birmingham Midshares Building Society Internet Saver Account

The Birmingham Midshares Building Society Internet Saver is one of their high interest accounts that provides comparatively strong interest rates, along with instant access to your savings. The Internet Saver account allows you to make a deposit at your convenience and gives you unlimited withdrawals, giving you complete control over your savings.

The Birmingham Midshares Building Society Internet Saver account offers competitive interest rates enabling you to earn some of the best monthly interest that high street banks have to offer. The Internet Saver account boasts attractive features that make it ideal for students, young professionals, over 50s, those looking towards retirement and retired individuals.  Birmingham Midshares Building Society focus on lifelong relationships, making their Instant Saver account well suited to savings for over 60s.

Features include:

  • Competitive interest rates
  • Open an account with just £1
  • Maximum balance of £10 million
  • Unlimited withdrawals
  • Easy saver rates
  • Manage your accounts instantaneously with online access

Review our table above to compare the Birmingham Midshares Building Society savings account with other instant access high street savings accounts.

Quick online application setup from Birmingham Midshares Building Society   

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.

The interest rates currently available through savings accounts do not offer enough interest to counter the effect of inflation, let alone match it. In reality, people are losing money in real terms due to the low savings accounts’ interest rates. Although there are more savings options available on the market than before, the majority of them do not provide savers with any real financial advantage. This is because savings accounts' interest rates are based on the Bank of England's base rate. We can help you compare a selection of some of the best interest paying accounts. 

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.