This comparison simply includes all savings accounts.
Bank of Ireland Instant Access Savings Accounts
Why we like it: Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.
Why we like it: Make up to three withdrawals during the 12-month term of this account. Open with £1. Manage your account online. Interest paid at maturity. FSCS Protected. Must be UK resident and aged 16 or older. Make more than three withdrawals and the rate drops to 0.01% AER/gross p.a. (variable). Not available in branch
Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)
Why we like it: Unlimited withdrawals subject to 95 days notice.
Why we like it: Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: MARKET LEADING. Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: MARKET LEADING. Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: No minimum monthly funding or monthly fee to maintain the account. Earn up to 15% cashback with Retailer Offers. Stress-free account switching in 7 days with the Current Account Switch Service. £300 ATM withdrawal per day, Arranged Overdraft facility (subject to status). Online and Mobile Banking with text and email alerts. Must be 18 or older and live in the UK permanently. 39.94% EAR overdraft charge. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000
Why we like it: *2.00% interest for 12 months on balances up to £1,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Access to Flexclusives - Select Credit Card and low personal loan rate. Must be aged 18 or older
Why we like it: Earn 0.30% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm.
Bank of Ireland Instant Access Savings Accounts
Bank of Ireland provides both business and personal banking services to its customers. They have a range of accounts available, including high interest instant access savings accounts.
Bank of Ireland Classic Saver Account
If you need a high interest account with competitive interest and instant access to your savings, then you may want to consider the Bank of Ireland Classic Saver account. The account enables you to make a deposit and withdrawal whenever you want.
The Bank of Ireland Classic Saver account provide some of the best monthly interest on offer in high street banks, as it has competitive interest rates. The account has a variety of features that are suitable for students, young professionals, over 50s, those looking towards retirement and retired individuals. The Bank of Ireland provide banking services for all ages and their Classic Saver account could be a suitable savings account for over 60s.
Features include:
- Competitive interest rates
- Open an account with just £1
- Maximum balance of £5 million
- Unlimited withdrawals
- Easy saver rates
- Manage your accounts instantaneously with online access
Review our table above to compare the Bank of Ireland savings account with other instant access high street savings accounts.
Quick online application setup from Bank of Ireland
With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.
Interest rates provided by savings accounts fail to combat the effect of inflation, let alone match it. As a result of this, peoples’ savings are eroding in real terms. There are a number of savings accounts available to the general public; however, most of them do not provide a financial advantage. This is because the savings’ accounts interest rates are based on the Bank of England’s base rate. We can help you compare a selection of some of the best interest paying accounts.
For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.
See here for a comparison of leading UK instant access accounts
