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This comparison simply includes all savings accounts.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 5.00%

Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.

Nationwide
FlexPlus Current Account Nationwide
Open With £1
Account Type Current Account
Interest AER 3.00%

Why we like it: 3.0% AER fixed interest on balances up to £2,500. No fees on arranged overdrafts up to £250. UK & Europe Breakdown Cover, Worldwide family travel insurance. Free mobile banking app, text alerts and secure online banking. £13 monthly account fee

Santander
123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 1.50%

Why we like it: Earn 1.50% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.

NatWest
Reward Platinum Account Natwest
Open With £1500
Account Type Current Account
Features 2% in Rewards £125 for switching

Why we like it: Get £125 when you switch a current account held elsewhere to this account. Earn 2% in Rewards on 7 types of household bills paid by Direct Debit. On average Reward customers earn £83 a year in Rewards (not incl. monthly fee) based on monthly bills of £345. Also includes family worldwide travel and mobile phone insurance. £20 monthly fee

Disclaimer: To apply for this account you must be aged 18 or over and a UK resident

NatWest
Reward Silver Account Natwest
Open With £1500
Account Type Current Account
Features 2% in Rewards £125 for switching

Why we like it: Get £125 when you switch a current account held elsewhere to this account. Earn 2% in Rewards on 7 types of household bills paid by Direct Debit. On average Reward customers earn £83 a year in Rewards (not incl. monthly fee) based on monthly bills of £345. Also includes personal European travel and mobile phone insurance. £10 monthly fee

Disclaimer: To apply for this account you must be aged 18 or over and a UK resident

NatWest
Reward Account Natwest
Open With £1500
Account Type Current Account
Features 2% in Rewards £125 for switching

Why we like it: Get £125 when you switch a current account held elsewhere to this account. Earn 2% in Rewards on 7 types of household bills paid by Direct Debit. On average Reward customers earn £83 a year in Rewards (not incl. monthly fee) based on monthly bills of £345. £2 monthly fee

Disclaimer: To apply for this account you must be aged 18 or over and a UK resident

Nationwide
FlexAccount Current Account Nationwide
Open With £1
Account Type Current Account
Features 3 months interest-free overdraft No monthly account fee

Why we like it: Everyday current account. 3 months interest-free overdraft and no monthly account fee

NatWest
Select Account Natwest
Open With £1500
Account Type Current Account
Features 2% in Rewards £125 for switching

Why we like it: Get £125 when you switch a current account held elsewhere to this account. Everyday bank account. Arranged overdraft available. Award winning mobile banking app. No monthly fee

Disclaimer: To apply for this account you must be aged 18 or over and a UK resident

Yorkshire Building Society

YBS have a range of easy-access and online savings options that could help you get started with saving.

They do not have current accounts available at the moment.
 
However, Norwich & Peterborough Building Society, who are part of the Yorkshire Building Society Group, do offer current account facilities.

Their online savings accounts include:

Help to Buy: ISA

This is a great scheme that helps you save with a 2.00% tax-free p.a./AER variable. You can open this Cash ISA with up to £1,200 in the first calendar month, a calendar month being the start to end of each month. During the following months, you can then save up to £200 per calendar month.

This account is designed for first time buyers saving for their first UK residential property. The name ‘help to buy’ is due to the 25% bonus incentive from the Government on your savings. The minimum bonus is £400 based on savings of £1,600 with a maximum bonus of £3,000 based on £12,000 saved. There are some rules :

  • Withdrawals are permitted but won’t qualify for a Government bonus
  • This is not a flexible ISA so subject to subscription limits

Internet Saver

You can save from as little as £1, up to a maximum of £1 million at 0.50% gross p.a/AER variable. With this account you can:

  • Opt to receive an ATM card to withdraw money at any LINK ATM
  • Make as many withdrawals online as you like
  • Monthly and annual interest options
  • View your balance and transfer money online whenever you choose

E-ISA

You can open this account with just £10 and save at 0.50%p.a./AER variable.
With this account you can:

  • Transfer in ISAs from other providers - charges may apply so check with your existing provider
  • Make withdrawals online by transferring money to any account you choose
  • Annual interest
  • View your balance, recent transactions and statements online

Easy Access Savings Account

This is a cash card saver meaning you’ll be able to withdraw money from it at any ATM. You can earn interest on your savings at the rate of 0.25% gross p.a./AER variable and open it with £10 or more.
With this account you can:

  • Make as many withdrawals as you like - the minimum operating balance is zero
  • Register to view your balance, manage payments and transfer money online whenever you choose
  • Get 24-hour access to your money with a card you can use at any LINK ATM
  • Receive interest once a year

Triple Access Saver

Much like a traditional savings account. This is a passbook account. With the Triple Access Saver you can save from £100 up to £2 million and add to the account whenever you like. You will earn interest at 0.60% gross p.a./AER variable. With this account you can:

  • Close your account with no loss of interest by using one of your 3 withdrawal days
  • Manage your account with a Passbook in any of their branches
  • Make withdrawals on 3 days each account year based on the anniversary of the account opening

RSPCA Saver

This savings account is open to both adults and children and you can save from £10 up to £2million.

With this account you can support the RSPCA as they’ll donate 0.25% of the average daily balance in all RSPCA accounts to the RSPCA each year. You can also:

  • Manage your account with a Passbook in any of their branches
  • Make withdrawals on any four days each account year based on the anniversary of the account opening

Yorkshire Building Society have a great range of options for people to begin saving.

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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About us

Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.