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Compare Latest Current Account Deals

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Interest AER 5.00%

Why we like it: 5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Recommend a friend - If you're a Nationwide member you can earn up to £500 per tax year by recommending five friends (£100 each). Access to Flexclusives - Select Credit Card and low personal loan rate. 3.0% APR Representative. Must be aged 18 or older

Santander
123 Current Account Santander
Open With £500
Account Type Current Account
Interest AER 1.50%

Why we like it: Earn 1.50% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.

Virgin Money
Virgin Money Current Account Virgin Money
Open With £0
Account Type Current Account
Interest AER 0.5%

Why we like it: 0.50% AER (variable) payable on your entire balance up to £2,000. Linked to instant access savings account currently paying 1.00% AER, paid quarterly. Zero transaction fees wherever you spend worldwide (arranged and un-arranged lending, other providers & other fees and interest may still apply). Apple Pay & Google Pay enabled contactless debit card. Rated ‘outstanding’ by Moneyfacts. Must be 18 or older and a UK resident. No account fee. No minimum funding required to open account or requirement to pay in regularly

Nationwide
FlexPlus Current Account Nationwide
Open With £1
Account Type Current Account
Features Free insurance

Why we like it: UK & Europe Breakdown Cover, Worldwide family travel and mobile phone insurance, and commission-free cash withdrawals and card payments abroad. Free mobile banking app, text alerts and secure online banking. Recommend a friend - If you're a Nationwide member you can earn up to £500 per tax year by recommending five friends (£100 each). Access to Flexclusives - Select Credit Card and low personal loan rate. £13 monthly account fee

Nationwide
FlexAccount Current Account Nationwide
Open With £1
Account Type Current Account
Features No monthly account fee

Why we like it: Everyday current accout. No monthly account fee. Recommend a friend - If you're a Nationwide member you can earn up to £500 per tax year by recommending five friends (£100 each). Access to Flexclusives - Select Credit Card and low personal loan rate. 3.0% APR Representative (terms and conditions apply)

Yorkshire Bank current account review

Yorkshire Bank operates through England and is a trading division of Clydesdale Bank. They offer several different current accounts to match the needs of different customers.

B Current – A combined current account, instant savings account and app, designed to make it easy to track your spending, manage your money and save for the future. The account comes with no monthly fee.

Current Account Plus – A straightforward current account with optional overdraft. In addition, it gives you access to Savings Account Plus; allowing you to earn interest on all of your savings and transfer money quickly back and forth from your current account to your savings account.

Signature Current Account – This current account also gives you a range of benefits, including family travel insurance, UK breakdown cover, mobile phone and gadget insurance, ID defender and discounts from a range of high street shops, all for just £13.50 a month.

Readycash Account – A basic current account aimed at customers aged 16+ who are not eligible for a standard current account.

Private Current Account – A current account for those who earn in excess of £75,000 a year, have a joint income of over £100,000 or more than £100,000 of investable assets. For a £25 a month account fee you get the benefit of a dedicated relationship manager and various other benefits.

Current Account Control – This accounts has the benefits of a standard current account, but for an additional £7.50 a month account fee the account will stop any payments which would otherwise result in you paying unplanned borrowing fees.

What to look for when switching current accounts

When considering which current account to switch to, make sure to look at the following key factors to see whether the account is a good match for your needs:

Interest rates – Both the interest you earn on your savings and that you pay on your overdraft can make a big difference to the value of your account to you. Make sure to consider both of these rates with respect to how you use your account and whether you are more likely to be in credit or not most of the time.

Switching incentives – Many of the most popular current accounts offer generous incentives to switch, including cash bonuses up front. You will normally need to use the Current Account Switch Service and move your everyday banking to the new account to qualify.

Cashback – Cashback deals are now common across many current accounts, giving you a regular incentive to keep using your account. With a TSB Classic Plus Account you can earn up to £120 cashback a year for having active monthly Direct Debits and using your debit card regularly. The Santander 1|2|3 Current Account, meanwhile, offers cashback on your household bills, which can soon add up to significant amounts.

Additional benefits – Most current accounts will also offer you extra benefits, either as standard or as optional add-ons such as free insurance or free internet security software.

Compare current accounts

Take a look at the range of current accounts presently on offer from all the leading providers across the market right now to see which offers the best deal for you.

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.