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This comparison simply includes all savings accounts.

NatWest
Reward Account NatWest
Open With £1250
Account Type Current Account
Features Earn Up to £5 in Rewards a month

Why we like it

NatWest Reward Account. Earn from 1% back when you spend with selected partners, plus up to £5/month back in Rewards. T&Cs and eligibility criteria apply. £2/ month. You must be 18+ and a UK resident. You must pay in £1,250 each month. Earn £5/month back in Rewards: £2 for 2 direct debits of +£2 each, and £1 for monthly app log in. Earn 1% back in Rewards when you spend with selected partners. How does NatWest’s overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year. Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed credit limit: £1,200. Access to Digital Regular Saver – Deposit £1-£150p per month. Earn 5.50% / 5.37% AER/Gross p.a. (variable) interest on the first £5k saved and 1.06%/1.05% AER/Gross p.a. (variable) on anything over £5k. Other Savings products are available with a NatWest Current Account. Interest paid monthly. Eligibility criteria apply.

Details

Minimum Age Reward
UK Resident 18
Royal Bank of Scotland
Reward Account Royal Bank of Scotland
Open With £1250
Account Type Current Account
Features Earn Up to £5 in Rewards a month

Why we like it

Royal Bank of Scotland Reward Account. Earn from 1% back when you spend with selected partners, plus up to £5/month back in Rewards. T&Cs and eligibility criteria apply. £2/ month. You must be 18+ and a UK resident. You must pay in £1,250 each month. Earn £5/month back in Rewards: £2 for 2 direct debits of +£2 each, and £1 for monthly app log in. Earn 1% back in Rewards when you spend with selected partners. How does Royal Bank of Scotland's overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year. Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed credit limit: £1,200. Access to Digital Regular Saver – Deposit £1-£150p per month. Earn 5.50% / 5.37% AER/Gross p.a. (variable) interest on the first £5k saved and 1.06%/1.05% AER/Gross p.a. (variable) on anything over £5k. Other Savings products are available with a Royal Bank of Scotland Current Account. Interest paid monthly. Eligibility criteria apply.

Details

Minimum Age Reward
UK Resident 18
Santander
Edge Current Account Santander
Open With £500
Account Type Current Account
Features Get 1% Cashback on selected houshold bills and access to a 6.00% AER saver account

Why we like it

Earn 1% cashback every month on selected household bills paid by Direct Debit, capped at up to £10 each month. Access to Santander Edge saver with 6.00% AER/ 5.84% Gross (variable) interests on balances up to £4000 (includes 2.50% AER/ 2.47% Gross (variable) bonus rates for the first 12 months from opening). Get cashback, vouchers, prize draws and other personalised offers when you use Santander Boosts (must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking). No fees or charges for international payments or CHAPS payments. Arranged overdraft interest rate of 39.94% APR/EAR (variable). For cashback offer you must pay a minimum of £500 into your account each month, have 2 active Direct Debits, be over 18 and live in the UK permanently. Paper-free account. £3 monthly fee.

Details

Minimum Age Interest Paying
UK Resident 18
Santander
Edge Up Current Account Santander
Open With £1500
Account Type Current Account
Features 2.50% AER Interest on balances up to £25,000 and get 1% Cashback on selected houshold bills

Why we like it

2.50% AER/2.47% gross (variable) on balances up to £25,000. 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit. Access to Santander Regular Saver with 5.00% AER/Gross (fixed) for 12 months. Save up to £200 per month. Make international payments with no extra fees (the bank receiving the payment may still apply charges). There's also no charge for making CHAPS payments from this account. No fees for using Santander Edge Up debit card to withdraw cash and make payments outside the UK in the local currency. Get cashback, vouchers, prize draws and personalised offers with Santander Boosts , free rewards service. Online and Mobile Banking available with text and email alerts. £5 monthly fee for maintaining the account that will automatically be taken from the account each month. Must pay a minimum of £1,500 into the account each month. Must have 2 active Direct Debits. Arranged overdraft facility (subject to status). If you use an arranged overdraft you’ll be charged an interest rate of 39.94% APR / EAR (variable). Online and Mobile Banking available with text and email alerts.

Details

Minimum Age Interest Paying
UK Resident 18

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We've been comparing savings and current accounts for many years so you can trust you're in good hands.