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This comparison simply includes all savings accounts.

NatWest
Reward Account NatWest
Open With £1250
Account Type Current Account
Features £175 Switch Offer T&Cs Apply*

£175 when you switch to a NatWest Reward account . T&Cs apply, limited availability offer

Why we like it

Must be 18 or older and a UK resident. £2 monthly fee applies. Customers need to pay at least £1250 into any eligible personal current account every month (excludes transfers between your own accounts.) Earn up to £5 per month back: £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be £2+ each) and £1 with 1 mobile app log in. Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners or gift to selected charities. Great money management tools with our mobile banking app. Multiple ways to pay: Apple Pay and Google Pay TM and contactless Visa Debit Card. Limits apply. Access to Digital Regular Saver - Earn 5.50% AER / 5.37% Gross p.a. (variable) on 1st £5k, 1.06% AER / 1.05% Gross p.a. (variable) above £5k. Assumed arranged overdraft of £1,200, 39.49% variable p.a. representative 39.49% APR variable. To apply, you need to be 18+ and a UK resident. For £175, use the Current Account Switch Service to switch your account held elsewhere to NatWest. Pay in £1,250 & log into the app within 60 days. If you've received a switching incentive from NatWest Group before, you aren't eligible. Limited availability offer. T&Cs, restrictions, account eligibility criteria & conditions apply.

Details

Minimum Age Reward
UK Resident 18
Royal Bank of Scotland
Reward Account Royal Bank of Scotland
Open With £1250
Account Type Current Account
Features £175 Switch Offer T&Cs Apply*

£175 when you switch to a Royal Bank of Scotland Reward account . T&Cs apply, limited availability offer

Why we like it

Must be 18 or older and a UK resident. £2 monthly fee applies. Customers need to pay at least £1250 into any eligible personal current account every month (excludes transfers between your own accounts.) Earn up to £5 per month back: £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be £2+ each) and £1 with 1 mobile app log in. Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners or gift to selected charities. Great money management tools with our mobile banking app. Multiple ways to pay: Apple Pay and Google Pay TM and contactless Visa Debit Card. Limits apply. Access to Digital Regular Saver - Earn 5.50% AER / 5.37% Gross p.a. (variable) on 1st £5k, 1.06% AER / 1.05% Gross p.a. (variable) above £5k. Assumed arranged overdraft of £1,200, 39.49% variable p.a. representative 39.49% APR variable. To apply, you need to be 18+ and a UK resident. For £175, use the Current Account Switch Service to switch your account held elsewhere to Royal Bank of Scotland. Pay in £1,250 & log into the app within 60 days. If you've received a switching incentive from NatWest Group before, you aren't eligible. Limited availability offer. T&Cs, restrictions, account eligibility criteria & conditions apply.

Details

Minimum Age Reward
UK Resident 18
Santander
Edge Current Account Santander
Open With £500
Account Type Current Account
Features Get 1% Cashback on selected houshold bills and access to a 6.00% AER saver account

Why we like it

Earn 1% cashback every month on selected household bills paid by Direct Debit, capped at up to £10 each month. Access to Santander Edge saver with 6.00% AER/ 5.84% Gross (variable) interests on balances up to £4000 (includes 2.50% AER/ 2.47% Gross (variable) bonus rates for the first 12 months from opening). Get cashback, vouchers, prize draws and other personalised offers when you use Santander Boosts (must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking). No fees or charges for international payments or CHAPS payments. Arranged overdraft interest rate of 39.94% APR/EAR (variable). For cashback offer you must pay a minimum of £500 into your account each month, have 2 active Direct Debits, be over 18 and live in the UK permanently. Paper-free account. £3 monthly fee.

Details

Minimum Age Interest Paying
UK Resident 18
Santander
Edge Up Current Account Santander
Open With £1500
Account Type Current Account
Features 2.50% AER Interest on balances up to £25,000 and get 1% Cashback on selected houshold bills

Why we like it

2.50% AER/2.47% gross (variable) on balances up to £25,000. 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit. Access to Santander Regular Saver with 5.00% AER/Gross (fixed) for 12 months. Save up to £200 per month. Make international payments with no extra fees (the bank receiving the payment may still apply charges). There's also no charge for making CHAPS payments from this account. No fees for using Santander Edge Up debit card to withdraw cash and make payments outside the UK in the local currency. Get cashback, vouchers, prize draws and personalised offers with Santander Boosts , free rewards service. Online and Mobile Banking available with text and email alerts. £5 monthly fee for maintaining the account that will automatically be taken from the account each month. Must pay a minimum of £1,500 into the account each month. Must have 2 active Direct Debits. Arranged overdraft facility (subject to status). If you use an arranged overdraft you’ll be charged an interest rate of 39.94% APR / EAR (variable). Online and Mobile Banking available with text and email alerts.

Details

Minimum Age Interest Paying
UK Resident 18

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