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This comparison simply includes all savings accounts.

Nationwide
FlexAccount Current Account Nationwide
Open With £1
Account Type Current Account
Features Everyday current account with no monthly fee

Why we like it: Everyday current account. No monthly account fee. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. 0% interest on any balance. 39.9% EAR overdraft charge.

Nationwide
FlexPlus Current Account Nationwide
Open With £1
Account Type Current Account
Features Vehicle, Travel and Mobile Phone Insurance Included

Why we like it: Vehicle breakdown cover in the UK and the rest of Europe. Whether you’re driving or a passenger in a vehicle, you’re covered by the AA. With no excess to pay and unlimited callouts. Travel insurance for your family, worldwide. Worldwide family travel insurance, including winter sports, golf, weddings and business cover from U K Insurance Limited. Mobile phone insurance for the whole family. Your phone and those belonging to your partner and dependent children are covered for loss, theft, damage and faults by Lifestyle Services Group Limited. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. £13 monthly account fee. 39.9% EAR overdraft charge.

Nationwide
FlexAccount Current Account Nationwide
Open With £1
Account Type Current Account
Features Everyday current account with no monthly fee

Why we like it: Everyday current account. No monthly account fee. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. 0% interest on any balance. 39.9% EAR overdraft charge.

Nationwide
FlexPlus Current Account Nationwide
Open With £1
Account Type Current Account
Features Vehicle, Travel and Mobile Phone Insurance Included

Why we like it: Vehicle breakdown cover in the UK and the rest of Europe. Whether you’re driving or a passenger in a vehicle, you’re covered by the AA. With no excess to pay and unlimited callouts. Travel insurance for your family, worldwide. Worldwide family travel insurance, including winter sports, golf, weddings and business cover from U K Insurance Limited. Mobile phone insurance for the whole family. Your phone and those belonging to your partner and dependent children are covered for loss, theft, damage and faults by Lifestyle Services Group Limited. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. £13 monthly account fee. 39.9% EAR overdraft charge.

Nationwide
FlexAccount Current Account Nationwide
Open With £1
Account Type Current Account
Features Everyday current account with no monthly fee

Why we like it: Everyday current account. No monthly account fee. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. 0% interest on any balance. 39.9% EAR overdraft charge.

Nationwide
FlexPlus Current Account Nationwide
Open With £1
Account Type Current Account
Features Vehicle, Travel and Mobile Phone Insurance Included

Why we like it: Vehicle breakdown cover in the UK and the rest of Europe. Whether you’re driving or a passenger in a vehicle, you’re covered by the AA. With no excess to pay and unlimited callouts. Travel insurance for your family, worldwide. Worldwide family travel insurance, including winter sports, golf, weddings and business cover from U K Insurance Limited. Mobile phone insurance for the whole family. Your phone and those belonging to your partner and dependent children are covered for loss, theft, damage and faults by Lifestyle Services Group Limited. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. £13 monthly account fee. 39.9% EAR overdraft charge.

Nationwide
FlexAccount Current Account Nationwide
Open With £1
Account Type Current Account
Features Everyday current account with no monthly fee

Why we like it: Everyday current account. No monthly account fee. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. 0% interest on any balance. 39.9% EAR overdraft charge.

Nationwide
FlexPlus Current Account Nationwide
Open With £1
Account Type Current Account
Features Vehicle, Travel and Mobile Phone Insurance Included

Why we like it: Vehicle breakdown cover in the UK and the rest of Europe. Whether you’re driving or a passenger in a vehicle, you’re covered by the AA. With no excess to pay and unlimited callouts. Travel insurance for your family, worldwide. Worldwide family travel insurance, including winter sports, golf, weddings and business cover from U K Insurance Limited. Mobile phone insurance for the whole family. Your phone and those belonging to your partner and dependent children are covered for loss, theft, damage and faults by Lifestyle Services Group Limited. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. £13 monthly account fee. 39.9% EAR overdraft charge.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Features 5% Interest AER on balances up to £1,500

Why we like it: 5.00% AER fixed (4.89% gross pa) in-credit interest on balances up to £1,500 for the first 12 months. No monthly account fee. Interest-free arranged overdraft for 12 months. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Manage your account online, by phone or in branch. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts Must be 18 or older and a UK resident. Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account). After the first 12 months, interest rate drops to 1% AER (0.99% gross a year) variable. After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Features 5% Interest AER on balances up to £1,500

Why we like it: 5.00% AER fixed (4.89% gross pa) in-credit interest on balances up to £1,500 for the first 12 months. No monthly account fee. Interest-free arranged overdraft for 12 months. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Manage your account online, by phone or in branch. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts Must be 18 or older and a UK resident. Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account). After the first 12 months, interest rate drops to 1% AER (0.99% gross a year) variable. After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Features 5% Interest AER on balances up to £1,500

Why we like it: 5.00% AER fixed (4.89% gross pa) in-credit interest on balances up to £1,500 for the first 12 months. No monthly account fee. Interest-free arranged overdraft for 12 months. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Manage your account online, by phone or in branch. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts Must be 18 or older and a UK resident. Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account). After the first 12 months, interest rate drops to 1% AER (0.99% gross a year) variable. After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft.

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Features 5% Interest AER on balances up to £1,500

Why we like it: 5.00% AER fixed (4.89% gross pa) in-credit interest on balances up to £1,500 for the first 12 months. No monthly account fee. Interest-free arranged overdraft for 12 months. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Manage your account online, by phone or in branch. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts Must be 18 or older and a UK resident. Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account). After the first 12 months, interest rate drops to 1% AER (0.99% gross a year) variable. After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft.

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Compare Nationwide Current Accounts

Nationwide have a wide selection of accounts available each with their own set of incentives and perks. Nationwide were recognised as the “Best Online Current Account Provider” in the Your Money Direct Awards from 2014 to 2016.

Nationwide offer, as standard:

  • Award winning online banking
  • Exclusive products and offers
  • UK-only call centres, open 24/7
  • Withdrawal of up to £500 cash per day from their ATM network
  • Free text alerts to help you manage your account
  • Access to close to 700 UK wide branches
  • Option to run as a joint account
  • Works with Apple Pay and Android Pay
  • Eligibility for our cash Flexclusive ISA and Flexclusive Regular Saver savings accounts

Compare the different accounts below to find one that’s right for you.

Nationwide FlexDirect account

The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also has a really simple set of overdraft fees. To benefit from all this account has to offer, you'll need to pay in a minimum of £1,000 per calendar month.

Here's what you could get with FlexDirect:

  • In-credit interest at 2% AER (1.98% gross p.a.) on balances up to £1,500 (fixed for the first 12 months)
  • 0.25% AER (0.24% gross) variable after 12 months
  • Fee free overdraft for 12 months
  • No monthly account fee
  • Can be sole or joint account

Nationwide FlexAccount

This account could be right for you if you're looking for an everyday current account with no monthly fee.

Here's what you could get with FlexAccount:

  • Everyday current account
  • No monthly fee
  • No minimum monthly funding
  • Access to preferential Nationwide loan and credit card rates

Nationwide FlexPlus account

Choose FlexPlus for great banking features as well as a range of insurance policies and account benefits, charged at £13 a month. There are number of rewards with this account, potentially covering the £13 if you already pay separately for the included insurance policies.

Here's what you'll get with FlexPlus:

  • UK & European Breakdown and Recovery Assistance
  • Worldwide family travel insurance
  • Worldwide family mobile phone insurance
  • Commission-free cash withdrawals and card payments abroad
  • Free mobile banking app, text alerts and secure online banking
  • Access to preferential Nationwide loan and credit card rates

As standard, Nationwide offers a contactless Visa debit card which efficiently allows you to pay for up to £45 worth of goods or services in a single transaction. Contactless payments are safe and highly secure. If your card is lost or stolen, as long as you report it to your bank as soon as possible in accordance with your bank’s terms, you won’t have to pay for any fraudulent use.

Nationwide have an excellent selection of free to fee paying current accounts and as one of the banks that offer in-credit interest they are very good option for savers.

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.