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Compare Nationwide Current Accounts

Nationwide have a wide selection of accounts available each with their own set of incentives and perks. Nationwide were recognised as the “Best Online Current Account Provider” in the Your Money Direct Awards from 2014 to 2016.

Nationwide offer, as standard:

  • Award winning online banking
  • Exclusive products and offers
  • UK-only call centres, open 24/7
  • Withdrawal of up to £500 cash per day from their ATM network
  • Free text alerts to help you manage your account
  • Access to close to 700 UK wide branches
  • Option to run as a joint account
  • Works with Apple Pay and Android Pay
  • Eligibility for our cash Flexclusive ISA and Flexclusive Regular Saver savings accounts

Compare the different accounts below to find one that’s right for you.

Nationwide FlexDirect account

The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also has a really simple set of overdraft fees. To benefit from all this account has to offer, you'll need to pay in a minimum of £1,000 per calendar month.

Here's what you could get with FlexDirect:

  • In-credit interest at 2% AER (1.98% gross p.a.) on balances up to £1,500 (fixed for the first 12 months)
  • 0.25% AER (0.24% gross) variable after 12 months
  • Fee free overdraft for 12 months
  • No monthly account fee
  • Can be sole or joint account

Nationwide FlexAccount

This account could be right for you if you're looking for an everyday current account with no monthly fee.

Here's what you could get with FlexAccount:

  • Everyday current account
  • No monthly fee
  • No minimum monthly funding
  • Access to preferential Nationwide loan and credit card rates

Nationwide FlexPlus account

Choose FlexPlus for great banking features as well as a range of insurance policies and account benefits, charged at £13 a month. There are number of rewards with this account, potentially covering the £13 if you already pay separately for the included insurance policies.

Here's what you'll get with FlexPlus:

  • UK & European Breakdown and Recovery Assistance
  • Worldwide family travel insurance
  • Worldwide family mobile phone insurance
  • Commission-free cash withdrawals and card payments abroad
  • Free mobile banking app, text alerts and secure online banking
  • Access to preferential Nationwide loan and credit card rates

As standard, Nationwide offers a contactless Visa debit card which efficiently allows you to pay for up to £45 worth of goods or services in a single transaction. Contactless payments are safe and highly secure. If your card is lost or stolen, as long as you report it to your bank as soon as possible in accordance with your bank’s terms, you won’t have to pay for any fraudulent use.

Nationwide have an excellent selection of free to fee paying current accounts and as one of the banks that offer in-credit interest they are very good option for savers.

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.