Best Nationwide Current Account

Why we like it: Everyday current account. No monthly account fee. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. 0% interest on any balance. 39.9% EAR overdraft charge.

Why we like it: Vehicle breakdown cover in the UK and the rest of Europe. Whether you’re driving or a passenger in a vehicle, you’re covered by the AA. With no excess to pay and unlimited callouts. Travel insurance for your family, worldwide. Worldwide family travel insurance, including winter sports, golf, weddings and business cover from U K Insurance Limited. Mobile phone insurance for the whole family. Your phone and those belonging to your partner and dependent children are covered for loss, theft, damage and faults by Lifestyle Services Group Limited. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. £13 monthly account fee. 39.9% EAR overdraft charge.

Why we like it: Everyday current account. No monthly account fee. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. 0% interest on any balance. 39.9% EAR overdraft charge.

Why we like it: Vehicle breakdown cover in the UK and the rest of Europe. Whether you’re driving or a passenger in a vehicle, you’re covered by the AA. With no excess to pay and unlimited callouts. Travel insurance for your family, worldwide. Worldwide family travel insurance, including winter sports, golf, weddings and business cover from U K Insurance Limited. Mobile phone insurance for the whole family. Your phone and those belonging to your partner and dependent children are covered for loss, theft, damage and faults by Lifestyle Services Group Limited. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. £13 monthly account fee. 39.9% EAR overdraft charge.

Why we like it: Everyday current account. No monthly account fee. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. 0% interest on any balance. 39.9% EAR overdraft charge.

Why we like it: Vehicle breakdown cover in the UK and the rest of Europe. Whether you’re driving or a passenger in a vehicle, you’re covered by the AA. With no excess to pay and unlimited callouts. Travel insurance for your family, worldwide. Worldwide family travel insurance, including winter sports, golf, weddings and business cover from U K Insurance Limited. Mobile phone insurance for the whole family. Your phone and those belonging to your partner and dependent children are covered for loss, theft, damage and faults by Lifestyle Services Group Limited. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. £13 monthly account fee. 39.9% EAR overdraft charge.

Why we like it: Everyday current account. No monthly account fee. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. 0% interest on any balance. 39.9% EAR overdraft charge.

Why we like it: Vehicle breakdown cover in the UK and the rest of Europe. Whether you’re driving or a passenger in a vehicle, you’re covered by the AA. With no excess to pay and unlimited callouts. Travel insurance for your family, worldwide. Worldwide family travel insurance, including winter sports, golf, weddings and business cover from U K Insurance Limited. Mobile phone insurance for the whole family. Your phone and those belonging to your partner and dependent children are covered for loss, theft, damage and faults by Lifestyle Services Group Limited. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must be 18 or older and a UK resident. £13 monthly account fee. 39.9% EAR overdraft charge.

Why we like it: Interest paid at maturity. Open in single or joint name. Maximum deposit £5,000,000. Open and manage online. FSCS Protected. Must be UK resident and be aged 16 or older. No withdrawals permitted

Why we like it: Fee-free account. Interest-free arranged overdraft: apply for up to £1,000 interest-free arranged overdraft in your first year, up to £2,000 in your second year and up to £3,000 in your third year. You can manage most things from the Banking app. You can also use Internet Banking, call or visit in branch. When your course ends, Nationwide will change your account to a FlexGraduate bank account (unless you make other arrangements). Opening a FlexStudent bank account is one way to become a member of Nationwide and get access to exclusive savings accounts. Must be aged 18 and have been a UK resident for 3 or more years. Must have not had a student account, or a current account with an arranged overdraft, with another building society or a bank (though you may be able to switch either to Nationwide). Must have been accepted onto a full-time UCAS course of at least 2 years, in the UK, with either an unconditional offer or your conditional place confirmed. Must apply no more than 5 months before or 12 months after your course start date. Must pay in at least £500 per term from the date the account is opened (this can be with your student loan). *To get the £100 cashback you need to successfully apply for a FlexStudent on or after 1 August 2023 and you need to pay in at least £500 by 15 December 2023. You will have £100 added to your account within 14 days of you depositing at least £500. Nationwide will text you to update you with what you need to do to get your payment, andl let you know if you've qualified. You will not get the offer if you had an open FlexStudent or FlexGraduate on 31 July 2023, or you opened a FlexStudent last year and got the previous cashback offer. This offer is for a limited time only. It may be changed, replaced or withdrawn at any time. Terms and conditions apply

Why we like it: 5.00% AER fixed (4.89% gross pa) in-credit interest on balances up to £1,500 for the first 12 months. No monthly account fee. Interest-free arranged overdraft for 12 months. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Manage your account online, by phone or in branch. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts Must be 18 or older and a UK resident. Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account). After the first 12 months, interest rate drops to 1% AER (0.99% gross a year) variable. After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft.

Why we like it: 5.00% AER fixed (4.89% gross pa) in-credit interest on balances up to £1,500 for the first 12 months. No monthly account fee. Interest-free arranged overdraft for 12 months. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Manage your account online, by phone or in branch. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts Must be 18 or older and a UK resident. Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account). After the first 12 months, interest rate drops to 1% AER (0.99% gross a year) variable. After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft.