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This comparison simply includes all savings accounts.

First Direct
Current Account First Direct
Open With £1
Account Type Current Account
Features FREE £250 Overdraft £100 For Switching

Why we like it: £100 for switching into account. £250 interest free overdraft. Free banking if paying over £1,000 per month. £100 if not satisfied after 6 months

Reward Account Natwest
Open With £1
Account Type Current Account
Features 3% in Rewards

Why we like it: Top 20% of Reward Customers earn on average £217 - You can earn Rewards on Direct Debits from your current account for: • Council tax • Gas, electricity and water supply • Home and mobile phone, TV package and broadband fees

Disclaimer: To apply for this account you must be aged 18 or over. UK resident. Not been declared bankrupt in last 6 years.

Bank Account Barclays
Open With £1
Account Type Current Account
Features Earn rewards of up to £180

Why we like it: Earn rewards of up to £180 a year when you bank with Barclays - Get an annual loyalty reward of £84 plus £60 on your Barclays residential mortgage and £36 on your Barclays home and contents insurance. Start earning rewards with a monthly £3 fee based on £800 paid into your account and 2 direct debits paid out every month

Compare Nationwide Current Accounts

Nationwide have a wide selection of accounts available each with their own set of incentives and perks. Nationwide were recognised as the “Best Online Current Account Provider” in the Your Money Direct Awards from 2014 to 2016.

Nationwide offer, as standard:

  • Award winning online banking
  • Exclusive products and offers
  • UK-only call centres, open 24/7
  • Withdrawal of up to £500 cash per day from their ATM network
  • Free text alerts to help you manage your account
  • Access to close to 700 UK wide branches
  • Option to run as a joint account
  • Works with Apple Pay and Android Pay
  • Eligibility for our cash Flexclusive ISA and Flexclusive Regular Saver savings accounts

Compare the different accounts below to find one that’s right for you.

Nationwide FlexDirect account

The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also has a really simple set of overdraft fees. To benefit from all this account has to offer, you'll need to pay in a minimum of £1,000 per calendar month.

Here's what you could get with FlexDirect:

  • In-credit interest at 5% AER (4.89% gross p.a.) on balances up to £2,500 (fixed for the first 12 months)
  • Fee free overdraft for 12 months
  • No monthly account fee

Nationwide FlexAccount

This account could be right for you if you're looking for an account with no monthly fee that gives you access to free European & UK multi-trip travel insurance.

Here's what you could get with FlexAccount:

  • Free UK & Europe multi-trip travel insurance when you pay in at least £750 each month in to your account
  • 3 month interest-free overdraft

Nationwide FlexPlus account

FlexPlus provides more than just interest. Choose FlexPlus for great banking features as well as a range of insurance policies and account benefits, charged at £10 a month. There are number of rewards with this account, potentially covering the £10 if you already pay separately for the included insurance policies.

Here's what you'll get with FlexPlus:

  • UK & European Breakdown and Recovery Assistance
  • 3 month fee-free overdraft and a £100 fee-free limit after that
  • Worldwide family mobile phone insurance
  • Worldwide family travel insurance for you and your family, including winter sports, golf and business.
  • Extended warranty on eligible household electrical goods.
  • 3% AER in-credit interest (2.96% gross p.a.) variable on balances up to £2,500
  • Commission-free cash withdrawals abroad
  • Identity theft and emergency card assistance

Apart from student and children’s current accounts they also offer a FlexBasic account which is only available if you are not eligible for any of the other current accounts, you are bankrupt or don’t have a current account in the UK.

As standard, Nationwide offers a contactless Visa debit card which efficiently allows you to pay for up to £30 worth of goods or services in a single transaction. Contactless payments are safe and highly secure. If your card is lost or stolen, as long as you report it to your bank as soon as possible in accordance with your bank’s terms, you won’t have to pay for any fraudulent use.

Nationwide have an excellent selection of free to fee paying current accounts and as one of the banks that offer in-credit interest they are very good option for savers.

Latest news

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In these low interest times getting a decent rate of return on your cash is not easy. Surprisingly some of the best interest rates are available via current accounts.

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About us is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.