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This comparison simply includes all savings accounts.

Yorkshire Bank
Signature Current Account Yorkshire Bank
Open With £1
Account Type Current Account
Features Shopping discounts plus insurance cover

Why we like it: Discounts available when you shop at certain major high street stores and supermarkets, as well as some holidays, cinema, concert tickets and events. All year round family travel insurance, UK breakdown cover, mobile phone and gadget insurance

Clydesdale Bank
Signature Current Account Clydesdale Bank
Open With £1
Account Type Current Account
Features Shopping discounts plus insurance cover

Why we like it: All year round travel insurance , UK breakdown cover, mobile phone and gadget insurance, and certain discounts available to account holders for some major stores and supermarkets, cinema tickets, holidays, events and concerts.

B
Current and Savings Account B
Open With £1
Account Type Current Account
Interest AER 0.5%

Why we like it: INNOVATIVE NEW BANKING SERVICE powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.50% AER on ALL instant access credit balances and 0.25% AER on current account balances up to £2,000. Fee free

Santander
123 Current Account Santander
Open With £1000
Account Type Current Account
Interest AER 1.50%

Why we like it: BEST SELLING CASHBACK CURRENT ACCOUNT. Earn 3.00% AER (variable) interest on balances from £3,000 up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Must pay in £500 pm.

First Direct
Current Account First Direct
Open With £1
Account Type Current Account
Features FREE £250 Overdraft £100 For Switching

Why we like it: £100 for switching into account. £250 interest free overdraft. Free banking if paying over £1,000 per month. £100 if not satisfied after 6 months

NatWest
Reward Account Natwest
Open With £1
Account Type Current Account
Features 3% in Rewards

Why we like it: Top 20% of Reward Customers earn on average £217 - You can earn Rewards on Direct Debits from your current account for: • Council tax • Gas, electricity and water supply • Home and mobile phone, TV package and broadband fees

Disclaimer: To apply for this account you must be aged 18 or over. UK resident. Not been declared bankrupt in last 6 years.

Barclays
Bank Account Barclays
Open With £1
Account Type Current Account
Features Earn rewards of up to £180

Why we like it: Earn rewards of up to £180 a year when you bank with Barclays - Get an annual loyalty reward of £84 plus £60 on your Barclays residential mortgage and £36 on your Barclays home and contents insurance. Start earning rewards with a monthly £3 fee based on £800 paid into your account and 2 direct debits paid out every month

Compare Nationwide Current Accounts

Nationwide have a wide selection of accounts available each with their own set of incentives and perks. Nationwide were recognised as the “Best Online Current Account Provider” in the Your Money Direct Awards 2014.

Nationwide offer, as standard:

  • Award winning online banking
  • Exclusive products and offers
  • UK-only call centres, open 24/7
  • Withdrawal of up to £500 cash per day from their ATM network
  • Free text alerts to help you manage your account
  • Access to close to 700 UK wide branches
  • Option to run as a joint account
  • Works with Apple Pay and Android Pay
  • Eligibility for our cash Flexclusive ISA and Flexclusive Regular Saver savings accounts

Compare the different accounts below to find one that’s right for you.

Nationwide FlexDirect account

The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also has a really simple set of overdraft fees. To benefit from all this account has to offer, you'll need to pay in a minimum of £1,000 per calendar month.

Here's what you could get with FlexDirect:

  • In-credit interest at 5% AER (4.89% gross p.a.) on balances up to £2,500 (fixed for the first 12 months)
  • Fee free overdraft for 12 months
  • No monthly account fee

Nationwide FlexAccount

This account could be right for you if you're looking for an account with no monthly fee that gives you access to free European & UK multi-trip travel insurance.

Here's what you could get with FlexAccount:

  • Free UK & Europe multi-trip travel insurance when you pay in at least £750 each month in to your account
  • 3 month interest-free overdraft

Nationwide FlexPlus account

FlexPlus provides more than just interest. Choose FlexPlus for great banking features as well as a range of insurance policies and account benefits, charged at £10 a month. There are number of rewards with this account, potentially covering the £10 if you already pay separately for the included insurance policies.

Here's what you'll get with FlexPlus:

  • UK & European Breakdown and Recovery Assistance
  • 3 month fee-free overdraft and a £100 fee-free limit after that
  • Worldwide family mobile phone insurance
  • Worldwide family travel insurance .Worldwide travel insurance for you and your family, including winter sports, golf and business.
  • Extended warranty on eligible household electrical goods.
  • 3% AER in-credit interest (2.96% gross p.a.) variable on balances up to £2,500
  • Commission-free cash withdrawals abroad
  • Identity theft and emergency card assistance

Apart from student and children’s current accounts they also offer a FlexBasic account which is only available if you are not eligible for any of the other current accounts, you are bankrupt or don’t have a current account in the UK.

As standard, Nationwide offers a contactless Visa debit card which efficiently allows you to pay for up to £30 worth of goods or services in a single transaction. Contactless payments are safe and highly secure. If your card is lost or stolen, as long as you report it to your bank as soon as possible in accordance with your bank’s terms, you won’t have to pay for any fraudulent use.

Nationwide have an excellent selection of free to fee paying current accounts and as one of the banks that offer in-credit interest they are very good option for savers.

Latest news

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.