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Compare Latest Mobile App Bank Account Offers

Monese
Classic Mobile App Bank Account Monese
Monthly Account Fee £5.95
Account Type Mobile Bank Account
Features Fast Free Payments to 31 countries

Why we like it: Open a GBP and EUR current account using your mobile in minutes, with no credit checks and no proof of address required. Track your account activity in real-time, get an overview of your monthly outgoings, set budgets and set your savings aside from your day-to-day spending. Get instant updates on your mobile whenever you receive or spend money. Add money to your account instantly by debit card or bank transfer. Spend on your Monese card worldwide with no fee and make ATM withdrawals with fee-free limits with money-saving exchange rates. Send money to your contacts and request payments from them. You can also save when you transfer money abroad (from 0.5% fee) at the wholesale currency exchange rate. Transfers between Monese accounts are also free and instant. You can use your Monese app in any one of 12 languages. Accident, sickness, unemployment protection, hospital stay and purchase protection all available

Go Henry
Go Henry Kid's Bank Account Go Henry
Open With £0
Account Type No fixed term
Features Pre-paid Debit Card & financial education app

Why we like it: Children’s pre-paid debit card account. Can be opened on behalf of any child from the age of 6 to 18. With the GoHenry prepaid debit card and app, kids learn how to budget—and grow to understand the difference between wants and needs by spending wisely. Parents can help guide their progress with real-time updates, customisable controls and more. Kids and teens can gain skills in the app, learning about investing, credit and more. Then apply their knowledge with their real money. Now with new lessons for kids aged 12+. 92% of parents say their kids are more money confident since joining GoHenry. Choose from 45+ card designs—and personalise it with your child’s first name, too. Covered by your account’s FSCS protection up to £85,000. 30 days free, then £2.99/month. No overdraft facility

Suits Me
Personal Account Suits Me
Open With £0
Account Type Current Account
Features Apply without a credit check or proof of address

Why we like it: An alternative banking solution, offering banking services to people who find it hard to open a regular bank account because of their low credit score. Open an account in 10 minutes without a credit check or proof of address. Get your contactless Mastercard® debit card in 3-5 working days. Choose from three account options: ‘Essential’, ‘Premium’ and ‘Premium Plus'. You can manage your account on the go using the online banking app. Make transfer payments from your e-money account whenever, wherever. You can also set up and manage your Direct Debits and Standing Orders. Get access to exclusive partner deals. Shop and earn with your Suits Me card in-store, online or over the phone you can earn cashback rewards, with no limit. Access to a dedicated Customer Account Manager so you have someone who understands your account and your needs. Your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme). Monthly account fee ranges from free to £9.97 depending on account chosen. Refer your friends to apply and use their Suits Me card, and earn £50 per friend. No limit on the number of friends you refer

Cashplus
Personal Current Account Cashplus
Open With £0
Account Type Current Account
Features No Credit Checks Online App

Why we like it: A bank account that can build credit history. No credit check during sign up. Apply straight from your mobile. Instant online decision. Get your Contactless Debit Mastercard within 3-5 working days. Add Creditbuilder onto your account and it could help build your credit rating at no extra cost. Deposit cash into your account at any Post Office UK branch. Money is available in your account immediately. Manage your account 24/7 from any device with the banking app - get real time balance information, statements, add payees send payments and apply for extras. Automatic payment alerts. UK based Customer Services Team. Your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme)

Currensea
Mobile App Bank Account Currensea
Monthly Account Fee £0
Account Type Mobile Bank Account
Features Spend abroad without hidden costs

Why we like it: Mobile App Bank Account. Spend abroad without worrying about expensive rates and hidden costs. All currencies supported. An easy to set up debit card. Link directly with your existing bank account. Spend from your bank account, just with a different card. No need for separate accounts and inconvenient top-ups. Automatically save over 85% on bank charges anywhere in the world. Off-set your carbon footprint with our One Tree Planted partnership. Every $100 spent through Currensea could plant three trees. Get your card in minutes. Latest bank security and encryption technology. Mastercard chargeback protection for all your purchases. Currensea is authorised by the Financial Conduct Authority need for separate accounts and inconvenient top-ups. Automatically save over 85% on bank charges anywhere in the world. Off-set your carbon footprint with our One Tree Planted partnership. Every $100 spent through Currensea could plant three trees. Get your card in minutes. Latest bank security and encryption technology. Mastercard chargeback protection for all your purchases. Currensea is authorised by the Financial Conduct Authority

Card One Money
Mobile App Bank Account Card One Money
Maximum Monthly Fee £12.5
Account Type Mobile Bank Account
Features Current Account Open to Everybody

Why we like it: A CardOneBanking current account is perfect if you want to stay in control - Online, text and phone account access. UK call centre. Free text alerts each time money is paid in. Free text alerts if bills cannot be paid. No credit checks to open

Monese
Starter Mobile App Bank Account Monese
Monthly Account Fee £0
Account Type Mobile Bank Account
Features Multi-Currency account with great exchange rates

Disclaimer: Open a GBP and EUR current account using your mobile in minutes, with no credit checks and no proof of address required. Track your account activity in real-time, get an overview of your monthly outgoings, set budgets and set your savings aside from your day-to-day spending. Get instant updates on your mobile whenever you receive or spend money. Add money to your account instantly by debit card or bank transfer. Spend on your Monese card (2% fee) and make ATM withdrawals worldwide (£1.50 fee) with money-saving exchange rates. Send money to your contacts and request payments from them. You can also save when you transfer money abroad (2.5% fee) at the wholesale currency exchange rate. Transfers between Monese accounts are also free and instant. You can use your Monese app in any one of 12 languages

Mobile App Bank Accounts

There's now a wave of banking and savings apps which give you instant money transfers to UK and Worldwide accounts, and a helping hand with budgeting, saving and managing your cash in a way traditional banks don't

Digital banking is on the up – almost 22 million people regularly used a banking app in 2017, according to trade body UK Finance, with 174 app logins every second.

While the purely app-based banks don't have a high-street presence, most have in-app customer support, with dedicated teams on hand to offer assistance if you've any questions or issues.

Switching To Mobile App Banking

Making a switch to a new mobile bank account can be frightening. You want to make sure your money is protected, and this is your number one priority.

You’ve got a lot of options, and one which has really gotten more popular over the years is the concept of mobile app bank accounts.

These are bank accounts which can be accessed by mobile apps, and they all offer something a bit different, so it is worth taking a look at what’s on offer. Let’s see if we can help by summarising some of the best ones.

Starling Bank

 The first bank that we’ll be talking about is Starling.

With a setup that takes minutes, and no paperwork, branch visits or monthly costs, this is a good one. Sending money abroad is quick and easy, there are no fees for spending or withdrawals internationally, and you can access a real-time payment notification system to see what’s been spent.

Plus, the current account is free to use, and gives you access to a three- month interest-free period for the first £500 on your arranged overdraft.  

 Currensea

The second bank on the list is Currensea.

This is a mobile app account which allows you to get abroad and spend money without any hidden transaction costs or expensive rates.

The debit card is easy to set up and the mobile app can be linked directly with your card.

You also can save up to 85% of all bank charges regardless of where you are, for ease of spending.

Your card can also be with you in minutes thanks to the efficient systems in place. This might be a bit different, but it is a definite step up from traditional banks.

Bunq

This next provider is one which has gone out of their way to make sure money is protected.

They have instant notifications and controls available from the app so you always know what’s going on.

You can save money thanks to the system rounding up to the nearest Euro, and you can utilise Apple and Google Pay in your everyday life.

To further improve security, this bank account lets you adjust limits, block cards and change your pin in real time, with instantaneous changes.

Monese

Next up we’ve got Monese.

This provider offers you the ability to open up GBP and EUR current accounts.

You can track all of your account activity at a real-time rate, and see your monthly outgoings in an overview section. You’ve also got access to the ability to set budgets and savings, get instant updates on your money, and transfer anywhere instantly via debit card or bank transfer.

CardOneBanking

2nd to last is a card one banking current account.

This has online, phone access, and tax access. There are free alerts every time money is paid in, free alerts if bills can’t be paid on time, and all the usual bells and whistles for digital banking.

Revolut

The last option on the list is Revolut.

This fantastic choice let’s you open a current account from your phone in minutes. It’s great for all manner of digital banking. Stay up to date with spending notifications and withdraw up to £200 each month for free.

 

 

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Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.