This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

This comparison simply includes all savings accounts.

Santander
Everyday Current Account Santander
Open With £1
Account Type Current Account
Features Fee FREE Account Earn up to 15% cashback

Why we like it: No minimum monthly funding or monthly fee to maintain the account. Earn up to 15% cashback with Retailer Offers. Stress-free account switching in 7 days with the Current Account Switch Service. £300 ATM withdrawal per day, Arranged Overdraft facility (subject to status). Online and Mobile Banking with text and email alerts. Must be 18 or older and live in the UK permanently. 39.94% EAR overdraft charge. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000

Nationwide
FlexAccount Current Account Nationwide
Open With £1
Account Type Current Account
Features Fee FREE Account

Why we like it: Everyday current accout. No monthly account fee. Access to Flexclusives - Select Credit Card and low personal loan rate. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000

Starling Bank
Mobile App Bank Account Starling Bank
Open With £0
Account Type Mobile Bank Account
Features Fee FREE Account Pays 0.05% AER

Why we like it: Free current account. Pays 0.05% AER interest on balances up to £85,000. Get set up in minutes. Send money abroad: Fast and secure money transfers to bank accounts in 38 countries worldwide. No fees when you pay with your card abroad or withdraw money. Get a spotlight on your spending: See what you’ve spent instantly with real-time payment notifications. 3 month interest holiday on the first £500 of an arranged overdraft. Best British Bank and Best Current Account in 2020 at the British Bank Awards. Awarded 5 stars by Defaqto. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000

Santander
123 Current Account Santander
Open With £500
Account Type Childrens Current Account
Features 0.30% AER Interest Up To £20,000 £5 pm Account Fee

Why we like it: Earn 0.60% AER (variable) interest on balances up to a maximum of £20,000. Up to 3% CASHBACK on various household bills. Monthly fee of £5. Cashback capped at £5 for each cashback tier each month. Must pay in £500 pm. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000

Nationwide
FlexDirect Current Account Nationwide
Open With £1000
Account Type Current Account
Features 2% AER Interest (T&Cs)* Fee Free Account

Why we like it: *2.00% interest for 12 months on balances up to £1,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Access to Flexclusives - Select Credit Card and low personal loan rate. Must be aged 18 or older. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000

Nationwide
FlexPlus Current Account Nationwide
Open With £1
Account Type Current Account
Features Free insurance £13 pm Account Fee

Why we like it: UK & Europe Breakdown Cover, Worldwide family travel and mobile phone insurance, and commission-free cash withdrawals and card payments abroad. Free mobile banking app, text alerts and secure online banking. Access to Flexclusives - Select Credit Card and low personal loan rate. £13 monthly account fee. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000

Santander
123 Mini Current Account Santander
Open With £0
Account Type Childrens Current Account
Features Children 18 or under 3% AER Interest (T&Cs)

Why we like it: Can be opened by or on behalf of any child up to the age of 18. Debit or cash card available for those aged between 13 and 18. Monthly interest. No monthly fee. For children under age 13, the account must be opened in trust and managed by an adult (trustee). If you’re aged between 13 and 18 years old and live permanently in the UK you can apply online by telephone or in branch. No overdraft facility. 1% interest on the entire balance once the balance is £100, 2.00% AER/1.98% gross (variable) on the entire balance once the balance is £1,500, 3.00% AER/2.96% gross (variable) on the entire balance once the balance is £1,500 or over (up to a maximum of £2,000). Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000

Compare Clydesdale Bank Current Accounts

Clydesdale bank offer a range of current accounts to choose from, including their new account in partnership with Yorkshire Bank ‘B’.

Clydesdale offer as standard:

  • Savings Account Plus - An instant access account which is available with your Current Account Plus
  • 24 hour access - Telephone banking, mobile and internet banking
  • Withdrawls of up to £500 cash a day
  • Contactless Debit Card
  • Current Account Control Help which can help to control your finances and limit unwanted charges at a cost of £7.50 per month.
  • £25.00 planned borrowing buffer amount
  • An arranged overdraft

The current accounts which Clydesdale offer include:

Current Account Plus

Current Account Plus is one of Clydesdale Bank's standard current accounts which offers all of the services above and works as a standard bank account would.

There is no monthly fee or minimum pay in per month. However, there is no interest paid on in-credit amounts in this account.

Signature Current Account

This current account comes with a selection of insurance rewards. Clydesdale Bank's Signature Current Account offers you added insurance cover along with your regular current account services, for £13.50 per month. It does not pay in-credit interest.

All year round insurance policies that come with this account include:

  • Family travel insurance which is provided by AIG Europe Limited and provides multi-trip cover for you and your family, including winter sports, golf and weddings abroad.
  • UK breakdown cover which is provided by Green Flag and covers you whether you’re a driver or a passenger. It includes home calls.
  • Mobile phone insurance provided by Lifestyle Services Group, which covers your phone (with a value of up to £1000 including VAT) for loss, theft and accidental damage.
  • Gadget insurance provided by Lifestyle Services Group offering cover for many devices including cameras, MP3 players, laptops, tablets and more with a value between £50 and £750 including VAT.
  • ID Defender provided by Lifestyle Services Group that lets you access your credit reports, check if your personal details are being used online, and get support and advice when you need it.

Also included are certain discounts available to account holders for some major stores and supermarkets, cinema tickets, holidays, events and concerts.

The overdraft interest rate on this account is lower than the standard account at 12.50% EAR compared to 18.85% EAR on the Current Account Plus.

B Current Account

Yorkshire Bank also offer, in partnership with Clydesdale Bank, a new current account and instant savings account that work seamlessly together within one super-smart app.

Launched earlier this month, the app-based B account is available on both Apple and Android devices, so you can log on whenever you want and set up savings pots, tag and track spending or automatically sweep cash between current and savings accounts.

You can also link any offset mortgage you hold with Clydesdale or Yorkshire Bank to your B current or instant savings account to help reduce the amount of interest you owe.

You can find more information on this under the specific ‘B’ tab on this website.

Overall, Clydesdale offer a great selection of current accounts with a good all round service. It’s worth noting that they do not provide interest on your balance and there is no interest-free overdraft included with any of these accounts.

Latest news

Top 3 picks for current accounts in 2021

Over 5.1 million UK bank and building society customers have switched their bank accounts using the free (and guaranteed) current account switching service which simplifies the process for customers. Read More »

Newsletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.