This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Compare Best Buys For Your Money

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.35%

Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.25%

Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Aldermore
Notice Cash ISA Aldermore
Min deposit £1000
Term 30 Day Notice
Interest AER 1.30%

Why we like it: Unlimited withdrawals subject to 30 days notice.

Cynergy Bank
Fixed Rate Cash ISA Cynergy Bank
Min deposit £500
Term 1 Year
Interest AER 1.63%

Why we like it: Minimum deposit £500. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.

Zenith Bank UK
Fixed Rate Bond Zenith Bank UK
Min deposit £1000
Term 1 Year
Interest AER 1.87%

Why we like it: Interest paid at annually. Minimum deposit £1,000, maximum £2,000,000. No withdrawals permitted. FSCS Protected

Zenith Bank UK
Fixed Rate Bond Zenith Bank UK
Min deposit £1000
Term 2 Years
Interest AER 2.00%

Why we like it: Interest paid at annually. Minimum deposit £1,000, maximum £2,000,000. No withdrawals permitted. FSCS Protected

Zenith Bank UK
Fixed Rate Bond Zenith Bank UK
Min deposit £1000
Term 3 Years
Interest AER 2.15%

Why we like it: Interest paid at annually. Minimum deposit £1,000, maximum £2,000,000. No withdrawals permitted. FSCS Protected

Aldermore
Fixed Rate Bond Aldermore
Min deposit £1000
Term 4 Years
Interest AER 2.00%

Why we like it: Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected

Aldermore
Fixed Rate Bond Aldermore
Min deposit £1000
Term 5 Years
Interest AER 2.25%

Why we like it: Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected

Kuflink
Innovative Finance ISA (IFISA) Kuflink
Min deposit £100
Term 5 Years
Annual Interest Target rate 7.00%

Why we like it: Why we like it: Up to £250 cashback for new investors.1, 3 or 5 year fixed term. Invest from £100 up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. Secured by UK property. No platform or investment fees. Interest paid annually. Returns are not guaranteed and your actual returns may vary. Capital is at risk

Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS

Kuflink
Innovative Finance ISA (IFISA) Kuflink
Min deposit £100
Term 3 Years
Annual Interest Target rate 6.10%

Why we like it: Why we like it: Up to £250 cashback for new investors.1, 3 or 5 year fixed term. Invest from £100 up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. Secured by UK property. No platform or investment fees. Interest paid annually. Returns are not guaranteed and your actual returns may vary. Capital is at risk

Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS

Kuflink
Innovative Finance ISA (IFISA) Kuflink
Min deposit £100
Term 1 Year
Annual Interest Target rate 5.00%

Why we like it: Why we like it: Up to £250 cashback for new investors.1, 3 or 5 year fixed term. Invest from £100 up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. Secured by UK property. No platform or investment fees. Interest paid annually. Returns are not guaranteed and your actual returns may vary. Capital is at risk

Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS

load more

Instant Access Best Buys

 

RCI Bank »

RCI Bank offers a competitive instant access savings account.

  • 1.35% AER/Gross pa (variable) interest rate
  • Interest is paid monthly or annually
  • Withdrawals - Unlimited & no penalties
  • Online account
  • Minimum deposit - £1
  • Maximum deposit - £1 million
  • FSCS Protected

Quick online application setup from RCI Bank

Fixed Rate Best Buys

Access Bank 1 Year Fixed Rate Bond »

  • Fixed 1 Year 1.90% at time of writing
  • Interest is on maturity
  • Online access only
  • Minimum deposit - £5,000
  • Maximum deposit - £500,000
  • FSCS Protected up to £85,000

Quick online application from Access Bank

Access Bank 2 Year Fixed Rate Bond »

  • Fixed 2 Year 2.10% at time of writing
  • Interest is on maturity
  • Online access only
  • Minimum deposit - £5,000
  • Maximum deposit - £500,000
  • FSCS Protected up to £85,000

Quick online application from Access Bank

Zenith Bank 3 Year Fixed Rate Bond »

  • Fixed 3 Year 2.30% at time of writing
  • Interest is paid annually
  • Available as a single or joint account
  • Minimum deposit - £1,000
  • Maximum deposit - £2,000,000
  • FSCS Protected up to £85,000

Quick online application from Zenith Bank

With UK savings rates at an all time low, you need to take action to ensure your savings are getting the best interest deal possible.

Many savings accounts' interest rates are below inflation, which means people's savings are being eroded in real terms. While there are many savings accounts on the market, many do not offer much of a financial advantage, as they offer interest that only matches the base rate set by the Bank of England. We help you compare a selection of some of the best interest paying accounts. 

A good instant access savings account will offer flexible withdrawal facilities with good rates of interest, and could be suited to savers looking to access their money regularly.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

Newsletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.