This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Compare Best Buys For Your Money

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.25%

Why we like it: Balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest. Eligible deposits covered by UK FSCS.

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.20%

Why we like it: Which? Recommended Savings Provider. No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Compensation Scheme (FSCS)

Aldermore
30 Day Notice Account Aldermore
Min deposit £1000
Term 30 Days Notice
Interest AER 1.30%

Why we like it: Interest paid monthly. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 30 days notice

Shawbrook Bank
45 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 45 Days Notice
Interest AER 1.30%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Shawbrook Bank
120 Day Notice Account Shawbrook Bank
Min deposit £1000
Term 120 Days Notice
Interest AER 1.45%

Why we like it: Interest can be paid monthly or annually. £500,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. Unlimited withdrawals subject to 45 days notice

Shawbrook Bank
Fixed Rate Cash ISA Shawbrook Bank
Min deposit £1000
Term 1 Year
Interest AER 1.35%

Why we like it: Interest can be paid monthly or annually. ISA transfers in allowed. £250,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. No withdrawals permitted

Shawbrook Bank
Fixed Rate Bond Shawbrook Bank
Min deposit £1000
Term 1 Year
Interest AER 1.49%

Why we like it: Interest can be paid monthly or annually. £2,000,000 maximum balance. FSCS Protected. Must be UK resident and aged 18 or older. No withdrawals permitted

RCI Bank
Fixed Rate Bond RCI Bank
Min deposit £1000
Term 2 Years
Interest AER 1.65%

Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

RCI Bank
Fixed Rate Bond RCI Bank
Min deposit £1000
Term 3 Years
Interest AER 1.75%

Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

RCI Bank
Fixed Rate Bond RCI Bank
Min deposit £1000
Term 5 Years
Interest AER 1.90%

Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

RCI Bank
Fixed Rate Bond RCI Bank
Min deposit £1000
Term 4 Years
Interest AER 1.80%

Why we like it: Which? Recommended Savings Provider. Save from £1,000 to £1,000,000. No withdrawals before the end of the term. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

easyMoney
Premium Innovative Finance ISA (IFISA) easyMoney
Min deposit £10000
Term No Fixed Term
Annual Interest Target rate 5.12%

Why we like it: Higher rates available if investing over £20,000 (6.06%) or over £100,000 (7.01%). Invest up to £20,000 this tax year and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. When you join the easyMoney family you will automatically become an easyMoney plus card member, offering savings at over 1,000 of Britain’s biggest retailers and more! e-Money Capital Ltd trading as easyMoney is authorised and regulated by the FCA (FRN 231680). As with all investing, your capital is at risk when you lend to businesses and returns are not guaranteed. No FSCS. For more details please refer to our full risk statement.

Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS

load more

Instant Access Best Buys

Aldermore Bank »

Aldermore Bank offer a market leading instant access savings account.

  • 1.25% AER/Gross pa (variable) interest rate
  • Interest is paid monthly
  • Unlimited withdrawals
  • Online account
  • Minimum deposit - £1,000
  • FSCS Protected

Quick online application setup from Aldermore Bank

RCI Bank »

RCI Bank offers a competitive instant access savings account.

  • 1.20% AER/Gross pa (variable) interest rate
  • Interest is paid monthly or annually
  • Withdrawals - Unlimited & no penalties
  • Online account
  • Minimum deposit - £100
  • FSCS Protected

Quick online application setup from RCI Bank

Fixed Rate Best Buys

RCI Bank 1 Year Fixed Rate Bond »

  • Fixed 2 Year 1.50% at time of writing
  • Interest paid annually
  • Open online
  • Minimum deposit - £1,000
  • FSCS Protected up to £85,000

Quick online application from RCI Bank

RCI Bank 2 Year Fixed Rate Bond »

  • Fixed 2 Year 1.65% at time of writing
  • Interest paid annually
  • Open online
  • Minimum deposit - £1,000
  • FSCS Protected up to £85,000

Quick online application from RCI Bank

RCI Bank 3 Year Fixed Rate Bond »

  • Fixed 3 Year 1.75% at time of writing
  • Interest paid annually
  • Open online
  • Minimum deposit - £1,000
  • FSCS Protected up to £85,000

Quick online application from RCI Bank

With UK savings rates at an all time low, you need to take action to ensure your savings are getting the best interest deal possible.

Many savings accounts' interest rates are below inflation, which means people's savings are being eroded in real terms. While there are many savings accounts on the market, many do not offer much of a financial advantage, as they offer interest that only matches the base rate set by the Bank of England. We help you compare a selection of some of the best interest paying accounts. 

A good instant access savings account will offer flexible withdrawal facilities with good rates of interest, and could be suited to savers looking to access their money regularly.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

Newsletter signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

Let's get social now! Twitter Facebook

About us

Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.