Compare Best Buys For Your Money
Best Buys
Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.
Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.
Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.
Why we like it: Unlimited deposits and withdrawals. Save from £1,000 to £250,000. Interest paid monthly. Eligible deposits covered by UK FSCS.
Why we like it: 6 month term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
Why we like it: Minimum deposit £500. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.
Why we like it: Interest can be paid monthly, quarterly or at maturity - Minimum deposit £1,000 - Maximum deposit £200,000 - No withdrawals permitted - FSCS Protected
Why we like it: 3 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
Why we like it: 4 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
Why we like it: 5 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
Instant Access Best Buys
RCI Bank »
Market leading RCI Bank offers a competitive instant access savings account.
- Highest UK rate on instant access savings 1.30% AER/Gross pa (variable)
- Interest is paid monthly or annually
- Withdrawals - Unlimited & no penalties
- Online account
- Minimum deposit - £1
- Maximum deposit - £1 million
- FSCS Protected
Quick online application setup from RCI Bank
Ford Money Easy Access Account »
Ford Motor Car Company have been managing money in the UK since 1963. See below their latest easy access account which is FSCS protected.
Ford Money offers a great instant access account:
- Easy Access 1.29% AER/Gross pa (variable)
- Interest is paid monthly or annually
- Online account
- Withdrawals permitted
- Minimum deposit - £500
- Maximum deposit - £2 million
- FSCS Protected
Quick online application from Ford Money
Fixed Rate Best Buys
Oak North Bank 1 Year Fixed Rate Bond »
- Fixed 1 Year 2.01% at time of writing
- Interest is paid at maturity
- Online access only
- Minimum deposit - £1,000
- Maximum deposit - £250,000
- FSCS Protected up to £85,000
Quick online application from Oak North Bank
Oak North Bank 2 Year Fixed Rate Bond »
- Fixed 2 Year 2.17% at time of writing
- Interest is paid at maturity
- Online access only
- Minimum deposit - £1,000
- Maximum deposit - £250,000
- FSCS Protected up to £85,000
Quick online application from Oak North Bank
RCI Bank 3 Year Fixed Rate Bond »
- Fixed 3 Year 2.31% at time of writing
- Interest is paid monthly or annually
- Online access only
- Minimum deposit - £1,000
- Maximum deposit - £1,000,000
- Protected up to EUR 100,000 by FGDR (Fonds de Garantie Dépôts et de Résolution), the French deposit protection scheme
Quick online application from RCI Bank
With UK savings rates at an all time low, you need to take action to ensure your savings are getting the best interest deal possible.
Many savings accounts' interest rates are below inflation, which means people's savings are being eroded in real terms. While there are many savings accounts on the market, many do not offer much of a financial advantage, as they offer interest that only matches the base rate set by the Bank of England. We help you compare a selection of some of the best interest paying accounts.
A good instant access savings account will offer flexible withdrawal facilities with good rates of interest, and could be suited to savers looking to access their money regularly.
See here for a comparison of leading UK instant access accounts
