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Compare Best Buys For Your Money

RCI Bank
Freedom Savings Account RCI Bank
Min deposit £100
Term Instant Access
Interest AER 1.30%

Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.

Ford Money
Flexible Saver Ford Money
Min deposit £1
Term Instant Access
Interest AER 1.29%

Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.

Aldermore
Easy Access Account Aldermore
Min deposit £1000
Term Easy Access
Interest AER 1.25%

Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Oak North
Easy Access Account Oak North
Min deposit £1000
Term Instant Access
Interest AER 1.15%

Why we like it: Unlimited deposits and withdrawals. Save from £1,000 to £250,000. Interest paid monthly. Eligible deposits covered by UK FSCS.

Masthaven Bank
Flexible Term Saver Masthaven Bank
Min deposit £500
Term 6 Months
Interest AER 1.60%

Why we like it: 6 month term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Ford Money
Fixed Saver Ford Money
Min deposit £500
Term 1 Year
Gross AER 2.00%

Why we like it: Minimum deposit £500. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.

Axis Bank
Fixed Rate Bond Axis Bank
Min deposit £1000
Term 2 Years
Interest AER 2.24%

Why we like it: Interest can be paid monthly, quarterly or at maturity - Minimum deposit £1,000 - Maximum deposit £200,000 - No withdrawals permitted - FSCS Protected

Masthaven Bank
Fixed Rate Bond Masthaven Bank
Min deposit £500
Term 3 Years
Interest AER 2.36%

Why we like it: 3 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Masthaven Bank
Flexible Term Saver Masthaven Bank
Min deposit £500
Term 4 Years
Interest AER 2.53%

Why we like it: 4 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Masthaven Bank
Fixed Rate Bond Masthaven Bank
Min deposit £500
Term 5 Years
Interest AER 2.69%

Why we like it: 5 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Instant Access Best Buys

RCI Bank »

Market leading RCI Bank offers a competitive instant access savings account.

  • Highest UK rate on instant access savings 1.30% AER/Gross pa (variable)
  • Interest is paid monthly or annually
  • Withdrawals - Unlimited & no penalties
  • Online account
  • Minimum deposit - £1
  • Maximum deposit - £1 million
  • FSCS Protected

Quick online application setup from RCI Bank

Ford Money Easy Access Account »

Ford Motor Car Company have been managing money in the UK since 1963. See below their latest easy access account which is FSCS protected.

Ford Money offers a great instant access account:

  • Easy Access 1.29% AER/Gross pa (variable)
  • Interest is paid monthly or annually
  • Online account
  • Withdrawals permitted
  • Minimum deposit - £500
  • Maximum deposit - £2 million
  • FSCS Protected

Quick online application from Ford Money

 

Fixed Rate Best Buys

Oak North Bank 1 Year Fixed Rate Bond »

  • Fixed 1 Year 2.01% at time of writing
  • Interest is paid at maturity
  • Online access only
  • Minimum deposit - £1,000
  • Maximum deposit - £250,000
  • FSCS Protected up to £85,000

Quick online application from Oak North Bank

Oak North Bank 2 Year Fixed Rate Bond »

  • Fixed 2 Year 2.17% at time of writing
  • Interest is paid at maturity
  • Online access only
  • Minimum deposit - £1,000
  • Maximum deposit - £250,000
  • FSCS Protected up to £85,000

Quick online application from Oak North Bank

RCI Bank 3 Year Fixed Rate Bond »

  • Fixed 3 Year 2.31% at time of writing
  • Interest is paid monthly or annually
  • Online access only
  • Minimum deposit - £1,000
  • Maximum deposit - £1,000,000
  • Protected up to EUR 100,000 by FGDR (Fonds de Garantie Dépôts et de Résolution), the French deposit protection scheme

Quick online application from RCI Bank

With UK savings rates at an all time low, you need to take action to ensure your savings are getting the best interest deal possible.

Many savings accounts' interest rates are below inflation, which means people's savings are being eroded in real terms. While there are many savings accounts on the market, many do not offer much of a financial advantage, as they offer interest that only matches the base rate set by the Bank of England. We help you compare a selection of some of the best interest paying accounts. 

A good instant access savings account will offer flexible withdrawal facilities with good rates of interest, and could be suited to savers looking to access their money regularly.

See here for a comparison of leading UK instant access accounts 

Latest news

Pensioner Bond Maturity - 5 Ideas For Your Cash

From January 2018 over 900,000 people who invested in pensioner bonds will start to see their bonds mature. Savers who have been enjoying 4% pa are going to get a shock when they look for comparable returns from cash in the current market. We have put together 5 ideas for your cash in 2018

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About us

Simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Ltd.

We've been comparing savings and current accounts for many years so you can trust you're in good hands.