Compare Best Buys For Your Money
Best Buys
Why we like it: MARKET LEADING. 1.25% AER Gross (variable). Open with £1. A simple instant access savings account. Manage your account online, by telephone banking or via our mobile app. You'll need to be 18 or over and a UK resident
Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes.
Why we like it: Open with £1. Unlimited deposits and withdrawals. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.
Why we like it: INNOVATIVE NEW BANKING SERVICE powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.50% AER on ALL instant access credit balances and 0.25% AER on current account balances up to £2,000. Fee free
Why we like it: 6 month term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
Why we like it: 9 month term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
Why we like it: 18 month term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
Why we like it: Minimum deposit £500. Open an account singly or jointly. Interest can be paid monthly or annually. Eligible deposits covered by UK FSCS.
Why we like it: Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: 30 month term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
Why we like it: Save from £5,000 to £500,000. No additional deposits or withdrawals permitted. FSCS Protected
Why we like it: Minimum deposit £1,000. Interest paid monthly or annually. Apply online. Eligible deposits covered by UK FSCS.
Compare Latest Best Buy Deals
Market Leading Instant Access Savings Account
1. Ulster Bank eSavings »
BEST UK instant access savings account currently is available from Ulster Bank »
You can earn 1.25% AER/Gross pa (variable) with this easy to use account. You can manage your account online by telephone or via mobile app.
It only takes a few minutes to apply »
2. RCI BANK »
As a second option RCI Bank offers a competitive instant access savings account.
You can earn 1.20% AER/Gross pa (variable). Interest is paid monthly or annually.
Current Accounts Best Buys
Surprisingly some of the highest rates of interest are being paid on current accounts.
You can get up to 3% AER on the TSB Current account on balances up to £1,500. While Santander will pay 1.5% AER of balances up to £20,000 - this compares well with current rates on instant and easy access accounts.
If you are looking for a reward deal for switching to a new current account First Direct are offering £100 for new customers for their current account. The account pays no interest but has some attractive features.
Tax FREE Saving through an ISA
For the 2017/18 tax year, the ISA allowance is £20,000 per person. For instant access the AA Savings Cash ISA pays 0.95% AER which includes a 12 month bonus of 0.75%. That is a competitive deal as long as you remember to switch after 12 months if you can get a better deal.
For fixed rates If you are happy to tie up your cash Aldermore Bank offer a 1.00% AER 1 year fixed rate ISA. Aldermore have a easy online application process.
Finally for a 1 to 5 year term investment ISA if you want to step out of cash and are prepared to take on investment risk the Crowd2Fund Peer to Peer ISA offers a potential 8.70% APR on your money although you need to remember, your actual return may be higher or lower as your capital is at risk. Past performance and forecasts are not reliable indicators of future results.
