Compare Best Buys For Your Money
Best Buys
Why we like it: No notice period. Deposit from £100. Interest paid monthly or annually. Apply in minutes. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)
Why we like it: Earn 1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.
Why we like it: Unlimited withdrawals subject to 30 days notice.
Why we like it: Minimum deposit £500. Transfer in ISAs held elsewhere - no limit. Eligible deposits covered by UK FSCS.
Why we like it: Interest paid at annually. Minimum deposit £1,000, maximum £2,000,000. No withdrawals permitted. FSCS Protected
Why we like it: Interest paid at annually. Minimum deposit £1,000, maximum £2,000,000. No withdrawals permitted. FSCS Protected
Why we like it: Interest paid at annually. Minimum deposit £1,000, maximum £2,000,000. No withdrawals permitted. FSCS Protected
Why we like it: Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected
Why we like it: Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected
Why we like it: Why we like it: Up to £250 cashback for new investors.1, 3 or 5 year fixed term. Invest from £100 up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. Secured by UK property. No platform or investment fees. Interest paid annually. Returns are not guaranteed and your actual returns may vary. Capital is at risk
Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS
Why we like it: Why we like it: Up to £250 cashback for new investors.1, 3 or 5 year fixed term. Invest from £100 up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. Secured by UK property. No platform or investment fees. Interest paid annually. Returns are not guaranteed and your actual returns may vary. Capital is at risk
Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS
Why we like it: Why we like it: Up to £250 cashback for new investors.1, 3 or 5 year fixed term. Invest from £100 up to £20,000 this tax year (2018/19) and/or transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA. Secured by UK property. No platform or investment fees. Interest paid annually. Returns are not guaranteed and your actual returns may vary. Capital is at risk
Disclaimer: When making a peer to business loan, your capital lent to a borrower is not covered in the event of loss by the FSCS
Instant Access Best Buys
RCI Bank »
RCI Bank offers a competitive instant access savings account.
- 1.35% AER/Gross pa (variable) interest rate
- Interest is paid monthly or annually
- Withdrawals - Unlimited & no penalties
- Online account
- Minimum deposit - £1
- Maximum deposit - £1 million
- FSCS Protected
Quick online application setup from RCI Bank
Fixed Rate Best Buys
Access Bank 1 Year Fixed Rate Bond »
- Fixed 1 Year 1.90% at time of writing
- Interest is on maturity
- Online access only
- Minimum deposit - £5,000
- Maximum deposit - £500,000
- FSCS Protected up to £85,000
Quick online application from Access Bank
Access Bank 2 Year Fixed Rate Bond »
- Fixed 2 Year 2.10% at time of writing
- Interest is on maturity
- Online access only
- Minimum deposit - £5,000
- Maximum deposit - £500,000
- FSCS Protected up to £85,000
Quick online application from Access Bank
Zenith Bank 3 Year Fixed Rate Bond »
- Fixed 3 Year 2.30% at time of writing
- Interest is paid annually
- Available as a single or joint account
- Minimum deposit - £1,000
- Maximum deposit - £2,000,000
- FSCS Protected up to £85,000
Quick online application from Zenith Bank
With UK savings rates at an all time low, you need to take action to ensure your savings are getting the best interest deal possible.
Many savings accounts' interest rates are below inflation, which means people's savings are being eroded in real terms. While there are many savings accounts on the market, many do not offer much of a financial advantage, as they offer interest that only matches the base rate set by the Bank of England. We help you compare a selection of some of the best interest paying accounts.
A good instant access savings account will offer flexible withdrawal facilities with good rates of interest, and could be suited to savers looking to access their money regularly.
See here for a comparison of leading UK instant access accounts
