Switch Bank To NatWest

NatWest is currently offering a £200 cash incentive for switching to their Select or Reward or Premier Current Accounts.

Select Account NatWest

Open With £0

Account Type Current Account

Features £175 Switch Offer T&Cs Apply*

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£175 when you switch to a NatWest Select or Reward account and open a Digital Regular Saver. T&Cs apply, limited availability offer*

Why we like it

An everyday current account. To apply you need to be 18+ and a UK resident. No monthly fee. Great money management tools with our mobile banking app. Multiple ways to pay: Apply Pay and Google Pay TM and contactless Visa Debit Card. Limits apply. Access to Digital Regular Saver – deposit £ 1 - £150 pm. 5.50% / 5.37% AER/Gross p.a. (variable) on first £5k. 1.15% / 1.14% AER/Gross p.a (variable) above £5k. Arranged overdraft available (subject to eligibility and lending criteria). Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed credit limit: £1,200. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year. The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80. What’s the cost of borrowing £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days - you’d pay in total £3.24. Thirty days – you’d pay in total £13.87. Offer T&Cs: For £125 use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest. Pay in at least £1250 and log into the NatWest app within 60 days. For an additional £50, open a new Digital Regular Saver account within 60 days of switching. If you’ve previously received a switching incentive from NatWest Group you aren’t eligible. Limited availability offers. T&Cs and restrictions apply. Specific account eligibility criteria and conditions apply.

Details

Minimum Deposit for Offer	Everyday
Minimum Age	18
UK Resident	Yes

Select Account Royal Bank of Scotland

Open With £0

Account Type Current Account

Features £175 Switch Offer T&Cs Apply*

View deal

£175 when you switch to a Royal Bank of Scotland Select or Reward account and open a Digital Regular Saver. T&Cs apply, limited availability offer*

Why we like it

An everyday current account. To apply you need to be 18+ and a UK resident. No monthly fee. Great money management tools with our mobile banking app. Multiple ways to pay: Apply Pay and Google Pay TM and contactless Visa Debit Card. Limits apply. Access to Digital Regular Saver – deposit £ 1 - £150 pm. 5.50% / 5.37% AER/Gross p.a. (variable) on first £5k. 1.15% / 1.14% AER/Gross p.a (variable) above £5k. Arranged overdraft available (subject to eligibility and lending criteria). Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed credit limit: £1,200. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year. The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80. What’s the cost of borrowing £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days - you’d pay in total £3.24. Thirty days – you’d pay in total £13.87. Offer T&Cs: For £125 use the Current Account Switch Service to close your current account held elsewhere and switch to Royal Bank of Scotland. Pay in at least £1250 and log into the Royal Bank of Scotland app within 60 days. For an additional £50, open a new Digital Regular Saver account within 60 days of switching. If you’ve previously received a switching incentive from NatWest Group you aren’t eligible. Limited availability offers. T&Cs and restrictions apply. Specific account eligibility criteria and conditions apply.

Details

Minimum Deposit for Offer	Everyday
Minimum Age	18
UK Resident	Yes

Everyday Current Account Santander

Open With £1

Account Type Current Account

Features Earn £180 cash when you switch to an Everyday Current Account*

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SPECIAL OFFER - Earn £180 cash when you switch to a Santander Everyday current account. To receive the £180, complete a full switch, set up 2 active household Direct Debits and pay in £1,500 within 60 days. T&Cs apply*. Spend with your Santander Mastercard debit or credit card in the UK or abroad from 1 Jul to 31 Dec and get entries into a monthly prize draw to win a European trip for two. You must enter the promotion to take part. T&Cs apply

Why we like it

No minimum monthly funding or monthly fee to maintain the account. Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts (you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking). Stress-free account switching in 7 days with the Current Account Switch Service. £300 ATM withdrawal per day, Arranged Overdraft facility (subject to status). Online and Mobile Banking with text and email alerts. 39.94% EAR overdraft charge. *Switch incentive available when you use Current Account Switch Service. For £180 cash you'll have to complete the full switch, set up 2 active household Direct Debits and pay in £1,500 within 60 days. T&Cs apply

Details

Minimum Deposit for Offer	Everyday
Minimum Age	18
UK Resident	Yes

1st Account first direct

Open With £1

Account Type Current Account

Features £175 welcome bonus when you switch

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SPECIAL OFFER - Switch to a 1st Account and get £175*. Requires credit check. New customers only and T&Cs apply.

Why we like it

Get access to a Regular Saver Account - Put away between £25 and £300 for a fixed 12 month term. If you save £300 every month for 12 months and qualify for the 7.00% AER/gross p.a. interest rate, you'll earn approximately £136.50 interest (gross). Interest is calculated daily and paid 12 months after you opened the account. AER stands for Annual Equivalent Rate. This shows you what the rate would be if interest were paid and compounded each year. Gross is the rate of interest if interest were paid and not compounded each year. No partial withdrawals allowed. Early closure will result in interest being paid at the standard account variable rate. £250 interest-free overdraft (subject to status). No minimum monthly funding and no monthly account fee. No first direct fees for when spending abroad, withdrawing cash from the UK or when making a debit card payment in a foreign currency in the UK. Mobile banking app. UK based contact centre. Representative Example: How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. 0% EAR variable on the first £250, 39.9% EAR variable thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200). For customers with an offset mortgage linked to a 1st Account, the interest-free limit will not apply. *Within 45 days of your account opening you need to: switch to first direct using the Current Account Switch Service (including at least 2 Direct Debits or standing orders), deposit £1,000, make 5+ debit card payments, and log on to digital banking. New customers only, who haven’t previously held a first direct product. first direct also can’t offer this to people who have opened an HSBC current account on or after 1 January 2018. Offer can be withdrawn at any time. Subject to status. UK residents only

Details

Minimum Deposit for Offer	Interest Paying
Minimum Age	18
UK Resident	Yes

Edge Current Account Santander

Open With £500

Account Type Current Account

Features Earn £180 cash when you switch to an Edge Current Account*

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SPECIAL OFFER - Earn £180 cash when you switch to a Santander Edge current account. To receive the £180, complete a full switch, set up 2 active household Direct Debits and pay in £1,500 within 60 days. T&Cs apply*. Spend with your Santander Mastercard debit or credit card in the UK or abroad from 1 Jul to 31 Dec and get entries into a monthly prize draw to win a European trip for two. You must enter the promotion to take part. T&Cs apply

Why we like it

Earn 1% cashback every month on selected household bills paid by Direct Debit, capped at up to £10 each month and 1% cashback every month on supermarket and travel spend when you use your debit card, capped at £10 each month. Access to Santander Edge Saver with 6.00% AER / 5.84% gross (variable) interest up to £4,000 with 2.00% AER /1.98% gross (variable) bonus rate for the 12 months from opening. Get cashback, vouchers, prize draws and other personalised offers when you use Santander Boosts (must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking). No fees or charges for international payments or CHAPS payments. Arranged overdraft interest rate of 39.94% APR/EAR (variable). For cashback offer you must pay a minimum of £500 into your account each month, have 2 active Direct Debits, be over 18 and live in the UK permanently. Paper-free account. £3 monthly fee. *Switch incentive available when you use Current Account Switch Service. For £180 cash you'll have to complete the full switch, set up 2 active household Direct Debits and pay in £1,500 within 60 days. T&Cs apply

Details

Minimum Deposit for Offer	Interest Paying
Minimum Age	18
UK Resident	Yes

Reward Account NatWest

Open With £1250

Account Type Current Account

Features £175 Switch Offer T&Cs Apply*

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£175 when you switch to a NatWest Select or Reward account and open a Digital Regular Saver. T&Cs apply, limited availability offer*

Why we like it

Must be 18 or older and a UK resident. £2 monthly fee applies. Customers need to pay at least £1250 into any eligible personal current account every month (excludes transfers between your own accounts). Must not currently hold a Reward account. Earn up to £5 per month back: £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be £2+ each) and £1 with 1 mobile app log in. Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners or gift to selected charities. Great money management tools with our mobile banking app. Multiple ways to pay: Apply Pay and Google Pay TM and contactless Visa Debit Card. Limits apply. Access to Digital Regular Saver – deposit £ 1 - £150 pm. 5.50% / 5.37% AER/Gross p.a. (variable) on first £5k. 1.15% / 1.14% AER/Gross p.a (variable) above £5k. Arranged overdraft available (subject to eligibility and lending criteria). Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed credit limit: £1,200. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year. The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80. What’s the cost of borrowing £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days - you’d pay in total £3.24. Thirty days – you’d pay in total £13.87. Offer T&Cs: For £125 use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest. Pay in at least £1250 and log into the NatWest app within 60 days. For an additional £50, open a new Digital Regular Saver account within 60 days of switching. If you’ve previously received a switching incentive from NatWest Group you aren’t eligible. Limited availability offers. T&Cs and restrictions apply. Specific account eligibility criteria and conditions apply.

Details

Minimum Deposit for Offer	Reward
Minimum Age	18
UK Resident	Yes

Reward Account Royal Bank of Scotland

Open With £1250

Account Type Current Account

Features £175 Switch Offer T&Cs Apply*

View deal

£175 when you switch to a Royal Bank of Scotland Select or Reward account and open a Digital Regular Saver. T&Cs apply, limited availability offer*

Why we like it

Must be 18 or older and a UK resident. £2 monthly fee applies. Customers need to pay at least £1250 into any eligible personal current account every month (excludes transfers between your own accounts). Must not currently hold a Reward account. Earn up to £5 per month back: £4 in Rewards for 2 or more Direct Debits (2 of the Direct Debits need to be £2+ each) and £1 with 1 mobile app log in. Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners or gift to selected charities. Great money management tools with our mobile banking app. Multiple ways to pay: Apply Pay and Google Pay TM and contactless Visa Debit Card. Limits apply. Access to Digital Regular Saver – deposit £ 1 - £150 pm. 5.50% / 5.37% AER/Gross p.a. (variable) on first £5k. 1.15% / 1.14% AER/Gross p.a (variable) above £5k. Arranged overdraft available (subject to eligibility and lending criteria). Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed credit limit: £1,200. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year. The monthly cap on unarranged overdraft charges for our standard adult current accounts is £18.80. What’s the cost of borrowing £500: Zero days (you’ve not yet used your overdraft) – you’d pay in total £0.00. One day – you’d pay in total £0.46. Five days – you’d pay in total £2.31. Seven days - you’d pay in total £3.24. Thirty days – you’d pay in total £13.87. Offer T&Cs: For £125 use the Current Account Switch Service to close your current account held elsewhere and switch to Royal Bank of Scotland. Pay in at least £1250 and log into the Royal Bank of Scotland app within 60 days. For an additional £50, open a new Digital Regular Saver account within 60 days of switching. If you’ve previously received a switching incentive from NatWest Group you aren’t eligible. Limited availability offers. T&Cs and restrictions apply. Specific account eligibility criteria and conditions apply.

Details

Minimum Deposit for Offer	Reward
Minimum Age	18
UK Resident	Yes

Edge Up Current Account Santander

Open With £1500

Account Type Current Account

Features Earn £180 cash when you switch to an Edge Up Current Account*

View deal

SPECIAL OFFER - Earn £180 cash when you switch to a Santander Edge Up current account. To receive the £180, complete a full switch, set up 2 active household Direct Debits and pay in £1,500 within 60 days. T&Cs apply*. Spend with your Santander Mastercard debit or credit card in the UK or abroad from 1 Jul to 31 Dec and get entries into a monthly prize draw to win a European trip for two. You must enter the promotion to take part. T&Cs apply

Why we like it

2.50% AER/2.47% gross (variable) on balances up to £25,000. 1% cashback (up to £15 a month) on selected household bills when you pay by Direct Debit. 1% cashback (up to £15 a month) at supermarkets and on travel costs when you use your debit card (exclusions apply). Make international payments with no extra fees (the bank receiving the payment may still apply charges). There's also no charge for making CHAPS payments from this account. No fees for using Santander Edge Up debit card to withdraw cash and make payments outside the UK in the local currency. Get cashback, vouchers, prize draws and personalised offers with Santander Boosts , free rewards service. Online and Mobile Banking available with text and email alerts. £5 monthly fee for maintaining the account that will automatically be taken from the account each month. Must pay a minimum of £1,500 into the account each month. Must have 2 active Direct Debits. Arranged overdraft facility (subject to status). If you use an arranged overdraft you’ll be charged an interest rate of 39.94% APR / EAR (variable). Online and Mobile Banking available with text and email alerts. *Switch incentive available when you use Current Account Switch Service. For £180 cash you'll have to complete the full switch, set up 2 active household Direct Debits and pay in £1,500 within 60 days. T&Cs apply

Details

Minimum Deposit for Offer	Interest Paying
Minimum Age	18
UK Resident	Yes

FlexDirect Current Account Nationwide

Open With £1000

Account Type Current Account

Features 5% Interest AER on balances up to £1,500 Up to £60 cashback on debit card purchases for 12 months

View deal

£200 current account switch offer for Nationwide members

Why we like it

5.00% AER fixed (4.89% gross pa) in-credit interest on balances up to £1,500 for the first 12 months. Up to £60 cashback on debit card purchases for 12 months- Earn 1% monthly cashback (up to £5 a month) when you spend on your debit card - whether online, over the phone or in store. No monthly account fee. Interest-free arranged overdraft for 12 months. Access to mobile banking secure app. Manage all your Nationwide accounts in one place. View and search your transactions. Freeze and unfreeze your Visa Debit card. Report your card lost or stolen and order a new card. Manage your account online and by app. Access to other Nationwide products by becoming a member of Nationwide. Current account members get access to exclusive savings accounts. Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account). After the first 12 months, interest rate drops to 1% AER (0.99% gross a year) variable. After 12 months, an interest rate of 39.9% a year compounded (variable) will apply to your arranged overdraft on balances over £50

Details

Minimum Deposit for Offer	Interest Paying
Minimum Age	18
UK Resident	Yes

Switch to NatWest & Get £200

NatWest is currently offering £200 if you switch bank account to them.

This article aims to show you how to switch from your current bank to NatWest, enjoy hassle-free banking, and receive a £200 bonus payment.

Why Choose NatWest?

Do you want to avoid dealing with long queues, high fees, and poor customer service at your current bank? The process of switching to a new bank is not as daunting as it may seem.

NatWest offers a comprehensive range of banking services to meet the various financial needs of its customers. These services include personal banking, business banking, mortgages, loans, investments, insurance, credit cards, and savings accounts.

Customers can access their accounts through a variety of channels, such as online, mobile banking, telephone banking, and in-branch services. NatWest also provides helpful tools and resources to help customers manage their finances, such as budgeting tools, calculators, and more.

With a long history of offering excellent banking services, NatWest is one of the UK's most trusted and reliable banks.

Benefits of Switching to NatWest

As well as getting a £200 bonus, switching bank to NatWest has many benefits, including:

Among the services that NatWest provides are current accounts, savings accounts, credit cards, mortgages, and loans.

With NatWest's online banking system, you can manage your finances anywhere with their mobile app.

With NatWest's extensive branch network, you can easily access banking services in person.

As a NatWest customer, you can access their customer services team 24/7 with any queries or concerns. They are available through one of their branches or via online video chat.

A large network of ATMs and branches throughout the UK

Low fees and charges for using banking services

Access to a range of savings accounts. Right now, you can benefit as a NatWest customer. You can get access to the "Digital Regular Saver Account." This account pays a competitive 6% on balances up to £5,000."

Full fraud protection - NatWest will refund any money that is paid out of your bank account by a fraudster if you have kept your login details secure.

How to Switch Bank to NatWest?

NatWest offers a convenient and secure way to switch your current bank account to them. This is done through the Current Account Switch Service (CASS).

This article will guide you through the process of switching to a NatWest current account.
It will show you how to transfer direct debits and standing orders.
It will also explain how to switch your salary payments.
Lastly, it will explain how to close your existing account with your old bank.

We'll also explain how to open a NatWest current account and what to do if you need help with the switch. Finally, you'll find out how long the switch will take and what happens once it's complete. So, if you're ready to switch to NatWest, read on and find out exactly how to do it.

To change your bank to NatWest, follow these steps:

Step 1 - Research NatWest's Products and Services

Whilst the offer of £200 is attractive before you switch your bank account to NatWest, it is important to research the bank's products and services. This will ensure that they meet your financial needs. Visit NatWest's website or speak with a customer service representative to learn more about the bank's products.

Step 2 - Open a NatWest Account

To switch to NatWest, you will need to open a new account. To get the £200 cash bonus, you must open your new account online or use the NatWest banking app.

Step 3 - Transfer Your Funds and Direct Debits

In order to ensure a smooth transition, you will need to transfer your funds and direct debits from your current account to the new NatWest account. You can do this online using the "Current Account Switch" service.

Step 4 - Close Your Current Account

When you have moved your money and payments to a new bank, you can shut down your old account with the prior bank.

How to switch to NatWest bank using CASS

Switching to a new bank or building society using CASS is straightforward. Here's what you need to do:

Choose NatWest as the bank you want to switch to and apply for one of their accounts (Select, Reward, Premier Banking).

Provide your new bank or building society with proof of your identity and address.

Complete a Current Account Switch Agreement (CASA) with NatWest.

NatWest will contact your old bank or building society to start the switching process.

Your old bank or building society will provide a list of your standing orders, direct debits, and regular payments to NatWest.

NatWest will set up your new account and transfer your balance, standing orders, and direct debits.

Your old account will be closed, and any remaining balance will be transferred to NatWest.

Timeframe for switching using CASS is up to 7 business days.

FAQs

Q: Is it straightforward to switch bank to NatWest?

A: Yes, transferring to NatWest is a straightforward process that can be completed quickly.

Q: Will I incur any fees or charges for switching bank to NatWest?

A: No, NatWest does not charge any fees or charges for switching to the bank.

Q: Can I manage my finances online with NatWest?

A: Yes, NatWest offers a great online banking service that lets you manage your finances anywhere.

Q: How long does it take to switch banks to NatWest?

A: NatWest will keep you updated throughout the switching process, which can take up to 7 business days.

Q: Do I have to close my old bank account?

A: No; however, if you use the CASS service, your old account will be closed automatically.

Q: What information will I need before I switch to NatWest?

A: It is essential that your existing bank or building society has your most recent information on file, such as your current address if you have recently moved. Also, if you have a joint account, make sure you are both in agreement to the move.

Q: When will I receive the £200 bonus payment for switching bank?

A: When you have met the conditions of the Switch, NatWest will pay £200 into your bank account within 7 days.

Types of NatWest Bank Accounts to Switch to

1. NatWest Select Current Account

In addition to the £200 cash incentive, the NatWest Select Current Account boasts features such as:

No account fees

Minimum opening balance of £0.01

0% AER interest (annual equivalent rate)

The NatWest Select Current Account gives you access to their Digital Regular Saver. The top rate of interest on this savings account for balances up to £5,000 is 6%.

Requirements for the NatWest Select Current Account

Minimum deposit of £1,250 to open the account

Must switch using the Current Account Switch Service

Must log in to the NatWest banking app within 60 days

Should you meet this account's criteria, you will receive the £200 cash bonus within 7 days.

2. NatWest Reward Current Account

The £200 bank switch offer also applies to the NatWest Reward Current Account. This product comes with a fee of £2 per month, and you can earn up to £5 in Rewards for 2 or more Direct Debits and £1 with 1 mobile app log-in, So that's a net figure of £3 per through this bank account.

Switching to the NatWest Reward Current Account enables you to make a total earning of £236 in a year by:

Minimum deposit of £1,250 to open the account

Must switch using the Current Account Switch Service

Must log in to the NatWest banking app within 60 day

Logging in to the NatWest banking app once a month

Setting up at least two direct debit payments of £2 plus

Meeting eligibility criteria set out by NatWest

3. Premier Bank Account

With a Premier account, you can benefit from one-to-one support for more complex financial decisions. 24/7 support. Arranged overdraft facility. No monthly fees.

Criteria to be approved for a Premier account.

Minimum £100k sole income or £120k joint income paid into NatWest account or

£500k minimum mortgage borrowing or

£100k of savings or investments held with NatWest

Switch Bank To NatWest

NatWest is currently offering a £200 cash incentive for switching to their Select or Reward or Premier Current Accounts.

Why we like it

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Switch to NatWest & Get £200

Why Choose NatWest?

Benefits of Switching to NatWest

How to Switch Bank to NatWest?

How to switch to NatWest bank using CASS

FAQs

Types of NatWest Bank Accounts to Switch to

1. NatWest Select Current Account

Requirements for the NatWest Select Current Account

2. NatWest Reward Current Account

3. Premier Bank Account

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