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This comparison simply includes all savings accounts.

Suits Me
Personal Account Suits Me
Open With £0
Account Type Current Account
Features Apply without a credit check or proof of address

Why we like it: An alternative banking solution, offering banking services to people who find it hard to open a regular bank account because of their low credit score. Open an account in 10 minutes without a credit check or proof of address. Get your contactless Mastercard® debit card in 3-5 working days. Choose from three account options: ‘Essential’, ‘Premium’ and ‘Premium Plus'. You can manage your account on the go using the online banking app. Make transfer payments from your e-money account whenever, wherever. You can also set up and manage your Direct Debits and Standing Orders. Get access to exclusive partner deals. Shop and earn with your Suits Me card in-store, online or over the phone you can earn cashback rewards, with no limit. Access to a dedicated Customer Account Manager so you have someone who understands your account and your needs. Your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme). Monthly account fee ranges from free to £9.97 depending on account chosen. Refer your friends to apply and use their Suits Me card, and earn £50 per friend. No limit on the number of friends you refer

Personal Current Account Cashplus
Open With £0
Account Type Current Account
Features No Credit Checks Online App

Why we like it: A bank account that can build credit history. No credit check during sign up. Apply straight from your mobile. Instant online decision. Get your Contactless Debit Mastercard within 3-5 working days. Add Creditbuilder onto your account and it could help build your credit rating at no extra cost. Deposit cash into your account at any Post Office UK branch. Money is available in your account immediately. Manage your account 24/7 from any device with the banking app - get real time balance information, statements, add payees send payments and apply for extras. Automatic payment alerts. UK based Customer Services Team. Your money is protected up to £85,000 by the FSCS (Financial Services Compensation Scheme)

Card One Money
Current Account Card One Money
Open from £1
Term Adverse Credit Current Account
Interest AER No credit checks to open

Why we like it: A CardOneBanking current account is perfect if you want to stay in control - Online, text and phone account access. UK call centre. Free text alerts each time money is paid in. Free text alerts if bills cannot be paid. No credit checks to open

Your bank current account is not only fully functional but also a necessity - getting a bank account without a credit check limits your options, but there are banks that offer this type of account.

What are the best banks with no credit checks?

Before we discuss the best no credit check bank accounts, we should briefly explain what it is:

No Credit Check Accounts can vary between banks as they change regularly. However, when it comes to the best no credit check accounts, they typically offer:

  • A selection of accounts e.g. Essential, Premium, Premium Plus
  • Fast application process - typically you will need to verify your ID using a your phone by taking a picture of yourself, your passport or driving license or national ID
  • Your new bank account number and sort code will be typically generated in minutes
  • A debit card may take a bit longer e.g. 3 to 5 working days

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We've been comparing savings and current accounts for many years so you can trust you're in good hands.