Savings Selection

ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info

Kick Out DepositInvestec Bank plcyesUp to
6 years
5.25%
per annum
More Info >
  • 5.25% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Also available for Cash NISAs & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 

Best Savings Accounts

Company
Interest AER
Minimum Deposit
Term
Apply
Investec 5 year Step Up Bond 3.85% £25000 5 years Apply
Earn 2.85% AER fixed for first 2 years then 3.85% for next 3 years. No withdrawals during the term. Minimum deposit £25,000.

Vanquis 5 Year Fixed Rate Bond 3.25% £1000 5 Years Apply
Earn 3.25% gross/AER fixed for 5 years. No withdrawals.

Aldermore 5 Year Fixed Rate Bond 3.10% £1000 5 year Apply
Earn 3.10% AER fixed for 5 years. No withdrawals during the term. Minimum deposit £1000.

Vanquis 4 Year Fixed Rate Bond 2.91% £1000 4 years Apply
Earn 2.91% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available.

State Bank of India 5 Year Fixed Rate Bond 2.90% £25000 5 years Apply
Save from £25,000 to £1,000,000. Manage in branch or online. Interest paid monthly, annually or on maturity. No additional deposits or withdrawals.

Aldermore 4 Year Fixed Rate Bond 2.90% £1000 4 year Apply
Earn 2.90% AER fixed for 4 years. No withdrawals during the term. Minimum deposit £1000.

Aldermore 3 Year Fixed Rate Bond 2.70% £1000 3 years Apply
Earn 2.70% gross/AER fixed for 3 years. Open from £1,000. No withdrawals.

Investec 3 Year Fixed Rate Bond 2.65% £25000 3 years Apply
Earn 2.65% AER fixed for 3 year. No withdrawals during the term. Minimum deposit £25,000.

Investec 3 year Base Rate Plus 2.60% £25000 3 years Apply
Earn 2.60% AER minimum for 3 years. This account pays 1.00% above the Bank of England Base Rate (variable). So if the Bank of England Base Rate goes up beyond 1.60%, you will earn the Bank of England Base Rate plus 1.00%.No withdrawals during the term. Minimum deposit £25,000.

Bank of Cyprus 3 Year Fixed Term Deposit 2.50% £1000 3 years Apply
Earn 2.50% AER/Gross. Minimum deposit £1,000, up to a maximum of £1m. No withdrawals. Interest paid annually. Single or joint accounts. Apply online.

Vanquis 3 Year Fixed Rate Bond 2.50% £1000 3 Years Apply
Earn 2.50% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available

Investec 2 year fixed rate bond 2.30% £25000 2 years Apply
Earn 2.30% AER fixed for 2 year. No withdrawals during the term. Minimum deposit £25,000.

Investec 1 Year Fixed Rate Bond 1.95% £25000 1 year Apply
Earn 1.95% AER fixed for 1 year. No withdrawals during the term. Minimum deposit £25,000.

Cater Allen 3 Year Fixed Term Deposit 1.80% £50000 3 years Apply
3 year fixed rate savings account paying 1.80% gross/AER. Deposits are guaranteed by Santander UK plc. No withdrawals.

Aldermore 2 Year Fixed Rate Bond 1.80% £1000 2 Years Apply
Earn 1.80% AER fixed for 2 years. No withdrawals during the term. Minimum deposit £1000.

Jordan International Bank 1 Year Fixed Rate Bond 1.65% £20000 1 year Apply
Save from £20,000. Interest paid semi-annually. Covered by the FSCS (Financial Services Compensation Scheme). No withdrawals or additional deposits. Apply online.

Cater Allen 2 Year Fixed Term Deposit 1.60% £50000 2 years Apply
2 year fixed rate savings account paying 1.60% gross/AER. Deposits are guaranteed by Santander UK plc. No withdrawals.

Aldermore 1 Year Fixed Rate Bond 1.60% £1000 1 Year Apply
Earn 1.60% AER fixed for 1 year. No withdrawals during the term. Minimum deposit £1000.

Fair Investment Savings Maximiser Instant Access Account 1.58% £25000 Instant Access Apply
Minimum deposit of £25,000 is required for the Savings Maximiser Service. Service fee of £20 per month

RBS 2 Year Fixed Rate Bond (Existing RBS account holders only) 1.35% £5000 2 Years Apply
1.35% Gross/AER. Save between £5,000 - £500,000. No withdrawals or additional deposits.

Natwest 2 Year Fixed Rate Bond (Existing NatWest account holders only) 1.35% £5000 2 Years Apply
1.35% Gross/AER. Save between £5,000 - £500,000. No withdrawals or additional deposits.

Post Office Online Saver 1.30% £1 Instant Access Apply
Rate includes a fixed 12 month bonus of 0.40%. Unlimited free withdrawals. Open with £1.

Cater Allen 1 Year Fixed Term Deposit 1.30% £50000 1 year Apply
1 year fixed rate savings account paying 1.30% gross/AER. Deposits are guaranteed by Santander UK plc. No withdrawals.

Aldermore 30 Day Notice Account 1.25% £1000 30 day Apply
Earn 1.25% gross/AER variable. £1,000 minimum deposit. Interest paid monthly or annually. Unlimited withdrawals subject to 30 days' notice.

Natwest 1 Year Fixed Rate Bond (Existing NatWest account holders only) 1.10% £5000 1 Year Apply
1.10% Gross/AER. Save between £5,000 - £500,000. No withdrawals or additional deposits.

RBS 1 Year Fixed Rate Bond (Existing RBS account holders only) 1.10% £5000 1 year Apply
1.10% Gross/AER. Save between £5,000 - £500,000. No withdrawals or additional deposits.

Principality 18 month Fixed Rate Bond 1.00% £5000 18 months Apply
1% AER fixed for 18 months. Open to new and existing customers. Click to apply

Scottish Widows Direct Transfer Account 1.00% £1000 Instant Access Apply
Earn 1.00% gross/AER variable.

Principality 9 Month Fixed Rate Bond 0.75% £5000 9 Months Apply
9 Month Fixed Rate - 0.75% AER. Open to new and existing customers. Click to learn more.

Barclays Barclays Everyday Saver 0.60% £1 Instant Access Apply
Existing Barclays current account customers only. Save from £1, no maximum balance, instant access, interest paid monthly
†† Income payments are dependent upon the FTSE 100 Index.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.