Savings Selection

ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info

Kick Out Deposit PlanInvestec Bank plcyesUp to
6 years

4.25%

per annum

More Info >
  • 4.25% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Also available for Cash ISAs & ISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 

Best Savings Accounts

Company
Interest AER
Minimum Deposit
Term
Apply
Nationwide Nationwide FlexDirect Current Account 5.00% £1000 Current Account Apply
Access to your money at any time. Access to 5% AER (4.89% gross p.a) interest on in-credit balances of up to £2,500 fixed for the first 12 months. You must pay in £1,000 per month (excluding internal transfers) to get this rate. After 12 months the interest rate reverts to 1% gross p.a./AER (variable). Advertised rates correct at 7 October 2014 and may be changed or withdrawn without notice. Age 18+

Access Bank UK 2 Year Fixed Rate Bond 2.40% £5000 2 years Apply
2 YEAR FIXED RATE DEAL OF THE MONTH. Earn 2.40% AER/gross fixed for 2 years. Minimum opening balance of £5,000; maximum balance £500,000. Interest paid on maturity. Covered by the FSCS (Financial Services Compensation Scheme).

State Bank of India 5 Year Fixed Rate Bond 3.00% £25000 5 years Apply
Save from £10,000 to £1,000,000. Manage in branch or online. Interest paid monthly, annually or on maturity. No additional deposits or withdrawals.

union bank of india 5 Year Fixed Rate Bond 2.70% £10000 5 Years Apply
Earn 2.70% AER/gross fixed for 5 years. Minimum opening deposit of £10,000; maximum deposit £200,000. Interest paid on maturity. Available for single and joint account holders. Covered by the FSCS (Financial Services Compensation Scheme).

union bank of india 4 Year Fixed Rate Bond 2.55% £10000 4 years Apply
Earn 2.55% AER/gross fixed for 3 years. Minimum opening deposit of £10,000; maximum deposit £200,000. Interest paid on maturity. Available for single and joint account holders. Covered by the FSCS (Financial Services Compensation Scheme).

Aldermore 5 Year Fixed Rate savings account 2.50% £1000 5 year Apply
Earn 2.50% AER fixed for 5 years. No withdrawals during the term. Minimum deposit £1000.

Aldermore 4 Year Fixed Rate savings account 2.45% £1000 4 year Apply
Earn 2.45% AER fixed for 4 years. No withdrawals during the term. Minimum deposit £1000.

union bank of india 3 Year Fixed Rate Bond 2.40% £10000 3 years Apply
Earn 2.40% AER/gross fixed for 2 years. Minimum opening deposit of £10,000; maximum deposit £200,000. Interest paid on maturity. Available for single and joint account holders. Covered by the FSCS (Financial Services Compensation Scheme).

Aldermore 3 Year Fixed Rate savings account 2.40% £1000 3 years Apply
Earn 2.40% gross/AER fixed for 3 years. Open from £1,000. No withdrawals.

Vanquis 4 Year Fixed Rate Bond 2.35% £1000 4 years Apply
Earn 2.35% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available.

Axis Axis 3 year fixed term deposit account 2.20% £1000 3 years Apply
Earn up to 2.20%. Minimum deposit £1,000. Available to individuals and joint applicants. No withdrawals. Apply online.

Vanquis 3 Year Fixed Rate Bond 2.20% £1000 3 Years Apply
Earn 2.20% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available

Bank of Cyprus 3 Year Fixed Term Deposit 2.10% £10000 3 years Apply
Earn 2.10% AER/Gross. Minimum deposit £10,000, up to a maximum of £1m. No withdrawals. Interest paid annually. Single or joint accounts. Apply online.

union bank of india 2 Year Fixed Rate Bond 2.10% £10000 2 years Apply
Earn 2.10% AER/gross fixed for 2 years. Minimum opening deposit of £10,000; maximum deposit £200,000. Interest paid on maturity. Available for single and joint account holders. Covered by the FSCS (Financial Services Compensation Scheme).

Axis Axis 2 year fixed term deposit account 2.00% £1000 2 years Apply
Earn up to 2.00%. Minimum deposit £1,000. Available to individuals and joint applicants. No withdrawals. Apply online.

Access Bank UK 1 Year Fixed Rate Bond 2.00% £5000 1 year Apply
Earn 2.00% AER/gross fixed for 1 year. Minimum opening balance of £5,000; maximum balance £500,000. Interest paid on maturity. Covered by the FSCS (Financial Services Compensation Scheme).

Bank of Cyprus 2 Year Fixed Rate Bond 1.95% £10000 2 years Apply
Minimum deposit £10000. Available to individuals and joint applicants. No withdrawals. Apply online.

Aldermore 2 Year Fixed Rate savings account 1.95% £1000 2 Years Apply
Earn 1.95% AER fixed for 2 years. No withdrawals during the term. Minimum deposit £1000.

union bank of india 1 Year Fixed Rate Bond 1.85% £10000 1 year Apply
Earn 1.85% AER/gross fixed for 1 year. Minimum opening deposit of £10,000; maximum deposit £200,000. Interest paid on maturity. Available for single and joint account holders. Covered by the FSCS (Financial Services Compensation Scheme).

Aldermore 1 Year Fixed Rate savings account 1.75% £1000 1 Year Apply
Earn 1.75% AER fixed for 1 year. No withdrawals during the term. Minimum deposit £1000.

Fair Investment Savings Maximiser Instant Access Account 1.63% £25000 Instant Access Apply
Minimum deposit of £25,000 is required for the Savings Maximiser Service. Service fee of £20 per month

Bank of Cyprus 1 Year Fixed Rate Bond 1.50% £10000 1 year Apply
Minimum deposit £10000. Available to individuals and joint applicants. No withdrawals. Apply online.

Axis Axis 1 year fixed term deposit account 1.40% £1000 1 year Apply
Earn up to 1.40%. Minimum deposit £1,000. Available to individuals and joint applicants. No withdrawals. Apply online

Cater Allen 3 Year Fixed Term Deposit 1.40% £50000 3 years Apply
3 year fixed rate savings account paying 1.40% gross/AER. Deposits are guaranteed by Santander UK plc. No withdrawals.

Aldermore 30 Day Notice Account 1.30% £1000 30 day Apply
Earn 1.30% gross/AER variable. £1,000 minimum deposit. Interest paid monthly or annually. Unlimited withdrawals subject to 30 days' notice.

Aldermore Easy Access Account 1.25% £1000 Easy Access Apply
1.25% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 1.00% above Base Rate until 1 November 2013. Unlimited withdrawals without restriction or loss of interest.

Cater Allen 2 Year Fixed Term Deposit 1.00% £50000 2 years Apply
2 year fixed rate savings account paying 1.00% gross/AER. Deposits are guaranteed by Santander UK plc. No withdrawals.

Cater Allen 1 Year Fixed Term Deposit 0.75% £50000 1 year Apply
1 year fixed rate savings account paying 0.75% gross/AER. Deposits are guaranteed by Santander UK plc. No withdrawals.

Scottish Widows Direct Transfer Account 0.60% £1000 Instant Access Apply
Earn 0.60% gross/AER variable.
†† Income payments are dependent upon the FTSE 100 Index.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.