Savings Selection

ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info

Kick Out DepositInvestec Bank plcyesUp to
6 years
4.75%
per annum
More Info >
  • 4.75% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Also available for Cash NISAs & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 

Best Savings Accounts

Company
Interest AER
Minimum Deposit
Term
Apply
Nationwide Nationwide FlexDirect Current Account 5.00% £1000 Current Account Apply
Access to your money at any time. Earn 5% AER (4.89% gross p.a) interest on in-credit balances of up to £2,500 (fixed for the first 12 months). You must pay in £1,000 per month (excluding internal transfers) to get this rate. After 12 months the interest rate reverts to 1% gross pa./AER (variable). Interest paid monthly. Advertised rates correct at 1 March 2013 and may be changed or withdrawn without notice. Age 18+

Investec 5 Year Step Up Bond 3.50% £25000 5 years Apply
MARKET LEADING: Earn 3.00% AER fixed for first 3 years then 3.50% for next 2 years. No withdrawals during the term. Minimum deposit £25,000.

Santander Santander 123 Current Account 3.00% £1000 Current Account Apply
Access to your money at any time. Earn 3% AER (variable) interest on balances from £3,000 and up to a maximum of £20,000, 1% AER (variable) interest on balances from £1,000, or 2% AER (variable) interest on balances from £2,000. Monthly fee of £2. Must pay a minimum of £500 into the account each month.

Aldermore 5 Year Fixed Rate savings account 3.00% £1000 5 year Apply
Earn 3.00% AER fixed for 5 years. No withdrawals during the term. Minimum deposit £1000.

State Bank of India 5 Year Fixed Rate Bond 2.90% £25000 5 years Apply
Save from £25,000 to £1,000,000. Manage in branch or online. Interest paid monthly, annually or on maturity. No additional deposits or withdrawals.

Vanquis 5 Year Fixed Rate Bond 2.80% £1000 5 Years Apply
Earn 2.80% gross/AER fixed for 5 years. No withdrawals.

Aldermore 4 Year Fixed Rate savings account 2.75% £1000 4 year Apply
Earn 2.75% AER fixed for 4 years. No withdrawals during the term. Minimum deposit £1000.

Vanquis 4 Year Fixed Rate Bond 2.61% £1000 4 years Apply
Earn 2.61% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available.

Investec 3 Year Base Rate Plus 2.50% £25000 3 years Apply
MARKET LEADING: Earn 2.50% AER minimum for 3 years. This account pays 1.00% above the Bank of England Base Rate (variable). So if the Bank of England Base Rate goes up beyond 1.50%, you will earn the Bank of England Base Rate plus 1.00%.No withdrawals during the term. Minimum deposit £25,000.

Axis Axis 3 year fixed term deposit account 2.45% £10000 3 years Apply
Earn up to 2.45%. Minimum deposit £10,000. Available to individuals and joint applicants. No withdrawals. Apply online.

Aldermore 3 Year Fixed Rate savings account 2.35% £1000 3 years Apply
Earn 2.35% gross/AER fixed for 3 years. Open from £1,000. No withdrawals.

Aldermore 2 Year Fixed Rate savings account 2.25% £1000 2 Years Apply
Earn 2.25% AER fixed for 2 years. No withdrawals during the term. Minimum deposit £1000.

Vanquis 3 Year Fixed Rate Bond 2.20% £1000 3 Years Apply
Earn 2.20% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available

Axis Axis 2 year fixed term deposit account 2.10% £10000 2 years Apply
Earn up to 2.10%. Minimum deposit £10,000. Available to individuals and joint applicants. No withdrawals. Apply online.

State Bank of India 1 Year Fixed Term Deposit Account 1.80% £10000 1 year Apply
Earn 1.80% AER/Fixed. Save from £10,000 to £1,000,000.

Cater Allen 3 Year Fixed Term Deposit 1.80% £50000 3 years Apply
3 year fixed rate savings account paying 1.80% gross/AER. Deposits are guaranteed by Santander UK plc. No withdrawals.

Aldermore 1 Year Fixed Rate savings account 1.75% £1000 1 Year Apply
Earn 1.75% AER fixed for 1 year. No withdrawals during the term. Minimum deposit £1000.

Axis Axis 1 year fixed term deposit account 1.70% £10000 1 year Apply
Earn up to 1.70%. Minimum deposit £10,000. Available to individuals and joint applicants. No withdrawals. Apply online.

Cater Allen 2 Year Fixed Term Deposit 1.60% £50000 2 years Apply
2 year fixed rate savings account paying 1.60% gross/AER. Deposits are guaranteed by Santander UK plc. No withdrawals.

United National Bank Easy Access Savings Account 1.40% £500 Easy access Apply
Earn 1.40% gross/AER. £500 minimum deposit. Interest paid annually. Online access only.

Fair Investment Savings Maximiser Instant Access Account 1.58% £25000 Instant Access Apply
Minimum deposit of £25,000 is required for the Savings Maximiser Service. Service fee of £20 per month

Cater Allen 1 Year Fixed Term Deposit 1.30% £50000 1 year Apply
1 year fixed rate savings account paying 1.30% gross/AER. Deposits are guaranteed by Santander UK plc. No withdrawals.

Scottish Widows Direct Transfer Account 1.00% £1000 Instant Access Apply
Earn 1.00% gross/AER variable.
†† Income payments are dependent upon the FTSE 100 Index.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.