Savings Selection
| Provider | Plan Name | Deposit Taker | ISA Option | Term | Maximum Potential Return | More Info |
|---|---|---|---|---|---|---|
 | Inflation Protected Deposit Bond | Royal Bank of Scotland plc |  | 5 years | RPI Tracker | More Info > |
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Best Savings Accounts
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Company |
Account |
Interest AER |
Minimum Deposit |
Term |
Apply |
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5 Year Fixed Term Deposit Account | 4.60% | £10000 | 5 years | Apply |
| Interest paid Annually at 4.60% Gross/AER, Quarterly at 4.52% AER or Monthly at 4.50% AER. Minimum Deposit £10,000. Open to new and existing customers. | |||||
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3 Year Fixed Term Deposit Account | 4.00% | £10000 | 3 Years | Apply |
| Interest paid annually at 4.00% (gross), quarterly at 3.94% (gross), or monthly at 3.93% (gross). Minimum Deposit £10,000. | |||||
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2 Year Fixed Rate Bond | 3.70% | £5000 | 2 Years | Apply |
| 3.40% Gross/AER on balances of £5,000 - £24,999. 3.70% on balances of £25,000 - £500,000. Existing customers only. No withdrawals or additional deposits. | |||||
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2 Year Fixed Rate Bond | 3.70% | £5000 | 2 Years | Apply |
| 3.40% Gross/AER on balances of £5,000 - £24,999. 3.70% on balances of £25,000 - £500,000. Existing customers only. No withdrawals or additional deposits. | |||||
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1 year Fixed Rate Bond | 3.45% | £1000 | 1 Year | Apply |
| 3.45% Gross/AER fixed for 1 year. Deposit from £1,000. No maximum deposit. | |||||
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1 Year Fixed Rate Bond | 3.30% | £2000 | 1 year | Apply |
| Earn 3.30% gross/AER fixed for 3 years. £2,000 minimum deposit. Penalty for withdrawal before the end of the term. Interest paid monthly or on maturity. | |||||
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1 Year Fixed Rate Bond | 3.20% | £5000 | 1 Year | Apply |
| 3.00% Gross/AER on balances of £5,000 - £24,999. 3.20% on balances of £25,000 - £500,000. Existing customers only. Deposit £5,000 - £500,000. No withdrawals or additional deposits. | |||||
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Online ISA | 3.10% | £1000 | Instant Access | Apply |
| Introductory fixed rate of 3.10% AER tax-free until 31st January 2013, then reverts to variable rate. Transfers allowed from other cash ISAs. | |||||
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ING Direct Savings Account | 2.90% | £1 | Instant Access | Apply |
| 2.90% AER variable (2.86% gross p.a.) including a fixed bonus of 2.36% gross p.a. for 12 months, after which it will revert to the standard variable rate. Unlimited withdrawals. | |||||
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Direct Transfer Account | 2.80% | £1000 | Instant Access | Apply |
| Includes a 0.89% bonus payment for the 1st 12 months giving you a return of 2.80% gross. | |||||
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E Cash ISA | 2.50% | £10 | Instant Access | Apply |
| No withdrawal restrictions. Interest can be paid annually or twice annually. manage online, by telephone, or by post. | |||||
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9 Month Fixed Rate Bond | 2.50% | £5000 | 9 Months | Apply |
| 9 Month Fixed Rate - 2.50% AER. Open to new and existing customers. Click to learn more. | |||||
†† Income payments are dependent upon the FTSE 100 Index.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.