Best Instant Access Savings Accounts

Company
Account
Interest AER
Minimum Deposit
Term
Apply
TESCO Tesco Internet Saver 2.75% £1 n/a Apply
Includes fixed 1.50% bonus interest on balances up to £100,000 for a year. Balances above £100,000 earn the standard rate of 1.25% Gross/AER (variable)
Alliance and Leicester Online Saver 2.75% £1000 n/a Apply
Unlimited withdrawals, interest paid annually, AER includes a variable BONUS payable for at least 12 months. The bonus rate depends on the account balance.
ING Direct ING Direct Savings Account 2.50% £1 n/a Apply
Move your money when you like, with no penalties or restrictions and benefit from Monthly Interest Payments
Santander e Saver 2.50% £1 n/a Apply
2.50% includes a 12 month bonus of 2.00%. AER without bonus is 0.50%
Principality e-Saver 2.40% £1 n/a Apply
2.40% includes a 12 month bonus of 0.75%. AER before bonus is 1.65%.
Post Office Instant Saver 2.10% £1 n/a Apply
2.10% includes a 12 month bonus of 2.00%. AER without bonus is 0.10% . 6 Free Withdrawals Per Year
Lloyds International International Bonus Saver Account 2.01% £5000 n/a Apply
2.01% includes a 12 month bonus of 0.50%. AER without bonus is 1.51%.
Nationwide E Savings Plus 2.00% £1 n/a Apply
Only available to Nationwide Flex Account holders. make up to 3 withdrawals per year with no loss of interest.
HSBC Online Bonus Saver 0.75% £1 n/a Apply
0.75% including a 0.50% bonus on months where you don't make a withdrawal. Rate without bonus is 0.25%.