Best Instant Access Savings Accounts

Company
Account
Interest AER
Minimum Deposit
Term
Apply
ING Direct ING Direct Savings Account 2.75% £1 n/a Apply
Move your money when you like, with no penalties or restrictions and benefit from Monthly Interest Payments

Scottish Widows Direct Transfer Account 2.70% £1000 n/a Apply
Includes a 0.69% bonus payment for the 1st 12 months. Gross rate without bonus is 2.01%

Chelsea Building Society eSaver 2.57% £1 n/a Apply
Unlimited withdrawals, instant access to your money

Egg Savings Account 2.50% £1 n/a Apply
includes a 12 month fixed bonus rate of 2.00% gross pa/AER from the date you open your account.

Lloyds International International Bonus Saver Account 2.01% £5000 n/a Apply
2.01% includes a 12 month bonus of 0.50%. AER without bonus is 1.51%.

Nationwide E Savings Plus 2.00% £1 n/a Apply
Only available to Nationwide Flex Account holders. make up to 3 withdrawals per year with no loss of interest.

RBS RBS Direct Saver 1.50% £1 n/a Apply
[No bonus] Tiered interest rates from 1.00% to 1.50% AER. Start saving from just £1.

HSBC Online Bonus Saver 0.75% £1 n/a Apply
0.75% including a 0.50% bonus on months where you don't make a withdrawal. Rate without bonus is 0.25%.

Natwest Natwest eSavings 1.00% £1 n/a Apply
Just one rate which stays the same. Open with £1. Instant access with no penalties for withdrawals.